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Financial Plan and Resource Generation

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21 views32 pages

Financial Plan and Resource Generation

Uploaded by

pitad21.deleondanjoel
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPTX, PDF, TXT or read online on Scribd
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FINANCIAL PLAN

AND RESOURCE
GENERATION

Group 3
Dignos
Eras
Etulle
Hugo
Jabol
Objectives:
Demonstrate
1 understanding of the
Financial Plan

Determine the
2 importance of
Financial
Planning

Identify the
3 objectives of
Financial Planning
Today’s
highlights:
Financial Plan

Type of Investors

Startup Fundraising
Financial Plan
• A financial plan is a
comprehensive overview of your
financial goals and the steps you
need to take to achieve them.
• A financial plan gives a clear vision
of the overall operating income
and expenses of the business to
distinguish if the company will
gain profit and
will be successful in the business
Financial Planning

is the process of estimating


the capital required and
determining its
competition.
Objective
s of
Financial
Planning
1.Determining capital
requirements

• This will depend upon factors


like cost of current and fixed
assets, promotional
expenses and long-range
planning.

• Capital requirements have


to be looked with both
aspects: short-term and long-
2. Determining capital
structure

• The capital structure is the


composition of capital, i.e.,
the relative kind and
proportion of capital required
in the business.

• This includes decisions of


debt- equity ratio- both
short-term
and long-term
3. Framing financial
policies

with regards to
cash control,
lending,
borrowings, etc
4. A finance manager
ensures that the
scarce financial
resources are
maximally
utilized in the best
possible manner at
least cost in order to get
maximum returns
on investment.
Importance
of Financial
Planning
1. Adequate funds have to be
ensured.
2. Financial planning helps
in ensuring a reasonable
balance between outflow
and inflow of funds so that
stability is maintained.
3. Financial planning ensures that the
suppliers of funds are easily investing
in
companies which exercise financial
planning.

4. Financial planning helps in making


growth and
expansion programs which helps in
5. Financial planning reduces uncertainties with
regards to
changing market trends which can be faced easily

through enough funds.

6. Financial planning helps in reducing the


uncertainties which can be a hindrance to growth of
the company. This helps in ensuring stability and
profitability in concern.
Types of
Investors
1.ANGEL
INVESTORS
Angel investors are individuals
willing to make high-risk
investments in early-stage
ventures. Typically, these
individuals have had successful
entrepreneurial experience in
the areas of investment they
Peter
Thiel Chris
Sacca

Ron
2. PUBLIC FUNDING
AGENCIES
Public funding agencies with the
mandate and authority to fund
business ventures to achieve
economic development,
environmental,
cultural, or social policy objectives
formulated by policy makers at various
levels of government are good sources
of funding, particularly at the early
stage.
3. VENTURE CAPITAL
COMPANIES

These are specifically


established to invest in high-
risk ventures that offer
potentially high returns.
VCists (VCs) raise funds to
capitalize investment funds
that they manage.
4. PRIVATE EQUITY
(PE) FIRMS
These are specifically established
to invest in relatively mature
ventures that have at least a modest
financial or operational track
record while still offering relatively
attractive terms in an intermediate
time frame
(i.e., one to five years).
5. STRATEGIC INVESTORS

They are defined by their


investment intentions more
than any other factors. They
could be a member of any of
the previous types of
investors we have discussed
BANKS

If you have reached a position to


deal with banks, you have
reached
financial nirvana, as banks offer the
lowest costs of capital. A famous
saying goes,
“A bank will only lend you money
when you do not need it.”
Startup
Fundraising
1.Funding your own
idea

This way of raising funds is the most


common among startup’s early stages.
Founders or the team members put
their money together startup.
Professional investors in the market
prefer this way of raising funds.
2. Crowdfunding

There are various types of


crowdfunding. You have to select which
one is the best for your business such
as rewards or equity-based
crowdfunding. It is an excellent way to
gather funds for startups with
artistic projects or even to raise
capital to finance the manufacturing of
new technology at a large scale.
3. Friends and Family

One of the best places to raise


funds is from your own house. As
your
family is well aware of your talents,
they will be willing to support you
regardless
of what you want to do. Family and
friends are the only ones who know
your potential and will be willing to
give money to start your business.
4. Taking A Loan

Another way to get your startup


financed is a business loan from a
bank. It
is one way of keeping the initial control
of the business in your own hand.
Taking
a loan for startups might be healthy but
only to those who have full confidence
that the business will prosper in the
first run without difficulties.
5. Enter Competitions

For gaining publicity, you can enter


competitions if you believe that your
idea is capable enough. Entering theses
contests will be vey helpful to you as, in
one hand if you win the competition you
will get a source of finance, and on the
other hand, you gain publicity for your
product and people will be waiting for it
to hit the market (it acts as
advertisements).
Thank
You!

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