Comphrensive Study of e Banking
Comphrensive Study of e Banking
Comphrensive Study of e Banking
© M A N A G E M E N T S T U D Y G U I D E . C O M . A L L R I G H T S R E S E RV E D .
CONTENT
What is E-banking?
Development of E-banking
Advantages of the E-Banking
Disadvantages and Risk of E-banking
Precaution of risk and security
Persecutions
WHAT IS E-BANKING?
Definition:
1980s :
May 1995 :
Wells Fargo - the first bank in the world to offer customer access to their
accounts over the internet .
35 institutions
-80% of total customer
deposits
Convenience
-24 hours a day, seven days a week
Cost
-Reducing transfer fees
Speed
-Faster circulation of assets
Competitiveness
- Fostering competition in financial market
BENEFITS FOR CUSTOMERS
Communication
-communicate easily
Environmental
-Abolishing the uses of paper
Others
- Offering one-stop-shop solutions
BROKERAGE SERVICES
• To create a group
of investment to
observe
• To learn about
companies’ financial
performance online
AUTOMATIC TELLER MACHINE( ATM )
When we open
some suspicious
websites or email
Trojan Horse Program
will install our
computer secretly
Hidden in the computer
When you access
bank websites
Capture our
account and
the password
PERSECUTIONS
For Bank: