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Federal Housing Administration

At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders. In fact, we're one of the largest mortgage insurers in the world. Since 1934, we've helped millions of families become homeowners. Today, we insure mortgages for single family, multifamily, and residential care facilities nationwide.

 

 

 

 


 

 

Latest News
 

 

The Multifamily Section 542(c) Risk-Sharing Initiative interest rate collar will provide more interest rate certainty for state and local Housing Finance Agencies that use the program to finance affordable multifamily housing.

 

HUD Releases Fiscal Year 2024 FHA Annual Management Report

The report details the accomplishments of the Federal Housing Administration within our Single Family Housing, Multifamily Housing, and Healthcare Programs.

 

 


November 15, 2024

 

Our annual report to Congress on the status of the Mutual Mortgage Insurance Fund for fiscal year 2024 describes the work of the FHA Single Family mortgage insurance programs and the performance of the Fund.

 

Fiscal Year 2024 Mutual Mortgage Insurance Fund Annual Report to Congress

Our annual report to Congress on the status of the Mutual Mortgage Insurance Fund for fiscal year 2024 describes the work of the FHA Single Family mortgage insurance programs and the performance of the Fund.





November 15, 2024

 

 

 

 

Press Release

 

New Update to Risk Sharing Initiative Provides Interest Rate Certainty

The Multifamily Section 542(c) Risk-Sharing Initiative interest rate collar will provide more interest rate certainty for state and local Housing Finance Agencies that use the program to finance affordable multifamily housing. 

 

 

 

August 13, 2024

 

 

 

Press Release

 

New Actions to Support Borrowers in Maui County, HI

Eligible borrowers and renters in Maui County who lost their homes, and are in the process of rebuilding or buying another home, can continue to use FHA’s 203(h) Mortgage Insurance for Disaster Victims program to receive up to 100 percent financing.

 


August 8, 2024

 

 

 

Press Release

 

Revised Servicing Defect Taxonomy Proposal for Stakeholder Feedback

Our revised Servicing Defect Taxonomy proposal is designed to provide greater clarity and certainty for mortgage servicers.

 






July 10, 2024

 

 

 

 

 


 

Business Resources

From housing to healthcare facilities, our business resources can help FHA insurance program participants stay informed. Review our guides, policy updates, and other tools to get the information you need and better serve your customers. Access special COVID-19 guidance for all FHA and Office of Housing Program Participants.
 

Stay up to date on the latest FHA and Office of Housing program information by subscribing to our email updates.

 

 

 

 

 

 

 

 


 

Consumer Resources

Our consumer resources support homeowners, homebuyers, and renters. Use these tools to get answers to your questions, understand your options, and make better housing decisions.

 

 

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Phone: (800) 225-5342

TTY: (800) 877-8339

 

 

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FHA Supports Fair Housing and Equal Opportunity

HUD is committed to enforcing the Fair Housing Act and to ensuring that people are not discriminated against when they seek housing or housing-related services. If you need assistance in determining your rights under the Fair Housing Act or applicable laws, or believe you have been a victim of housing discrimination and need assistance, we encourage you to review the information on HUD's Office of Fair Housing and Equal Opportunity webpage.