overdraft


Also found in: Thesaurus, Legal, Financial, Acronyms, Encyclopedia, Wikipedia.
Related to overdraft: Overdraft Facility

o·ver·draft

 (ō′vər-drăft′)
n.
1.
a. The act of overdrawing a bank account.
b. Abbr. OD or o/d The amount overdrawn.
c. The maximum amount of credit extended to a customer.
2. also o·ver·draught (-drăft′)
a. A current of air made to pass over the ignited fuel in a furnace.
b. A series of flues in a brick kiln designed to force air down from the top.
c. The air so forced.
American Heritage® Dictionary of the English Language, Fifth Edition. Copyright © 2016 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company. All rights reserved.

overdraft

(ˈəʊvəˌdrɑːft)
n
1. (Banking & Finance) a draft or withdrawal of money in excess of the credit balance on a bank or building-society cheque account
2. (Banking & Finance) the amount of money drawn or withdrawn thus
Collins English Dictionary – Complete and Unabridged, 12th Edition 2014 © HarperCollins Publishers 1991, 1994, 1998, 2000, 2003, 2006, 2007, 2009, 2011, 2014

o•ver•draft

(ˈoʊ vərˌdræft, -ˌdrɑft)

n.
1. an act of overdrawing a checking account.
2. a check overdrawn on an account.
3. the amount overdrawn.
4. an excessive drawing on or drawing off of something.
5. a draft made to pass over a fire.
[1875–80]
Random House Kernerman Webster's College Dictionary, © 2010 K Dictionaries Ltd. Copyright 2005, 1997, 1991 by Random House, Inc. All rights reserved.
ThesaurusAntonymsRelated WordsSynonymsLegend:
Noun1.overdraft - a draft in excess of the credit balance
bill of exchange, draft, order of payment - a document ordering the payment of money; drawn by one person or bank on another
Based on WordNet 3.0, Farlex clipart collection. © 2003-2012 Princeton University, Farlex Inc.
Translations
سَحْب زائِد من البَنْكسَحْبٌ على الـمَكْشُوف
přečerpání účtu
overtræk
tilinylitysluottoraja
prekoračenje bankovnog pologa
hiteltúllépés
yfirdráttur
当座借越し
당좌 대월
pereikvojimasperviršijimas
kredīta pārtēriņš
čiastka presahujúca bankové konto
övertrassering
จำนวนเงินที่เป็นหนี้ธนาคาร
fazla para çekmehesaptan fazla çekilen miktar
số tiền chi trội

overdraft

[ˈəʊvədrɑːft]
A. N (Fin) → sobregiro m, giro m en descubierto; (on account) → saldo m deudor
to have an overdrafttener la cuenta en descubierto
B. CPD overdraft charges NPLcargos mpl por descubierto
overdraft facility Ncrédito m al descubierto
overdraft limit Nlímite m del descubierto
Collins Spanish Dictionary - Complete and Unabridged 8th Edition 2005 © William Collins Sons & Co. Ltd. 1971, 1988 © HarperCollins Publishers 1992, 1993, 1996, 1997, 2000, 2003, 2005

overdraft

[ˈəʊvərdrɑːft] ndécouvert m
a £6000 overdraft → un découvert de 6 000 livres
to have an overdraft → avoir un découvert
to repay an overdraft → rembourser un découvert
Collins English/French Electronic Resource. © HarperCollins Publishers 2005

overdraft

[ˈəʊvəˌdrɑːft] n (Fin) → scoperto (di conto)
to have an overdraft at the bank → avere il conto scoperto
Collins Italian Dictionary 1st Edition © HarperCollins Publishers 1995

overdraft

(ˈəuvədraːft) noun
the amount of money by which a bank account is overdrawn. a large overdraft.
Kernerman English Multilingual Dictionary © 2006-2013 K Dictionaries Ltd.

overdraft

سَحْبٌ على الـمَكْشُوف přečerpání účtu overtræk Kontoüberziehung υπέρβαση πιστωτικού ορίου descubierto tilinylitys découvert prekoračenje bankovnog pologa scoperto 当座借越し 당좌 대월 overdispositie overtrekk przekroczenie konta saldo negativo овердрафт övertrassering จำนวนเงินที่เป็นหนี้ธนาคาร fazla para çekme số tiền chi trội 透支
Multilingual Translator © HarperCollins Publishers 2009
References in classic literature ?
She says she'll have to ask for an overdraft as it is."
NATIONWIDE Building Society recently announced plans to overhaul the way it charges for arranged overdrafts across its current account range - and it's not the only account provider mulling over how it charges overdraft customers.
MARTIN LEWIS, founder of MONEYSAVINGEXPERT.com, has previously said that, while its new standard overdraft rate looks "shocking" on the surface, "the shock is more due to the fact the costs are now more transparent and easier to compare".
It is by no means the only account provider mulling over how it charges overdraft customers - others are also making sure they will be able to comply with new rules coming into force next year in a major shake-up for overdrafts generally.
Nine of the largest Arkansas-chartered banks collected more than $136 million in overdraft fees in 2018, according to reports by the Federal Deposit Insurance Corp.
Other changes include requiring banks and building societies to advertise arranged overdraft prices with an APR (annual percentage rate) to help customers compare them against other products.
The overhaul should make it easier for people to see if they would be better off elsewhere - perhaps by getting an overdraft with another bank or a different product, such as a personal loan which may work out less expensive in the longer term.
CHANGES to fix the "dysfunctional" overdraft market - where fees can be 10 times the charges for a payday loan - has been confirmed by the City regulator.
BY ruki sayid Consumer Editor MILLIONS of bank customers hit by rip-off overdraft charges have been given a boost after banks were ordered to scrap the fees.
LONDON (Alliance News) - The Financial Conduct Authority on Friday said it will prevent UK banks from charging higher fees for unarranged overdrafts than for arranged ones as part of "the biggest overhaul to the overdraft market for a generation".