Ufi M 4
Ufi M 4
Ufi M 4
New
Co-
Private
operative
Sector
Banks
Banks
Old
Foreign
Private
Banks Sector
Classification of Banks-2
PUBLIC SECTOR
BANKS
STATE BANK OF
NATIONALISED
INDIA
BANKS
SBI
REGULATOR OF BANKS
CENTRAL
BANK
RBI
CURRENT
CERTIFICATE SAVINGS
DEPOSITS
FLEXI FIXED
RECURRING
Non-Resident Accounts
Rupee accounts
Non-resident Non-resident
Ordinary account External account
(NRO) (NRE)
• FCNR (B) accounts
• NRIs,PIOs,residing outside India can open FCNR (B)
accounts
• FCNR (B) accounts are maintained as fixed deposits in
certain designated currencies
• The designated currencies are:
• US$, GBP, Japanese Yen, Euro, Cad$, Aus $
• Maintained in Banks in India in the above
mentioned foreign currencies and interest is also earned
in such foreign currencies
•
Loan Products – Fund Based
CASH
CREDIT
BILLS
OVERDRAFT
FINANCE
LOANS
&
ADVANCES
RETAIL
TERM
FINANCE
FINANCE
Loan Products –Non Fund Based
Co-
Acceptance Letters of
Of Credit
Bills
Bank
Guarantee
•THANK YOU