Scribd Logo
Upload

Welcome to Scribd!

  • 92 views

    Presentation Slides Burglary Insurance

    Uploaded by

    Sohel Mahmud
    This document provides information about Asia Insurance Limited's burglary insurance policy. It discusses what burglary insurance is, including coverage for business premises, private dwellings, all-risk policies, and cash in safe transit. It also outlines some requirements to open a burglary insurance policy with Asia Insurance Ltd. The document then analyzes the company's financial ratios covering liquidity, profitability, asset management, debt management, and market value from 2019-2018. It identifies prospects and problems for the insurance sector in Bangladesh.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd

    Presentation Slides Burglary Insurance

    Uploaded by

    Sohel Mahmud
    92 views13 pages
    This document provides information about Asia Insurance Limited's burglary insurance policy. It discusses what burglary insurance is, including coverage for business premises, private dwellings, all-risk policies, and cash in safe transit. It also outlines some requirements to open a burglary insurance policy with Asia Insurance Ltd. The document then analyzes the company's financial ratios covering liquidity, profitability, asset management, debt management, and market value from 2019-2018. It identifies prospects and problems for the insurance sector in Bangladesh.

    Original Title

    Presentation-slides-Burglary-insurance

    Copyright

    © © All Rights Reserved

    Available Formats

    PPTX, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    This document provides information about Asia Insurance Limited's burglary insurance policy. It discusses what burglary insurance is, including coverage for business premises, private dwellings, all-risk policies, and cash in safe transit. It also outlines some requirements to open a burglary insurance policy with Asia Insurance Ltd. The document then analyzes the company's financial ratios covering liquidity, profitability, asset management, debt management, and market value from 2019-2018. It identifies prospects and problems for the insurance sector in Bangladesh.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    92 views13 pages

    Presentation Slides Burglary Insurance

    Uploaded by

    Sohel Mahmud
    This document provides information about Asia Insurance Limited's burglary insurance policy. It discusses what burglary insurance is, including coverage for business premises, private dwellings, all-risk policies, and cash in safe transit. It also outlines some requirements to open a burglary insurance policy with Asia Insurance Ltd. The document then analyzes the company's financial ratios covering liquidity, profitability, asset management, debt management, and market value from 2019-2018. It identifies prospects and problems for the insurance sector in Bangladesh.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 13

    BURGLARY INSURANCE

    POLICY
    ASIA INSURANCE LIMITED
    SECTION A
    GROUP 2
    DATE: 23/09/2020
    2
    OUR TEAM MEMBERS

    TANUSREE MAZUMDER
    SHAHRIN TAMANNA
    SOHEL MAHAMUD
    NARSUDA BHUIYAN
    SHARIF ABUL HASNAT
    RIDOY SAHA
    MEHBUB AHMED TASIF
    3

    OBJECTIVE OF THE REPORT


     TO GET AN IDEA ABOUT THE

    INTRODUCTION
    COMPANY

     TO KNOW ABOUT INSURANCE


    SECTOR IN BANGLADESH

     TO IDENTIFY THE WEAKNESSES


    OF INSURANCE SECTOR

     RATIO ANALYSIS AND


    FINANCIAL PERFORMANCE
    4

     ABOUT ASIA INSURANCE


    COMPANY
    LIMITED
    OVERVIEW
     MISSION AND VISION

     PRODUCT AND SERVICES

     BRANCHES
    5
    BURGLARY INSURANCE POLICY

     WHAT IS BURGLARY INSURANCE?

     FOR BUSINESS PREMISES

     FOR PRIVATE DWELLING

     ALL RISK POLICY

     CASH IN SAFE TRANSIT

     SOME REQUIREMENT TO OPEN A BURGLARY INSURANCE POLICY IN ASIA


    INSURANCE LTD
    6
    FINANCIAL RATIOS - LIQUIDITY

    LIQUIDITY RATIO
    1.8000

    1.6000
    2019 2018
    1.4000

    Current ratio 1.648 times 1.654 times 1.2000

    1.0000

    times
    Quick ratio 1.647 times 1.653 times 0.8000

    0.6000

    Cash ratio 0.0459 times 0.0392 times 0.4000

    0.2000

    0.0000
    Current Ratio Quick Ratio Cash Ratio

    2019 2018
    7
    FINANCIAL RATIOS - PROFITABILITY

    PROFITABILITY RATIO
    2019 2018
    2019 2018
    25.00%

    Gross profit margin 16.65% 15.20%


    20.00%

    Operating profit margin 18.78% 22.88%


    15.00%
    percent

    Net profit margin 18.48% 15.72%


    10.00%

    5.00%
    ROA 4.46% 4.20%

    0.00%
    ROE 8.23% 7.44%
    Gross profit Operating profit Net profit margin Return on total Return on
    margin margin asset common equity
    8
    FINANCIAL RATIOS – ASSET MANAGEMENT

    ASSET MANAGEMENT RATIO


    2019 2018

    4.000
    2019 2018
    3.500

    Receivables turnover 3.000


    2.770 times 3.489 times
    2.500

    times
    2.000
    Fixed assets turnover
    3.035 times 2.782 times
    1.500

    1.000
    Total assets turnover
    0.373 times 0.390 times 0.500

    0.000
    Receivables turnover Fixed asset turnover Total asset turnover
    9
    FINANCIAL RATIOS – DEBT MANAGEMENT

    DEBT MANAGEMENT RATIO


    2019 2018

    100.00% 2019 2018


    90.00%

    80.00%

    70.00%
    Debt to assets ratio 48.11% 44.84%
    60.00%
    percent

    50.00%

    40.00%

    30.00%
    Debt to equity ratio 92.72% 81.28%
    20.00%

    10.00%

    0.00%
    Debt-asset ratio Debt-equity ratio
    10
    FINANCIAL RATIOS – MARKET VALUE

    MARKET VALUE RATIO


    MARKET VALUE RATIO
    2019 2018
    2019 2018
    1.65
    2019 2018 18.00

    16.00 1.60

    14.00
    1.55
    EPS Tk 1.60/share Tk 1.41/share 12.00
    1.50
    10.00

    tk/sharE
    8.00

    times
    1.45
    P/E Ratio 15.64 times 12.41 times 6.00
    1.40
    4.00
    1.35
    MV/BV Ratio 1.2 times 0.88 times 2.00

    0.00
    Price/earnings ratio Market value/book value 1.30
    Earning per share
    ratio
    11
    PROSPECTS

     HIGHER GDP

     SCOPE IN NON-TRADITIONAL SECTOR

     DEVELOPING MASS AWARENESS OF COMMERCIAL INSURANCE

     MICRO INSURANCE

     SME SECTORS
    12
    PROBLEMS

     SOCIAL, ECONOMIC, POLITICAL, LEGAL PROBLEMS

     LESS AWARENESS OF INSURANCE POLICY AMONG PEOPLE

     LACK IN ECONOMIC DEVELOPMENT

     POOR INDUSTRIAL SECTOR OF BANGLADESH

     LACK OF CAPITAL

     HIGH PROCESSING COST AND PREMIUM

     LACK OF TRUST

     LACK OF SKILLED STAFF, TRAINING, ETHICS, TECHNOLOGY ETC.


    13

    THANK YOU

    You might also like