This Month
‘I gave my husband almost everything in our divorce’
Dionne Lee was sure she could rebuild her financial life after divorce, but most people aren’t so confident. If that’s you, this guide will help.
- Alexandra Cain
Earning big money but still broke? It could be lifestyle creep
Routinely splurging on luxuries can leave even very high earners drowning in debt. Three ways to set yourself free.
- Michelle Bowes
What to do with a six-figure redundancy payout
Being made redundant can be emotionally and financially devastating if you weren’t expecting it. But large lump sum payouts also present an opportunity to reset your career and finances.
- Duncan Hughes
- Opinion
- Flat Chat
Why it’s important to maintain the rage in your unit block
Property investors can be drawn into a conspiracy of mutually enabled silence with rental agents – neither party wants any hassles. But that’s ultimately a costly strategy.
- Jimmy Thomson
We have $360,000 in super. Are we wealthy enough for an SMSF?
There has been much debate about the appropriate dollar threshold for do-it-yourself super.
- Penny Wise
Alzheimer’s takes a financial toll long before diagnosis
People who develop dementia often begin falling behind on bills years earlier, research shows.
- Ben Casselman
Why the family farm has become a huge inheritance challenge
Succession planning can be extremely difficult, but it doesn’t have to be if you start talking early and come up with a workable strategy.
- Larry Schlesinger
August
Where home buyers can score the biggest bargains now
House sellers are slashing their prices by hundreds of thousands of dollars as fresh listings rise before spring.
- Nila Sweeney
Four strategies to lower pesky lenders’ mortgage insurance
Lenders’ mortgage insurance is a costly nuisance. But if it comes down to paying a bit extra and getting into the housing market sooner, it might be worth doing.
- Lucy Dean
Weekender dreaming: It’s a great time to buy a holiday home
Listings for popular getaway destinations are at their highest in five years, while demand has fallen, making now a good time to look for a holiday home.
- Michelle Bowes
Don’t be tricked by these sneaky auction tactics
From fear of missing out to what’s known as ‘money illusion’, it’s useful to understand the psychology of real estate negotiations.
- Lucy Dean
- Opinion
- Property investment
Investing in property for yield has never looked so unattractive
Rather than dealing a fatal blow by ending negative gearing on property, governments are bringing about death by a thousand cuts.
- Michelle Bowes
My short-term memory is a worry – should I close my DIY super fund?
Many retirees with SMSFs worry about diminished capacity as they get older – this is what to do.
- John Wasiliev
Yachts, fine art and investment properties targeted by ATO
The ATO will use data from insurance and property management companies to cross-check taxpayer claims.
- Duncan Hughes
The window to make decent money on term deposits is fast closing
Banks have already started cutting interest rates anticipating the Reserve Bank’s next move, but there are still reasonable deals to be found.
- Michelle Bowes
- Opinion
- Financial planning
This wealth book has great advice – so why do I dislike it?
Scott Galloway is a superstar when it comes to wealth creation. The problem is, he knows it.
- Andrew Hobbs
- Opinion
- Inflation
Lower inflation could pressure RBA to cut rates
Very low inflation readings in the coming months will change the interest rate debate.
- Updated
- Christopher Joye
What advisers are telling clients about the $3m super tax
Financial advisers are urging parliament to resolve the super tax standoff to give wealthy clients enough time to adjust to the changes.
- Michelle Bowes
How to work less, help the kids and do the job you always wanted
A transition to retirement pension offers opportunities to revamp your lifestyle, pay down debt or gift a home deposit. Here’s how to take advantage.
- Duncan Hughes
The tools showing retirees they have more to spend than they thought
Retirement income modelling is advancing rapidly, giving people an unprecedented ability to plan their own financial futures.
- Joanna Mather
