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    KL Energy Group - Moneylending Pitch Deck

    Uploaded by

    Medic Azizi
    This document summarizes a money lending business opportunity in Malaysia. The Malaysian economy is growing strongly, with private sector financing up nearly 5% in the first quarter of 2022. The total addressable money lending market in Malaysia is RM75.5 billion, with RM4.09 billion designated as the serviceable available market. The company aims to target RM50 million of the serviceable obtainable market, providing personal, business, property and other loans. It operates a licensed and compliant business model, offering secured loans at 12% and unsecured at 18% annually. The investment request is for RM15-20 million in convertible preferred shares with an 8% annual return, and buyback or conversion options after 5 years

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    © All Rights Reserved
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    KL Energy Group - Moneylending Pitch Deck

    Uploaded by

    Medic Azizi
    61 views17 pages
    This document summarizes a money lending business opportunity in Malaysia. The Malaysian economy is growing strongly, with private sector financing up nearly 5% in the first quarter of 2022. The total addressable money lending market in Malaysia is RM75.5 billion, with RM4.09 billion designated as the serviceable available market. The company aims to target RM50 million of the serviceable obtainable market, providing personal, business, property and other loans. It operates a licensed and compliant business model, offering secured loans at 12% and unsecured at 18% annually. The investment request is for RM15-20 million in convertible preferred shares with an 8% annual return, and buyback or conversion options after 5 years

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    Kl Energy Group - Moneylending Pitch Deck

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    This document summarizes a money lending business opportunity in Malaysia. The Malaysian economy is growing strongly, with private sector financing up nearly 5% in the first quarter of 2022. The total addressable money lending market in Malaysia is RM75.5 billion, with RM4.09 billion designated as the serviceable available market. The company aims to target RM50 million of the serviceable obtainable market, providing personal, business, property and other loans. It operates a licensed and compliant business model, offering secured loans at 12% and unsecured at 18% annually. The investment request is for RM15-20 million in convertible preferred shares with an 8% annual return, and buyback or conversion options after 5 years

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    61 views17 pages

    KL Energy Group - Moneylending Pitch Deck

    Uploaded by

    Medic Azizi
    This document summarizes a money lending business opportunity in Malaysia. The Malaysian economy is growing strongly, with private sector financing up nearly 5% in the first quarter of 2022. The total addressable money lending market in Malaysia is RM75.5 billion, with RM4.09 billion designated as the serviceable available market. The company aims to target RM50 million of the serviceable obtainable market, providing personal, business, property and other loans. It operates a licensed and compliant business model, offering secured loans at 12% and unsecured at 18% annually. The investment request is for RM15-20 million in convertible preferred shares with an 8% annual return, and buyback or conversion options after 5 years

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 17

    MONEYLENDING

    SERVICES

    We are committed on becoming the Bumiputera Money Lender of choice, pursuing excellence through dedication,
    experience, and professional team with an ongoing passion to deliver the best rate
    of services in Malaysia to help Malaysian Economic Growth.
    THE BUSINESS OPPURTUNITY
    IN MALAYSIA

    The economy of Malaysia is the third largest


    in Southeast Asia and the 34th largest in the world in
    terms of GDP. The Malaysian economy registered a
    stronger growth of 8.9% in the second quarter of 2022.

    Net financing to the private sector grew by 4.9% in the 1st


    quarter year and estimation by BNM for the domestic
    demand will be increase up to 6.9%
    THE MONEYLENDER MARKET
    KL ENERGY’s Total Addressable Market and Serviceable
    Available Market

    Total Addressable Market (TAM)

    RM75.5 billion
    earmark for
    development in 2022

    Serviceable Available
    Market (SAM)

    RM4.09 billion

    ANNOUNCED BY MOF
    THE MONEYLENDER MARKET
    (cont’d)
    Serviceable Obtainable Market

    Market (SOM)
    Serviceable
    Obtainable
    RM 50 Mil | 0.6%
    KL ENERGY SOM Targeted by
    Moneylending
    SME LOAN
    PERSONAL LOAN SECURED
    HIRE PURCHASE LOAN LOAN
    PROPERTY LOAN
    Demand continues to be strong
    for the moneylending business for balance

    Surface Demand
    20,338.3 Million Applications
    Re-apply loan
    9,848.7 Million applicants SME LOAN
    Financial Approved PERSONAL LOAN
    10,489.6 Million Successful HIRE PURCHASE LOAN
    Applicants PROPERTY LOAN

    Opportunity for RM31,656.6 Million


    Moneylending disbursed to
    applicants!
    Generated
    RM1,899.4 Million profit
    per annum (6% p.a)
    WHY ARE WE DIFFERENT?
    Fully Licensed by Key Industry Players
    PROJECTS OF THIS SCALE REQUIRES MONEYLENDING
    LICENSE
    INTERNATIONALLY RECOGNISED QUALITY MANAGEMENT SYSTEM
    Recognised by Institute of Accredited Conformity & Assessment Board
    OUR BUSINESS MODEL

    APPLICANTS SECURED LOAN 12%


    SME LOAN UNSECURED LOAN 18%
    INVESTOR PERSONAL LOAN SME LOAN
    HIRE PURCHASE LOAN
    (MUDARABAH)
    PROPERTY LOAN

    ROI TO PROFIT
    INVESTOR COLLECTED
    8% P.A 12%-30%
    P.A
    INTRODUCING OF MUDARABAH CONCEPT UNDER
    MONEYLENDING (SYARIAH COMPLIANCE)
    Compliance with Shariah requirement is a prerequisite in ensuring the legitimacy and integrity of Islamic
    financial products and services.

    MUDARABAH is a contract based on a fiduciary relationship between a capital provider (rabbul mal) and an
    entrepreneur (mudarib). Under a mudarabah, any profit generated from the capital is shared. Benefit of profit
    sharing is highest return 30-70%.
    PROJECT
    EXECUTION

    CONTRTACTOR/
    ENTERPRUNEUR

    INVESTOR
    MUDARABAH CONTRACT
    PROFIT SHARING
    HOW WE WILL EXECUTE

    Active Government Contract for SME &


    Government Servant Only

    AGREEMENT EXECUTION
    AND STAMPING
    Applications Screening
    All secured by Collateral & DISBURSE TO
    Through
    loan approved must be APPLICANTS
    CTOS/CRISS/SSM
    40%-50% from the
    collateral value
    HOW PROJECT RISK IS MANAGED
    By Screening Process CTOS/CRISS/SSM/LOA/

    Approved CONTRACT DEPARTMENT CONTROLLER APPLICANTS


    MONTHLY
    Applications
    & COLLECTION DEPARTMENT PAYMENT

    SECURED BY COLLATERAL PRE SIGNING TRANSFER,


    BIRO ANGKASA DEDUCTION & DIRECT ASSIGN
    PAYMENT FOR SME LOAN
    Presenting an Undervalued Opportunity
    Key Highlight to this Investment

    18%P/E Multiple

    12%
    P/E Multiple

    Estimated At Point of Transaction Anticipated At Point of Project Completion


    THE ASK
    The Investment We Require from You and How It Will be Used

    Investment Request Indicative Use of Funds

    RM20 million
    Redeemable by
    Return On Investment
    25%
    Early Early
    8% P.A
    75%
    Marketing
    Development
    Operational
    Expenses
    WE’VE PLANNED FOR YOUR EXIT
    Exit Options Structured for You

    Dividends Offer at 10% per Annum*

    Buy Back Option at the end of 5 Years*

    Fall Back to Ordinary Shares


    (Convertible) at the end of 5 Years*

    *Terms and Conditions Apply, please refer to the Official Term Sheet
    Offer Terms
    Summary Terms

    Minimum Investment Maximum Investment

    Target Amount RM15 million RM20million

    Type of Shares Redeemable Convertible Preference Shares

    Pre Money Valuation RM10 million


    Thank You
    Contact Person:
    Dr Khairil Azizi Aznam
    CEO, KL ENERGY GROUP SDN.BHD
    Contact Number: +60 12 763 2817

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