moratorium

During the COVID-19 pandemic, state and local governments across the country, under pressure from housing rights groups, enacted rent freezes, eviction moratoriums and rent relief programs to protect tenants from potential homelessness.

Lara also announced he had expanded the boundaries of a moratorium he issued last week that bars insurers from issuing new cancellation or non-renewal notices for one year.

And though the insurance commissioner placed a moratorium on cancellations of home insurance in these areas for now, when that lifts, premiums will go up — maybe a lot.

The moratoriums, provided for under state law, are typically issued after large fires and apply to all policyholders regardless of whether they have suffered a loss.

"We do need to put a moratorium on immigration," argues Mr Kratzar, whose group has taken part in some of them.