MANUEL S.

ENVERGA UNIVERSITY FOUNDATION

An Autonomous University
BASIC EDUCATION DEPARTMENT
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
At the end of the session, the teacher-participants are expected to:
1. illustrates simple and compound interests.
2. distinguishes between simple and compound interests.
3. computes interest, maturity value, future value, and present value in
simple interest and compound interest environment.
4. solves problems involving simple and compound interests.
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
PRIMING ACTIVITY

Lesson 1: Functions as Models

Outline 1: Relations and Functions

 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
ACTIVITY 1 (Group Work) (15 min)

Lesson 1: Functions as Models

Outline 1: Relations and Functions

 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
ANALYSIS

1. What did you find difficult about this task?

2. Which card did you find most difficult to place? Why?
3. Does anyone have two equation cards in the same cell?
4. What have you learned about the key features of the equation of a
circle?
5. What are some common errors which students may commit? How can
we prevent such error? Feel free to offer a suggestion.
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
ABSTRACTION
LEARNING AREA STANDARD:
At the end of the course, the students must know how to solve problems
involving rational, exponential and logarithmic functions; to solve
business-related problems; and to apply logic to real-life situations.

CONTENT STANDARD:
The learner demonstrates understanding of key concepts of simple and
compound interests, and simple and general annuities.
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
ABSTRACTION
PERFORMANCE STANDARD:
The learner is able to investigate, analyze and solve problems involving
simple and compound interests and simple and general annuities using
appropriate business and financial instruments.
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
ABSTRACTION
LEARNING COMPETENCIES:
The learners ...
a. illustrates simple and compound interests.
b. distinguishes between simple and compound interests.
c. computes interest, maturity value, future value, and present value in
simple interest and compound interest environment.
d. solves problems involving simple and compound interests.
MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST

mt m
m
 r  r
A  P 1   reff   1    1
 m  m
(4)(3) 11
 0.08   0.08 
 1000  1    1   1
 4   1 
 1000(1.02)12  1.08  1
 1268.24  0.08
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Simple Interest Formulas
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example

Solution
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example

Solution
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Applied Example: Trust Funds

Solution
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Compound Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Compound Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Compound Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Compound Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Compounding More Than Once a Year
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Compounding More Than Once a Year
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Compounding More Than Once a Year
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Compound Interest Formula
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Continuous Compounding of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Continuous Compounding of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Continuous Compounding of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Continuous Compounding of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Examples

Solution
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Examples

Solution
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Effective Rate of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Effective Rate of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Effective Rate of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Continuous Compounding of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Continuous Compounding of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Continuous Compounding of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Continuous Compounding of Interest

Examples
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Examples

Examples
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Examples

Examples
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Effective Rate of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Effective Rate of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Effective Rate of Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Effective Rate of Interest Formula
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Effective Rate Over Several Years
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Present Value
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Present Value
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example

Solution
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example

Solution
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Example

Solution
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Present Value with Continuously Compounded Interest
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Applied Example: Real Estate Investment
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Applied Example: Real Estate Investment
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Applied Example: Real Estate Investment
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Applied Example: Real Estate Investment
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Applied Example: Real Estate Investment
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Using Logarithms in Financial Problems

Solution
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
SIMPLE AND COMPOUND INTEREST
Using Logarithms in Financial Problems

Solution
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
APPLICATION

On a manila paper, paste/draw some small pictures of objects such that

they are positioned at different coordinates.

Then, draw circles that contain these pictures.

Using the pictures and the circles drawn on the grid, formulate problems
involving the equation of the circle and then solve them.
 MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT
CLOSURE

“One-half of life is luck; the other half is

discipline – and that’s the important half, for
without discipline you wouldn’t know what t
do with luck.”
Carl Zuckmeyer
MANUEL S. ENVERGA UNIVERSITY FOUNDATION
An Autonomous University
BASIC EDUCATION DEPARTMENT