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    SBI

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    sourav khandelwal
    This document compares financial metrics and ratios for State Bank of India (SBI) and HDFC Bank for the years 2017-2021. Some key highlights are: - HDFC Bank has over 45 crore customers and over 22,000 branches, compared to around 6.18 crore customers and 5,653 branches for SBI. - HDFC Bank's market capitalization is Rs. 8.02 lakh crore compared to Rs. 4.12 lakh crore for SBI. - For most financial ratios like current ratio, quick ratio, debt-to-equity ratio, and interest coverage ratio, HDFC Bank performs better than SBI over the years. - The conclusion is that

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    SBI

    Uploaded by

    sourav khandelwal
    29 views11 pages
    This document compares financial metrics and ratios for State Bank of India (SBI) and HDFC Bank for the years 2017-2021. Some key highlights are: - HDFC Bank has over 45 crore customers and over 22,000 branches, compared to around 6.18 crore customers and 5,653 branches for SBI. - HDFC Bank's market capitalization is Rs. 8.02 lakh crore compared to Rs. 4.12 lakh crore for SBI. - For most financial ratios like current ratio, quick ratio, debt-to-equity ratio, and interest coverage ratio, HDFC Bank performs better than SBI over the years. - The conclusion is that

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    This document compares financial metrics and ratios for State Bank of India (SBI) and HDFC Bank for the years 2017-2021. Some key highlights are: - HDFC Bank has over 45 crore customers and over 22,000 branches, compared to around 6.18 crore customers and 5,653 branches for SBI. - HDFC Bank's market capitalization is Rs. 8.02 lakh crore compared to Rs. 4.12 lakh crore for SBI. - For most financial ratios like current ratio, quick ratio, debt-to-equity ratio, and interest coverage ratio, HDFC Bank performs better than SBI over the years. - The conclusion is that

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    29 views11 pages

    SBI

    Uploaded by

    sourav khandelwal
    This document compares financial metrics and ratios for State Bank of India (SBI) and HDFC Bank for the years 2017-2021. Some key highlights are: - HDFC Bank has over 45 crore customers and over 22,000 branches, compared to around 6.18 crore customers and 5,653 branches for SBI. - HDFC Bank's market capitalization is Rs. 8.02 lakh crore compared to Rs. 4.12 lakh crore for SBI. - For most financial ratios like current ratio, quick ratio, debt-to-equity ratio, and interest coverage ratio, HDFC Bank performs better than SBI over the years. - The conclusion is that

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 11

    ABOUT THE COMPANY

    JOHN OLDEST
    MATTHAI, COMMERCIAL
    PUBLIC SECTOR
    MUMBAI - BANK
    BANK IN THE
    MAHARASHTR INDIAN
    A SUBCONTINENT

    43RD LARGEST
    BANK IN THE
    IMPERIAL BANK WORLD & DINESH KUMAR
    OF INDIA RANKED 221 KHARA
    IN FORTUNE
    GLOBAL 500
    BALANCE SHEET
    PROFIT AND LOSS
    PEER COMPARISON –
    HDFC BANK
    NUMBER OF CUSTOMERS AS OF MAR 2021 NUMBER OF BRANCHES AS OF MARCH
    2021
    > 45
    22,219

    5,653
    6.18
    SBI (IN CRORE) HDFC (IN CRORE) SBI HDFC

    MARKET CAPITALISATION:
    • SBI: 4.12L CR
    • HDFC: 8.02L CR
    RATIO ANALYSIS
    CURRENT RATIO QUICK RATIO
    HDFC SBI HDFC SBI

    0.91 0.94 0.91 0.94


    0.88 0.87 0.88 0.87
    0.78 0.81
    0.78 0.78 0.81
    0.78
    0.73
    0.69 0.73
    0.69
    0.63 0.63

    2021 2020 2019 2018 2017 2021 2020 2019 2018 2017

    DEBT TO EQUITY RATIO INTEREST COVERAGE RATIO


    HDFC SBI HDFC SBI
    1.76 8.54
    1.57 1.60 1.55 7.56 7.86 7.81
    1.43 7.32
    1.33
    1.06 1.03 1.07
    0.85

    1.18 1.21 1.06 0.94 1.03


    2021 2020 2019 2018 2017 2021 2020 2019 2018 2017

    SOLVENCY RATIO
    RATIO ANALYSIS
    DEBT TO ASSET RATIO FINANCIAL LEVERAGE
    HDFC SBI HDFC SBI

    0.14 17.58
    16.72 16.58
    0.12 15.70 15.86
    0.12
    0.11 0.11
    0.10 0.10 0.10
    0.09
    0.08

    0.49 0.58 0.58 0.66 0.68


    2021 2020 2019 2018 2017 2021 2020 2019 2018 2017

    DEBT SERVICE COVERAGE


    HDFC SBI
    3.34
    2.78
    2.14
    1.38 1.49
    1.47 1.25
    0.76
    2021 2020 2019 2018 2017
    -0.90

    -4.00

    SOLVENCY RATIO
    RATIO ANALYSIS
    NET PROFIT RATIO OPERATING PROFIT RATIO
    HDFC SBI HDFC SBI

    25.74 4.89 3.48 2.82 3.25


    2.6
    22.86 21.79
    21.29 20.99 2021 2020 2019 2018 2017

    8.73
    6.73
    1.21 -29.82 -29.63 -29.14 -29.76
    -0.16
    2021 2020 2019 -1.82
    2018 2017 -35.7

    EARNING PER SHARE RETURN ON EQUITY


    HDFC SBI HDFC SBI

    78.65
    16.45 16.26
    67.76 15.27 15.35
    14.12
    56.58 57.18
    48.01
    8.51 8.14
    25.11 22.15
    0.99 0.12
    2.58 0.31 2021 2020 2019 2018
    -2.04 2017
    2021 2020 2019 -5.34
    2018 2017

    PROFITABILITY RATIO
    CONCLUSION
    HDFC IS PERFORMING BETTER IN TERMS OF
    THE RATIO

    BETTER RETURNS TO CUSTOMERS

    ACQUIRED 48.2% OF THE SHARES OF YES BANK


    THANK YOU !
    SUBMITTED BY:
    S ANJALLEE KUMAR
    MAHIMA TIWARI
    HARSHIT SHARMA
    P JANE CHRISTINA
    PRATIBHA CHAURASIA

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