I live on a canal boat - here is how much I have to pay per month in fees

A woman living on a canal boat has revealed how much she has to pay per month when it comes to bills and maintenance fees. 

Taking to TikTok to address her followers, which now number over 7,800, Natasha Nbwakamatandoto shared the cost of opting for a more nomadic lifestyle on the water.

First up, she addressed the singular most expensive cost, which comes in the form of the boat itself. 

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She said that she had to pay £42,000 for the boat - a sum that may take many people by surprise. 

However, where the benefit of buying a houseboat really comes to fruition is in the form of cost-friendly bills once that purchase is out the way. 

Breaking down the cost of the bills she is required to pay for on a regular basis, Natasha shared that her most expensive outgoings are her waterways licence, which costs £108 per month and her registered roving traders' licence.

Operating as the latter requires her to pay an additional £100, bringing their transit costs to a total of £208. 

The insurance for her boat sets her back a further £25 each month, with fuel expenses coming to £40 per month. 

She proceeded to add in the cost of coal - used to heat fires on her boat for six months of the year - which equates to £45 on a monthly basis. 

Finally, the cheapest of her outgoing is her public liability insurance for acting as a roving trader. This is just £8 every month. 

Overall, it means that she spends £326 per month on bills, which equals £3,912 over the course of an entire year.

It comes after a man revealed how much it cost him to get his boat on the water - with a running total detailing each charge.

Posting to TikTok under the handle @boattega, he first shared the total cost of the physical canal boat itself, which in his case amounted to £15,000.

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He then shared the cost of having to transport the canal boat itself from a factory if it is new or elsewhere if being bought second-hand. 

In his case, transportation costs came to an additional £2,400. 

Posting to TikTok under the handle @boattega, the individual did a running total of how much each aspect of purchasing a boat had cost him

The he moved on to yard preparation - which involves when the boat is stationary for an extended period of time - which totalled £320. 

He added that a further £65 was required for materials to ensure that living conditions on the boat would remain safe and up-to-standard. 

He ripped out the fixtures inside the boat himself so it cost him nothing. 

In total, this brought the cost of preparing a boat to be habitable on a canal to £17,785. 

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