Investment Options:-

Name - PRIYANK JAIN

College - TECNIA INSTITUTE OF ADVANCED STUDIES

Manager's name - MR. NITIN

Share Market: High Risk, High
Return
The share market is a high-risk investment option that can provide high returns.
It involves buying and selling shares of publicly-traded companies. While it can
be volatile, it can also provide significant returns over the long-term. It is
important to research and analyze companies before investing in their shares.
Share Market: Risks and Rewards
Cons

Highly volatile and risky, not the best option for

long-term investments.

1 2 3

Pros Real-life example

Potential for high returns in a short time period. Top-performing stocks in the Sensex Index
include HDFC Bank, Reliance Industries, and
HCL Technologies.
Mutual Funds: The Basics
Mutual funds are a popular investment option that pool money from multiple investors. They offer a balanced
approach to investing, with a diversified portfolio managed by professionals. Mutual funds can be categorized by
asset class, investment objective, and risk level. They are a great way to build wealth over the long term.

1 Types of mutual 2 Mutual fund benefits 3 Risks of mutual funds

funds
Diversification,
Equity funds, debt funds, convenience, professional Market risk, credit risk,
hybrid funds, and money management, liquidity, and interest rate risk, and
market funds. tax benefits. liquidity risk.
Mutual Funds: A Balanced Approach
Pros Cons Real-life example

Offers diversification and Fees can be high, and returns Top-performing mutual funds
professional management to are not guaranteed. You need include ICICI Prudential
reduce overall risk. to stay on top of your Bluechip Fund, SBI Small
investments and adjust the Cap Fund, and Axis Long
portfolio as needed. Term Equity Fund.
Gold: A Time-Tested Investment
Gold has been valued for centuries and is a popular investment choice for those looking to diversify their portfolio.
It's considered a safe haven in times of economic turmoil and helps protect against inflation. Gold can be bought in
many forms including coins, bars, and jewelry.

1 Types of gold 2 Benefits of gold 3 Risks of gold

investments investment investment

Physical gold, gold mutual Portfolio diversification, Market risk, liquidity risk,
funds, gold exchange- protection against inflation, and storage and security
traded funds (ETFs), and and a hedge against risk.
gold mining stocks. economic downturns.
Gold: A Traditional Investment

Pros Cons

Gold is considered a safe-haven asset and can protect Prices can be volatile in the short-term and do not
against inflation and currency fluctuations. generate income.
Banks: A Reliable Option for Your Money
Banks are a popular choice for keeping your money safe and secure. They offer a range of services including
savings and checking accounts, credit cards, and loans. Banks provide a low-risk investment option with lower
returns than other investment options.

1 Types of bank 2 Benefits of banks 3 Risks of banks

accounts
Low risk, FDIC insurance, Lower returns than other
Savings accounts, checking and easy access to your investment options and
accounts, money market money. potential fees.
accounts, and certificates
of deposit (CDs).
Banks: Low Risk and Low Return
Cons

The returns are low and do not keep up with

inflation over the long-term.

1 2 3

Pros Real-life example

Offer low-risk savings options such as fixed Top banks offering fixed deposits include ICICI
deposits and recurring deposits. Bank, HDFC Bank, and State Bank of India.
Public Provident Fund (PPF): A
Safe Bet for Your Savings
PPF is a government-backed long-term investment option that offers tax benefits
and guaranteed returns. It's a great option for risk-averse investors who want to
save for retirement, education, or other long-term goals. The minimum annual
investment amount is Rs. 500 and the maximum is Rs. 1.5 lakh. The current
interest rate is 7.1% p.a.
Public Provident Fund (PPF): A Safe Bet

Pros Cons Real-life example

PPF is backed by the government The interest rates can fluctuate PPF currently offers an interest
and offers guaranteed returns with and the investment is locked in for rate of 7.1% per year, which is
tax benefits. a long period of time. compounded annually and can be
invested for a minimum of 15
years.
Real Estate: A Stable and Secure
Investment for Your Future

Real estate is a long-term investment that can provide stable returns and serve as
a hedge against inflation. Investing in property can also provide rental income
and potential tax benefits. It's a great option for investors looking for a tangible
asset that can appreciate over time.
Real Estate: A Long-Term Investment
1 Pros 2 Cons 3 Real-life example

Real estate can provide It requires a large amount Top-performing real estate
rental income and long- of capital, can be illiquid, markets in India include
term capital appreciation, and comes with the added Mumbai, Bengaluru, and
making it a good responsibilities of property Delhi-NCR.
investment option over the management.
long-term.
Post Office Savings: A Reliable
and Trustworthy Option

Post Office savings accounts are a safe and dependable way to save money.
While the interest rates may not be as high as other investment options, the
security and convenience offered by the Post Office make it a popular choice for
risk-averse investors. Additionally, some accounts offer tax benefits that can
further increase your savings.
Post Office Savings: Dependable but Low
Returns
Pros Cons
• Backed by the government • Low returns and does not keep up with
• Dependable returns inflation

• • Not the best option for long-term investments

Low risk
• Less flexible than other investments
Insurance: An Introduction
What is insurance?

1 Why get insurance? 2 Types of insurance

Insurance offers protection against There are many types of

financial losses due to unforeseen insurance, including life, health,
events, such as accidents, illness, auto, and home insurance. Each
or natural disasters. It can give you type of insurance offers different
peace of mind knowing that you benefits and coverage.
and your family are covered in
case of emergencies.

3 Choosing the right insurance

It's important to choose the right type of insurance for your needs and budget.
Consider factors like your age, health, and lifestyle when choosing insurance.
Insurance: Protection for Your Future
Pros Cons Real-life example

Offers protection for your The returns are low, and Top insurance policies in
family and assets in case of premiums can be expensive. India include LIC's Jeevan
medical emergencies, It's important to choose the Lakshya, HDFC Life Sanchay
accidents, or other unforeseen right type of insurance for Plus, and Max Life Online
events. your needs and understand the Savings Plan.
terms and conditions.