Scribd Logo
Upload

Welcome to Scribd!

  • 47 views

    Mutual Fund: Rishu Anand

    Uploaded by

    Rishu Anand Mridula
    Mutual funds allow investors to pool their money together into a fund that is then invested in a variety of stocks, bonds, and other securities by professional fund managers. The document discusses what mutual funds are, how net asset value (NAV) is calculated, different types of systematic investment plans, factors to consider when evaluating mutual funds like returns, volatility and performance against benchmarks, credit ratings of mutual funds, and advantages of investing in mutual funds like professional management, risk spreading, transparency, liquidity and choice.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPT, PDF, TXT or read online from Scribd

    Mutual Fund: Rishu Anand

    Uploaded by

    Rishu Anand Mridula
    47 views11 pages
    Mutual funds allow investors to pool their money together into a fund that is then invested in a variety of stocks, bonds, and other securities by professional fund managers. The document discusses what mutual funds are, how net asset value (NAV) is calculated, different types of systematic investment plans, factors to consider when evaluating mutual funds like returns, volatility and performance against benchmarks, credit ratings of mutual funds, and advantages of investing in mutual funds like professional management, risk spreading, transparency, liquidity and choice.

    Original Title

    Mutual Fund

    Copyright

    © Attribution Non-Commercial (BY-NC)

    Available Formats

    PPT, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Mutual funds allow investors to pool their money together into a fund that is then invested in a variety of stocks, bonds, and other securities by professional fund managers. The document discusses what mutual funds are, how net asset value (NAV) is calculated, different types of systematic investment plans, factors to consider when evaluating mutual funds like returns, volatility and performance against benchmarks, credit ratings of mutual funds, and advantages of investing in mutual funds like professional management, risk spreading, transparency, liquidity and choice.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPT, PDF, TXT or read online from Scribd
    Download as ppt, pdf, or txt
    47 views11 pages

    Mutual Fund: Rishu Anand

    Uploaded by

    Rishu Anand Mridula
    Mutual funds allow investors to pool their money together into a fund that is then invested in a variety of stocks, bonds, and other securities by professional fund managers. The document discusses what mutual funds are, how net asset value (NAV) is calculated, different types of systematic investment plans, factors to consider when evaluating mutual funds like returns, volatility and performance against benchmarks, credit ratings of mutual funds, and advantages of investing in mutual funds like professional management, risk spreading, transparency, liquidity and choice.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPT, PDF, TXT or read online from Scribd
    Download as ppt, pdf, or txt
    of 11

    Mutual Fund

    Rishu Anand
    +91-9015645853
     Mutual Funds are financial intermediaries.
     They are companies set up to receive your
    money, and then having received it, make
    investments with the money.
     It is an ideal tool for people who want to invest
    but don't want to be bothered with deciphering
    the numbers and deciding whether the stock is a
    good buy or not.
     A mutual fund manager proceeds to buy a
    number of stocks from various markets and
    industries. Depending on the amount you invest,
    you own part of the overall fund. 
    Understanding NAV
    Net Asset Value (NAV) is the actual value of one
    unit of a given scheme on any given business
    day.
    The NAV reflects the liquidation value of the fund's
    investments on that particular day after
    accounting for all expenses.
    It is calculated by deducting all liabilities (except
    unit capital) of the fund from the realisable value
    of all assets and dividing it by number of units
    outstanding
     Mutual funds gives an option to invest in
    the market through a pool of money, this
    has a fixed objective.
    Systematic Plans
     Systematic Investment Plan
     Systematic Withdrawal Plan
     Systematic Transfer Plan
    Evaluation of Mutual Funds

    Besides Net Asset Value the following


    parameters should be considered while
    comparing the funds:
     AVERAGE RETURNS
     VOLATILITY
     CORPUS SIZE
     PERFORMANCE VIS A VIS
    BENCHMARK OTHER SCHEMES
    Credit Rating
     Credit Rating is an exercise conducted by a rating organisation to
    evaluate the credit worthiness of the issuer with respect to the
    instrument being issued or a general ability to pay back debt over the
    specified period of time.
     Typically the highest credit rating is that of AAA and the lowest being
    D (for default).
     Within the same alphabet class, the rating agency might have different
    grades like A, AA and AAA and within the same grade AA+, AA-
    where the "+" denotes better than AA and "-" indicates the opposite.

    In India, currently we have four rating agencies - 

     CRISIL
     ICRA
     CARE
     Fitch
    Advantages
     Small investments
     Professional Fund Management
     Spreading Risk
     Transparency and interactivity:
     Mutual Funds also provide complete portfolio disclosure of
    the investments made by various schemes
     the proportion invested in each asset type.
     Mutual Funds clearly layout their investment strategy to
    the investor.
     Liquidity
     Choice
     Regulations
    Thank You

    You might also like