No, but there are fees for late payments and other special situations.
Their main income is from the transaction fees that they charge the merchants.
The idea is that people who don’t have money can spend money and create a transaction fee on a sale that wouldn’t otherwise have happened if they didn’t lend the money. That way it’s the same as a credit card that you only pay monthly.
The difference is that the payments can be split, so that the customers can … uh … utilize their entire credit maximum every month…
Needless to say, this kind of credit maximum optimization can end really badly for people who have unstable incomes. The same kind of people who might be tempted to use it.




























There’s the Pipistrel Velis Electro. It costs about $200 000. It’s a regular plane. Been around for some years.
What I’d like to see is more of is stuff like the Ehang 216 eVTOL drones. I don’t know if they’re actually commercially available yet or what kind of places they’re allowed.