NeoPawn Protocol

White-Label B2B Lending Infrastructure for Banks and Lenders.

Empower clients to collateralize assets (RWAs, BTC, etc.) while requesting loans. From crypto-backed lending to tokenized real estate. ~ Audit-Ready!

Vision

NeoPawn is an audit-ready, institutional-grade infrastructure designed to unlock idle capital through decentralized liquidity rails. We bridge traditional finance with blockchain opportunities, enabling financial institutions to instantly offer white-label digital credit under their own brand.

The Problem

The global economy loses trillions in potential value due to friction in loan application processes. Massive capital sits idle, slowing human progress. Traditional banks lack modern infrastructure to tap into DeFi and tokenized opportunities.

Value Proposition: NeoPawn

🏛️ For Banks White-label platform to activate idle capital:

Seamless legacy system integration

MiCA regulatory compliance

Instant capital activation

Fully under your brand

💼 For Institutions Institutional terminal bridging:

Traditional compliance ↔ Decentralized liquidity rails

Cinematic user experience (intuitive interface)

Access to tokenized credit pools

Integrated RWAs (Real World Assets)

🌍 Business Model

• Freemium: Scales with white-labeled wallet volume

• Custom Pools: $25K annual fee

• Transaction Fee: 0.2% on key movements (deposits and loans)

📊 Market Opportunity

• TAM (2030): $2–4T tokenized RWA market, with credit/lending as a core segment growing to $9.4T potential. ​
• SAM: EU banks under MiCA (e.g., 9 major banks launching compliant stablecoins in 2026), targeting compliant rails amid $300B stablecoin market. ​
• SOM: Early capture of NeoPawn node operators in $20B+ current RWA TVL. ​

🏗️ Tech Stack

• Blockchain: Starknet with Account Abstraction (native paymasters for gasless UX)

• Authentication: Clerk (Social Login)

• Database: Supabase (Postgres + realtime)

• Frontend: Vite + React + TailwindCSS

• Monitoring: Sentry + Cloudflare Pages

🌍 NeoPawn Philosophy

1. Accessibility: Global payroll without geographic or banking barriers

2. Transparency: Every transaction verifiable and auditable on-chain

3. Speed: Payments in minutes, not days

4. Empowerment: Workers control their money, not banks

Overview of Sources Projection Source Key Data TAM $2–4T (2030) TechFlowPost RWA Review ​ 50–100x growth from $20B TAM $9.4T RWAs (2030) NextMSC Tokenized RWAs ​ 72.8% CAGR from 2025 SAM MiCA Banks Contextual Solutions ​ 9 EU banks launching 2026 Stablecoin Market LinkedIn/ESMA ​ $300B total, MiCA focus Current RWA TVL Binance Square ​ >$20B (ex-stablecoins)

Built With

• cloudflare
• figma
• hexagonalarchitecture
• node.js
• react
• tailwind
• typescript
• workers