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BCR

BCR is a private bank in Romania and a subsidiary of Erste Group. It is the leading bank in Romania with 20% market share. BCR offers both retail and corporate banking services through over 667 branches. It has subsidiaries that specialize in housing lending, pensions, and financial leasing. BCR provides online banking services that allow customers to conduct transactions anywhere in the world. It also offers personal loans up to RON 15,000 with fixed monthly installments and benefits like free life insurance.

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Anca Mahalean
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170 views13 pages

BCR

BCR is a private bank in Romania and a subsidiary of Erste Group. It is the leading bank in Romania with 20% market share. BCR offers both retail and corporate banking services through over 667 branches. It has subsidiaries that specialize in housing lending, pensions, and financial leasing. BCR provides online banking services that allow customers to conduct transactions anywhere in the world. It also offers personal loans up to RON 15,000 with fixed monthly installments and benefits like free life insurance.

Uploaded by

Anca Mahalean
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PPTX, PDF, TXT or read online on Scribd
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Romanian Commercial Bank

BCR is a private bank, member of Erste Group

BCR Shareholders

History
in 1990 is established by taking over the commercial operations of the National Bank of Romania In 2004 EBRD and IFC became shareholders in BCR, together holding 25% - price paid at that time was $ 222 millions in 2005 ERSTE Bank became the major shareholder, paying 3.75 billion euros for ~ 62 % stake in BCR

BCR, the leading bank in Romania with 20 percent market share and assets totalling 17.2 billion, has reported a decline in net profit in the first quarter, as bad-loan costs almost doubled while net interest income fell.

Bcr is a universal bank whose services have been designed to suit the needs of both retail and corporate clients. The original logo used since 1992 was changed after Erste became Bcrs majority shareholder. The new logotype design of the bank keeps the BCR initials plus letter S The banks network numbers more than 667 retail branches and agencies.

BCR Group
1. BCR Banca pentru Locuinte is the BCR Group subsidiary specializing in saving and lending for housing purposes under a collective system

2. BCR PENSII has been highly dynamic on the Romanian private pension market, helping the company consolidate its position on the market.

3. BCR LEASING provides internal financial leasing services for purchasing durable goods, namely: leasing for purchasing motor vehicles, fleets, industrial equipment and machines, medical equipment, software and IT equipment etc., as well as leasing for industrial or commercial buildings.

Click 24 Banking BCR


This service gives you customized information about all your own accounts opened with BCR and allows you to make banking operations any time and anywhere in the world through Internet

Available operations:
New account opening in a currency in which the client does not have another account Intra and interbank transfers in RON and foreign currency, including international (between accounts opened in the same currency) Standing order instructions Foreign exchange operations between the accounts of the same client Debit card attachement to the current account Future date payments Posibility to modify and cancel all future date payments

DIVERS BCR
It is a loan for personal needs and you can obtain up to RON 15.000 with a fixed monthly installment starting with RON 250. Characteristics:
Purpose: granted for satisfying the borrowed's personal needs Currency of the loan: RON Maximum term: 5 years, except loans for refinancing purpose granted to customers with BCR history, which can be extended to maximum 10 years, depending on the date when the loan / loans that are refinanced were taken Down payment: not required Collaterals: not required

Advantages
You know from the beginning how much you will pay, as the monthly installment is a fixed amount throughout the loan validity period You are protected against exchange rate volatility You receive the life insurance free of charge from BCR Asigurri de Via VIG You need not bring collaterals Simplified documents You can benefit from up to 24 monthly installments paid by the bank in case of unemployment (additional feature, incurring costs) Final approval in maximum 3 days from submitting the complete file

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