ARRANGMENT ARCHITECTURE (AA)

COPYRIGHT ©. ALL RIGHTS PROTECTED AND RESERVED.

 Introduction to AA

• AA is more of a framework based on module, using which the bank can design various products,
depending on the product line (Lending, Deposits etc.)

• AA allows the users to design products by defining property conditions(E.g. Term, Interest, Repayment
etc.) and attaching them together

• The properties once defined are re-usable and can be used for designing other products. Another major
advantage of AA is soft accounting. The way entries should be raised for various events can be defined
and attached to a product

• The customization capabilities using Lending and Deposits are limited whereas in AA, the differentiation
largely depends on each product category.

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 Arrangement Architecture Flow

Limit Creation
Auto/Manual Repayment Expired Pending. Closure

Loan Creation

Principal Expired Pending. Closure

Paid by customer
Auto/Manual Cash pool set up Decrease/Repayments

Close
Full/Partial Disbursement
Pay Off Pending. Closure

Interest accruals

Overdue- Non Accrual

Write-Off Pending. Closure
Basis (NAB)
Bills /Due Generation

Not Repaid

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Customer Types

Metro Bank offers loans to below customer types

Customer Type

Retail Commercial Partnership

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AA Products
There are 33 loan products available in metro bank for the customer

Product Code Product Name Customer Type

Commercial
3101 Business Fixed Rate Loan
Commercial
3102 SWP Variable
Private Banking/Retail (Store)
3102 Personal Loan
Commercial
3111 Commercial Fixed Rate Mortgage
Small business (Store)
3112 Small Business Loan
Commercial
3114 Business Variable Rate Loan
Commercial/Partnerships (SJP)/Private Banking
3115 Business Floating Rate Loan
Partnership
3120 PWC Partner Commercial Loans
Commercial
3121 METRO.HOUSING.ASSOCIATION.LOANS
Commercial
3155 5 Year Tracker 80 LTV
Commercial
3161 Under 1M 5 Year Fixed 60 LTV

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AA Products

Product Code Product Name Customer Type

Commercial
3163 Under 750k 2 Year 65 LTV
Commercial
3164 Under 750k 2 Year 75 LTV
Commercial
3165 Under 750k 2 Year TRK 75 LTV
Commercial
3166 Under 750k 5 Year Fixed 65 LTV
Commercial
3167 Over 750k 2 Year Fixed 65 LTV
Commercial
3168 Over 750k 5 Year Fixed 65 LTV
Commercial
3175 Metro 5YBTL Fixed 75 LTV
Commercial
3181 Over750K-2YR - FIX-65%LTV - 3.49%
Commercial
3182 Over750K-5YR - FIX-65%LTV - 4.35%
3183 Over750K-2YR - FIX-75%LTV - 3.89% Commercial

3184 Over750K-5YR - FIX-75%LTV - 4.65% Commercial

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AA Products

Product Code Product Name Customer Type

3185 Over750K-2YR-TRK-75%LTV - 3.69% Commercial

3189 MB Smith Williamson Personal loans Partnership (Bulk Upload)

3190 MB Smith Williamson commercial loans Partnership

Partnership
3191 MB.PARTNER.LN.FIXED
Partnership
3192 MB.PARTNER.LN.FLOAT
Commercial
3193 MB.PORTFOLIO.BTL.2Y.TRK
Commercial
3194 MB.PORTFOLIO.BTL.2Y.FIX
Commercial
3195 MB.PORTFOLIO.BTL.3Y.FIX
Commercial
3196 MB.PORTFOLIO.BTL.5Y.FIX
Commercial
3198 MB.PORTFOLIO.BTL.4Y.FIX
Commercial
3221 MB.PORTFOLIO.BTL.5Y.TRK

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 AA Process Flow

Cash Pool Set

up Interest Bills/Due
Limit Creation AA Creation Disbursement Repayment Loan Closure
(Auto/Manual Accruals Generation
)

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Limit
Limit is as risk perception and the bank can classify its risk products as per its requirements

Limit

Secured Unsecured

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Limit Types
Secured Limit
• Limit created with collateral details attached. All loan products will fall under secured limit except
Personal Loan “METRO BANK PERSONAL LOAN LIVE-3102”
• Every loan product has own limit references
• Global limit, Parent limit and Child limit should be created

Unsecured Limit
• Overdraft, Credit card and Personal loan will fall under unsecured limit
• Unsecured Limit will be defaulted automatically for the FICO customer
• For creating Personal loan for FICO customer “Income verified field must be Y”

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Unsecured Limit
Overdraft, Credit card and Personal loan system generates unsecured limits

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AA creation using Unsecured Limit for Personal Loan
Important Details to be Verified
• Limit details (Limit reference and limit serial no: auto populates)
• Loan details (Loan amount and Tenure) 1000000 & 5Y (D-Days, M-months, Y- years)
• Principal Interest
• Repayment schedule (Frequency, Repayment date)
• Settlement for Loan (Repayment account of customer’s current account)

Optional details
• Penalty interest (for few products this field is defaulted as”0”)
• New arrangement booking fee
• Pay off fee
• Principal decrease fee etc..

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Unsecured limit AA creation

Loan Opening Full Flow Loan Opening

Limit Reference
Limit References

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Secured Limit
Global Limit
Global limit set based on the value of the secured loan

Creation of Global Limit for the Customer with Global Reference ID

• Navigate to Limit  Limit Menu  Create Secured Limit
• Add Parent Limit Reference in product allowed field
Secured Limit
Full Flow

Secured Limit
Creation

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Parent Limit Creation
Lending limit at Product level

Creation of Global Limit for the Customer with Global Reference ID

• Navigate to Limit  Limit Menu  Create Secured Limit

• Add Parent Reference ID in Product Allowed Field

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Child Limit Creation
Authorized limit provided to the customer
Creation of Child Limit for the Customer with Child Reference ID
• Navigate to Limit  Limit Menu  Create Secured Limit

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AA Creation for Secured Limit
Navigation for AA Creation

Credit Operation  Retail Lending - Arrangements  Product Catalog

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AA Product Selection
• Product Catalogue
• Select a product & Click on new button

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AA Creation- New Arrangement
• Enter the Customer number & Click Validate
• System navigate to Arrangement Activity screen

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AA Creation- New Arrangement
Limit Tab

• Navigate to Limit Tab to provide the Child Limit reference, Limit serial & Validate
• For certain Loan products Child limit reference will populate automatically

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AA Creation- New Arrangement
Loan Details
• Navigate to Loan Details tab
• Provide the Amount, Term & Validate
Note: Term differs for each products, some products will requires mandatory 5Y

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AA Creation- New Arrangement
Principal Interest
• Navigate to Principal Interest tab
• Provide the interest rate for the loan
• System defaults the interest rate & also allowed to modify for certain products

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AA Creation- New Arrangement
Repayment Schedule Tab
• Navigate to Repayment Schedule Tab
• System provides multiple types of repayment schedule for the customer
• For certain products it defaults the repayment schedule based on product condition

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 Repayment Schedule Types
• Constant  Principal + Interest
• Principal  Principal only (100%) where as full principal amount will be schedule in
single schedule
• Linear  Principal only (Interest will be paid on maturity & system calculated
amount)
• Special  Principal only (manually inputted repayment amount as per customer’s
capability)
• Interest. Only  Interest only

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Repayment Methods
• Due - The amount requires repayment from the customer

• Capitalize - The amount is added to the loan balance

• Pay - The amount is paid out to the customer (used for disbursements)

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Schedule Validation
• After providing all mandatory details, Click on validate & choose received in Loan agreement from
customer and commit the record
• Arrangement ID is generated

Arrangement ID

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Schedule Validation
• Validate the schedule as per the set up
• Navigate to schedule in Additional Details and check for the schedule
• Creation & disbursement charges are applicable for some products and will be added in first
repayment date

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AA Creation - New Arrangement Authorization
• For Authorization login with another LOPS user and navigate to Arrangements
• Enter the Arrangement ID in Unauthorized record and click view
• System will navigate to Arrangement Overview Screen
• Click authorize from the Activity log and Authorize the AA

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AA Creation - New Arrangement Authorization
• AA will be authorized and Status of Loan will be in Not disbursed

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Authorization of loan
• Personal loan will be auto authorized. Then the status of the loan will move directly to “Not
Disbursed”
• The booked loan amount will be update as “Total loan amount” and “available to draw” in overview
screen, “TOTALCOMMITMENTBL” and “CURCOMMITMENTBL” respectively in
EB.CONTRACT.BALANCE.BALANCES enquiry
 
Available to draw  Loan amount committed to the customer and not yet disbursed or able to re-
disburse it again post repaid the loan

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Cash Pool Setup
Cash pool set up is the process of linking the customer’s repayment account to loan account (For Scheduled
Auto repayment process from Customer repayment account)
Cash pool set up is done manually or auto for certain loan products

Manual Cash pool Set up

• Navigate to Retail Lending –Arrangements  Settlement Instructions  Setup cash pool
• Enter AA Id and click Run selection
• Enter Customer’s repayment account number and commit it

Authorization of manual cash pool set up

• Cash pool set up authorize automatically no manual authorization required

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Manual Cash Pool set up
For certain products Cash Pool required to be set up manually
Process of attaching cash pool to loan are in below document

Manual Set up

Auto Cash Pool Set up

For certain products cash pool will be set up automatically on loan creation. It will be reflected in AA
Overview screen

Auto set up

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Cash Pool Setup for various loan products
Sample Cash Pool Setup
Product Code Product Name Cash Pool Set up Version
AUTO SETUP MB.BUS.LOAN.FIXED.NEW
3101 Business Fixed Rate Loan MANUAL METRO.BUSINESS.LOAN
3102 SWP Variable AUTO SETUP  
3102 Personal Loan AUTO SETUP  
3111 Commercial Fixed Rate Mortgage MANUAL  
3112 Small Business Loan AUTO SETUP  
AUTO SETUP MB.BUS.LOAN.FLOAT.NEW
3115 Business Floating Rate Loan MANUAL METRO.BUS.LN.FLOATING
3120 PWC Partner Commercial Loans AUTO SETUP  
3121 METRO.HOUSING.ASSOCIATION.LOANS MANUAL  

Cash Pool Setup for All

products Product Cash
Pool Set up Types

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Disbursement
Process of Crediting the loan amount to customer’s account

Disbursement

Full Partial

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Full Disbursement
Full amount will be credited to customer’s account

• Navigate to Disbursement screen

• Enter Credit account of the customer
• Date of Disbursement
• Amount of Disbursement
• Commit the record

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 Full Disbursement - Authorization
• Loan Disbursement is authorized through Arrangement overview screen
• Status Change to “Current”
• Activity log is updated with the list of activities performed for the AA
• Validate EB.CONTRACT.BALANCE

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Partial disbursement
Partial Loan amount will be disbursed to the customer

• Navigate to AA Disbursement screen

• Provide the Credit Account of the customer
• Date of Disbursement
• Enter Partial Amount to be disbursement
• Commit the record and Authorize the Disbursement
• Status Changed to “Current”
• Activity log is updated with the list of activities performed for the AA.

Note: Partial Disbursement is Not Applicable for 3120 & 3190

Partial Disbursement Full Flow Partial

Disbursement

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EB.CONTRACT.BALANCE
• To view the available & Closing balance of the Loan.
• Navigate to Credit Operations  Arrangement Enquiries Contract Balance

BALANCE TYPE Narrative

TOTCOMMITMENT Total loan amount, including Principal and
Interest

TOTCOMMITMENTBL Interim account balance

CURACCOUNT Total Principal Outstanding
CURCOMMITMENT Balance available to draw
CURCOMMITMENTBL Interim account balance
DUEPRINCIPALINT Interest that is due
DUEACCOUNT Principal due
ACCPRINCIPALINT Total interest accrued
DELPRINICPALINT Interest overdue
DELACCOUNT Capital overdue
AASUSPENSE Suspense balance
UNCACCOUNT Unallocated credit

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Interest Accruals

• Interest accrual are calculated based on the Principal Outstanding, Interest rate and Number of days
• Interest Accrual can be validated from the table AA.INTEREST.ACCRUALS via LHM

Interest Accrual Calculation

Interest Accrual
Calculation

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Bill Generation
• Bills will get generated on scheduled date as per the repayment schedule setup
• Accrued interest will move to due interest
• Principal amount will also move to due if it’s scheduled
• Interest Due  DUEPRINCIPALINT
• Principal due  DUEACCOUNT

Post COB Generated bills will be moved further through two ways
• Generated bill either repaid through Cash pool
• In case of Insufficient funds in repayment account, Bills will be moved to due status (Bucket
Movement)

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Bill Generation
Below screen displays the Bills generated as per the schedule

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Overdue

Overdue literally means “Past the

due date”.
Bills that aren’t paid on time are Grace(1- 3)days
overdue

Overdue
Over dues will also be displayed in Delinquent(4-89)days
Over due Tab in AA Overview
screen
NAB(Non Accrual Basis)
(90+days)

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Overdue Status
GRACE DELINQUENT

NAB

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Contract Balance Enquiry

If the contract has Grace, Delinquent and NAB bills, the EB balance enquiry will be displayed as follows

Properties Grace Delinquent NAB

DUEPRINCIPALINT DUEPRINCIPALINT DELPRINCIPALINT NABPRINCIPALINT

DUEACCOUNT DUEACCOUNT DELACCOUNT NABACCOUNT

ACCPRINCIPLAINT ACCPRINCIPALINT ACCPRINCIPALINT ACCPRINCIPALINTSP

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Repayment
Bills generated are repaid through Automatic cash pool or manual repayment

Repayment

Automatic Cash Pool Manual

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Repayment through cash pool

• Bills generated will get paid through cash pool automatically if the repayment account has
sufficient balance.
• Partial repayment will also happen through cash pool if the repayment account has insufficient
balance
• On bill date Repayment will happen automatically from repayment account through cash pool

Cash Pool Repayment Full Flow Cash pool

Repayment

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Manual Repayment
If the repayment account has insufficient balance than bills generated can be paid through manual
repayment. All Outstanding bills or partial Bills can be paid manually

• Navigate to Repayment option in AA overview screen

• Click on Repayment missed tab
• Enter the following fields
1.Value date
2.Currency
3.Amount
4.Debit account and commit it
• Authorize the Loan repayment
• Amount paid will get reduced in DUEPRINCIPALINT in EB.CONTRACT.BALANCE

Manual Repayment Full Flow

Manual
Repayment Flow

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Repayment Validation

• In Overview Screen, Outstanding bill moved to settled bill in Bills tab.

• Due balances (Total due amount = Total principal due + Total Interest due), Total principal due and
Total interest due will disappear from Account details table from overview screen.
• Outstanding balance will move from credit to closing balance for DUEPRINCIPALINT, DUEACCOUNT in
EB.CONTRACT.BALANCES.BALANCE.
• Entries can be viewed in Activity logs in Overview Screen and also in Financial tab inside the Activity
tab

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 AA - Principal Decrease
To decrease the outstanding principal balance on a loan

• Navigate to Principal Decrease screen from AA overview screen “Repayment” and click on Principal
decrease tab or through LHM Menu.
• Enter the following fields
1.Value Date
2.Currency
3. Amount
4.Debit Account and commit it
• Authorize the Partial payment from overview screen

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AA - Principal Decrease
Principal decrease Validations
• Amount Repaid will reduce from bills dues and remaining amount will get reduce from Principal
outstanding.(Based on the product Condition set up)
• Interest amount will get reduced and get calculated as per the Principal outstanding balance and same
gets affected in repayment schedule
• Interest accruals will get reduced if principal decrease is done backdated
• In contract balance CURCOMMITMENT balance will get reduced

Principal Decrease Flow Principal Decrease

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Loan Simulation
When the customer wants to pre close the loan, then loan simulation is triggered to calculate the pay off
figure.

• Click Request Pay off in AA overview screen

• Enter Pay off date (Date at which customer wants to Pre-Close the Loan)
• System will process simulation and will get completed successfully
• Loan status will move to Pending. Closure in Loan simulation overview screen.
• Loan Simulation screen will display the replica of the main AA overview screen after pay off.
• In AA simulated overview screen click on execute and payoff simulation will get executed successfully
• Pay off Sim bill will be generated in activity log
• Pay off Amount will be calculated (Principal Outstanding + Interest Accruals+ Dues)

Note: BNK/AA.SIMULATION.SERVICE should be in “Auto”

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AA - Loan Pay Off
Paying off the overall outstanding balance of the loan with principal and interest (Pre-Closure)
• Run Loan Simulation
• Delink the cash pool
• Pay off amount will be calculated
• Navigate to Pay off screen from AA overview screen Repayment and click on Full Pay off tab and enter
1.Value date
2.Currency
3.Debit account and commit it.
• Loan Status will change from Current  Pending. Closure
• Authorize the loan settled from AA overview screen
• After authorization in overview screen account details will show as “No balance available”
• In EB.CONTRACT.BALANCE, all Closing balances will become zero after payoff

Loan Simulation & Pay Off

Loan Simulation
& Pay Off

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 Tips before Performing Pay Off
Before Simulation or Payoff points to be checked
• Check the AASUSPENSE balance, if there are any balance available in Closing balance, then adjust the
balance to Zero
• Check and clear the UNC balance (Reversing the additional repaid amount from the activity log)
• If there are any balance then the status of Loan will not be changed to Pending. Closure on simulation

Back dated Pay off simulation with UNC - if there is a paid bill between current date and the back date value
for the simulation, when the pay off is executed the payment amount will 'park' as a UNC. Change in
procedure: User needs to reverse the bill payment ahead of posting the redemption amount
 
Back dated pay off with an AA Suspense balance - Check before you simulate that there are no AAsuspense
Closure balances. Adjust/clear AA suspense balance and proceed with the further steps. Remember to
back date the AA suspense adjustment, then perform the back dated pay off (Loan status will go to Pending
Closure). Status will incorrectly stay in Current if user misses the step.

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Write off
Bank finds that loan is not collectable from the customer, then Bank decides to suspend the loan and
process write-off.
In T24, If the loan is due for more than 90 days Overdue Status of Loan are moved to NAB-Non Accrual
Basis and Accrual status is Suspended to process the Write-off

Write off

Bills Balance

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 Write off - Bills
All outstanding bill should be written off by giving YES in write off bill field and authorize.
• Navigate to Amendment in AA overview screen and select Write off Bills
• Enter Customer ID and Effective date
• Enter Yes in write off bill field and commit it
• Authorize the write off bill
• In bills tab all outstanding bills will be written off
• In EB.CONTRACT BALANCE below fields become Zero
1.NABPRINCIPALINT
2.NABACCOUNT
3.ACCPRINCIPALINTSP
4.NABPRINCIPALINTSP

Note: Partial bills can be written off by selecting the particular bills from the write off bills
section

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Write off - Balances
All outstanding balances should be written off by giving YES in write off field and authorize.

• Navigate to Amendment in AA overview screen and select Write off Balances

• Enter Customer ID and Effective date
• Enter Yes in write off field and commit it
• Authorize the write off
• Loan status is moved to Pending. Closure
• In EB.CONTRACT.BALANCE, all fields closing balance updates to Zero.
• In AA overview screen Account details will be displayed as no balances available

Write off Full Flow

Write off

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Loan Status Movement
Pending.
Current Expired Close
Closure

• Loan status moves from Current  Expired on maturity date

• On repayment of outstanding amount by Manual FT loan status moves to Pending. Closure
• After 90 days contract with status Pending. Closure will move to “Closed” status automatically
• In EB.CONTRACT.BALANCE
DUEACCOUNT - Updates to Zero
AASUSPENSE - Adjusted & update to Zero

Loan status Movement for reference

Loan status

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Loan Amendment
Existing Loan can be amended either by
• Change in Interest rate (Increase/Decrease)
• Change in Repayment Schedule
1.Frequency
2.Date
3.Amount
4.Relative dates
• Adjust Suspense Balance
• Create Bills
• Adjust Bills

For amending the loan Navigate to “Amendment” in AA overview screen

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Change in Interest Rate ( Increase/Decrease)
Loan’s Interest rate can be either increased or decreased for the customer as per Bank decision

• Click on Amend Interest rate from Amendment screen

• Enter Customer ID, Effective date and validate
• In Principal Interest tab, interest rate field will be editable, either increase/ decrease the rate and
commit it
• Authorize the Amend interest rate from AA overview screen
• New interest rate will be displayed in AA overview screen
• Repayment schedule will be changed according to the new interest rate

Note: For Products 3120 & 3190 change in interest rate is not applicable

Increase Rate Flow Decrease Rate Flow

Increase Decrease

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Change in Repayment Schedule
Frequency, Date, amount and Relative dates can be amended for the existing loan
• Click on change repayment schedule from Amendment screen
• Enter Customer ID, Effective date and validate
• In Repayment schedule tab, amend the Frequency/Date/Amount/Relative date
• Authorize the change in repayment schedule from AA overview screen
• Repayment schedule changed will be displayed in AA overview screen
• Repayment schedule will be changed according to the changes made in
Frequency/Date/Amount/Relative date

Change in Repayment schedule flow

Frequency Date Amount Relative Date

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Adjust Suspense Balance
Due to some AAA activity(Disbursement/Cash Pool Repayment) reversed from a contract than amount
reversed will be reflected in AASUSPENSE balance in EB.CONTRACT.BALANCE
To move the balance from suspense balance we need to adjust the suspense balance accordingly.
• Navigate to Amendment screen in AA overview screen
• Click on ADJUST.SUSP.BALANCE ACTIVITY FOR BALANCE.MAINTENANCE
• Enter Customer id and effective date and validate it
• In Balance main tab, enter the adjustment amount in Adjustment Amount field and click on commit
• Authorize the adjust suspense balance
• In EB.CONTRACT.BALANCE , AASUSPENSE closing balance updates to Zero

Adjust Suspense Flow

Adjust Suspense
Balance

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Create Bills
New Bill can be created for the existing loan through Loan amendment option

• Navigate to Loan Amendment in AA overview screen

• Select Create Bills
• Enter Bill Date, Payment Date, Bill Type, Payment Type, Payment Method, Payment Amount, Property,
Original Property Amount, New Property Amount and commit it
• Authorize the Create Bills in AA overview screen
• New Bill be created and reflected in repayment schedule
• In EB.CONTRACT.BALANCE, DUEACCOUNT will display the amount of bill

Create Bill Flow

Create Bills

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Adjust Bills
Amount of the bill can be changed for the contract in adjust bills

• Navigate to Amendment in AA overview screen

• Select Adjust Bills
• Enter Customer ID and effective date and validate
• In Bills Adjustment tab enter the amount to be adjusted in Adjusted property amount and commit it
• Authorize the adjust bills in AA overview screen
• Amount of bill will be changed (Original Bill amount – Adjusted Property amount)
• Amount changed will be reflected in Bills tab
• In EB.CONTRACT.BALANCE, DUEPRINCIPALINT will display the changed amount of bill

Adjust Bills Flow

Adjust Bills

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Bulk Loan Creation
Loan can be created through bulk upload process

Steps to be followed for bulk creation

1.Create
      a file in the following format as shown below with all details and Name the file as SW1.csv

Bulk Loan Opening Bulk Loan

creation

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Bulk Loan Creation
2.List F.METR.AUTO.LN.ERROR.LOG to check whether any other file is uploaded for bulk process
3.Update the above record in F.METR.GENERAL.PARAM ‘LN.AUTO.CONTROL’ ( Change the date to current
date)
001 */Automate Loan Process product config
002 ON]OFF
003 MB.SWP.PER.LOANS.OCT]MB.SWP.COMM.LOAN
004 0007500.01\0007510.01\0007511.01]0004300.01\0004310.01\0004321.01
005 */Repayment Start Date for Interest
006 20171231 
4. Please the file in the folder /opt/Metro_T24/bnk/bnk.run/T24Share/bnk.shared/&SAVEDLISTS&

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Bulk Loan Creation
5. Start the TSA.SERVICE - BNK/METR.LN.AUTO.PROCESS. 
Make sure the above service completed and service control should change to ‘Stop
6.Check if limits have been set up and authorised
7. Start the TSA.SERVICE – BNK/METR.AA.DISBURSE.PROCESS.
Make sure the above service completed and service control should change to ‘Stop’
8. Check the below command for any error during the above process
jsh temenos ~ -->LIST F.METR.AUTO.LN.ERROR.LOG
9. Check to see loan arrangement is set up with current date and authorised
10.Check if disbursement is set up with current value date pending authorisation
11.Authorise individual disbursements to disbursement account

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Loan Closure
Loan Closure can be processed via two methods
• Automatic
• Manual
Automatic Closure
After 90 days contract with status Pending. Closure will move to “Closed” status automatically

Auto Closure flow

Closure Auto

Manual Closure
Loans can be closed manually by selecting the Close activity from amendment screen.
(Cash Pool should be manually delinked)
In EB.CONTRACT.BALANCE all balance becomes Zero

Manual Closure
Manual Closure flow

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Reports
Below are the services which helps to generate the AA reports

• BNK/AA.INTEGRITY.CHECK
• BNK/METR.AA.SANITY.CHECK

BNK/AA.INTEGRITY.CHECK
• Following reports will be generated after running the above service
1.AA.INTEGRITY_20190701_SPF.DETAILS
2.AA.INTEGRITY_GB0010001_20190701
3.AA.INTEGRITY_METR.COR.PBLM_20190701
4.AA.INTEGRITY_METR.POFF.PBLM20190701
5.AA.INTEGRITY_METR.SCH.PBLM_20190701

• Report will be saved in /opt/Metro_T24/bnk/bnk.run/T24Share/bnk.shared/&SAVEDLISTS&

• This report contains all corrupted contracts

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Reports
BNK/METR.AA.SANITY.CHECK

• Following exception reports will be generated after running the above service
1.METRO.AA.REV.CASH.POOL
2.METRO.AA.CLOSURE.TRIGGER.LIST
3.METRO.AA.CLOSURE.EXTRACT.LIST
4.AA.LOAN.CURRENT.WITHOUT.BALANCE-20190701
5.AA.LOAN.EXPIRED.WITH.BALANCE-20190701
6.AA.LOAN.MATURED.WITH.BALANCE-20190701
7.AA.LOAN.NOT.DISBURSED-20190701
8.LOAN_AASUSPENSE_EXECEPTION_REPORT-20190701

• Report will be saved in

/opt/Metro_T24/bnk/bnk.run/T24Share/bnk.shared/&SAVEDLISTS&
/opt/Metro_T24/bnk/bnk.run/BANKDATA.UPLOAD/LOPS/ExceptionReports

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Reports

Exception Report contains

1. The contracts whichever doesn't have cash pool

2. The contracts which is not moving to closed status after 90 days from pending. Closure status
3. The closed contracts with outstanding balance
4. The contracts whichever has no outstanding balance but still in "Current" status
5. The contracts has "Expired“ status with balance as per R9
6. The contracts has "Matured“ status with balance as per R9
7. The contracts in "Not Disbursed" status
8.The contracts Whichever has outstanding Balance in AASUSPENSE

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THE END

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 Corporate Headquarters
Lords Tower, Block 1,
2nd Floor, Plot No. 1&2 NP,
Jawaharlal Nehru Road,
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