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    CARE With OPD Cover (Final

    Uploaded by

    Rajat Gupta

    Copyright:

    © All Rights Reserved
    Download as PPT, PDF, TXT or read online from Scribd

    CARE With OPD Cover (Final

    Uploaded by

    Rajat Gupta
    103 views9 pages

    Original Title

    CARE with OPD cover (final ppt).ppt

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    © © All Rights Reserved

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    Copyright:

    © All Rights Reserved
    Download as PPT, PDF, TXT or read online from Scribd
    Download as ppt, pdf, or txt
    103 views9 pages

    CARE With OPD Cover (Final

    Uploaded by

    Rajat Gupta

    Copyright:

    © All Rights Reserved
    Download as PPT, PDF, TXT or read online from Scribd
    Download as ppt, pdf, or txt
    of 9

    OPD CARE - RELIGARE

    SPEED INVESTMENTS – 9899289170/ 9899988289


    2018/11/7 © Religare Health Insurance 2
    OPD Care covers

    2018/11/7 © Religare Health Insurance 3


    Advantages of OPD CARE

    No No
    30 days/ Network
    2Years/4Years hospital
    Wait Period restrictions

    No Tax Rebate under


    Co-Payment Section 80D
    or Sub limits
    Note:
    -OPD Claim does not effect the NCB benefit

    2018/11/7 © Religare Health Insurance 4


    Target Audience

    • Upto Age 45 Years available with CARE with NCB SUPER


    Age • Age >45 Years available with CARE or CARE with any Optional Cover
    Criteria

    CARE SI 3 Lacs 4 Lacs 5 Lacs 7 Lacs


    OPD
    OPD Benefit Rs.5000
    Sum Insured

    10 15 20 25 30 40 50 60 75
    CARE SI
    Lacs Lacs Lacs Lacs lacs lacs Lacs lacs Lacs
    OPD
    OPD Rs15,0 Rs 25,000
    Sum Insured Rs10,000 Rs20,000
    Benefit 00

    2018/11/7 © Religare Health Insurance 5


    Claim Process

    • Claim on Reimbursement basis


    • Submit duly filled Claim Form along with
    Original Doctor Prescription, Doctor
    Consultation, Diagnostic lab & Pharmacy bills
    • Claim can be made 2 times a Year

    2018/11/7 © Religare Health Insurance 6


    Some Exclusions examples

    •OPD CARE does not cover

    –Dental Treatment like Root Canal, Teeth Extraction, Scaling etc


    –Phsycartric related OPD
    –Daycare Procedures
    –Cost of Spectacles, Laser surgery etc..
    –Preventive Health Check-up
    –Vaccinations

    Doctor Prescription is necessary for claiming Diagnostics and Pharmacy bills


    Please refer Policy T&C for more details

    2018/11/7 © Religare Health Insurance 7


    Advantage of 3 Year Policy Term Save Rs14699/- by
    opting for 3 Year Term

    Year 1 Year 2 Year 3 Total


    1 Year Payment Term
    Rs.28774 Rs.31808 Rs.31808 RS.92390
    premium
    3 Year Payment Term
    Rs.25897 Rs.25897 Rs.25897 Rs.77691
    Premium
    Tax Saving Rs.7500 Rs.7500 RS.7500 Rs.22500

    OPD Benefit Rs.10000 Rs.10000 Rs.10000 Rs.30000


    Approximate
    Complimentary Annual Rs.4000 Rs.4000 RS.4000 Rs.12000
    Health Check-up cost
    Net Amount Payable for 1
    Rs.7274 Rs.10308 Rs.10308 RS.27890
    Year Payment
    Net Amount Payable for 3
    Year Payment Term Rs.4397 Rs.4397 Rs.4397 Rs.13191
    Note
    - Example based on Customer Aged 40 Years buying Sum Insured of 10 Lacs
    for his spouse and 1 children
    - For Tax calculations the 3 Year premium is divided into 3 equal parts

    2018/11/7 © Religare Health Insurance 8


    WISH YOU
    ALL THE BEST !!!!!
    &
    HAPPY TRAINING

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