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    Non Banking Financial Institutions

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    Fachri Dwiansyah
    This document discusses several types of non-banking financial institutions in Indonesia. It describes insurance as contracts that provide financial protection against losses. It also outlines multifinance companies that provide financing for assets but cannot take deposits, investment banks that facilitate complex deals and offer mutual funds/stocks/bonds, pawnshops that provide loans using goods as collateral, koperasi simpan pinjam as cooperatives that provide savings and loans to members, pension funds that manage retirement programs, money changers that exchange currencies, and venture capital firms that finance startups and small businesses.

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    Non Banking Financial Institutions

    Uploaded by

    Fachri Dwiansyah
    41 views10 pages
    This document discusses several types of non-banking financial institutions in Indonesia. It describes insurance as contracts that provide financial protection against losses. It also outlines multifinance companies that provide financing for assets but cannot take deposits, investment banks that facilitate complex deals and offer mutual funds/stocks/bonds, pawnshops that provide loans using goods as collateral, koperasi simpan pinjam as cooperatives that provide savings and loans to members, pension funds that manage retirement programs, money changers that exchange currencies, and venture capital firms that finance startups and small businesses.

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    Description of Non Banking Financial Institutions and its example in Indonesia

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    This document discusses several types of non-banking financial institutions in Indonesia. It describes insurance as contracts that provide financial protection against losses. It also outlines multifinance companies that provide financing for assets but cannot take deposits, investment banks that facilitate complex deals and offer mutual funds/stocks/bonds, pawnshops that provide loans using goods as collateral, koperasi simpan pinjam as cooperatives that provide savings and loans to members, pension funds that manage retirement programs, money changers that exchange currencies, and venture capital firms that finance startups and small businesses.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    41 views10 pages

    Non Banking Financial Institutions

    Uploaded by

    Fachri Dwiansyah
    This document discusses several types of non-banking financial institutions in Indonesia. It describes insurance as contracts that provide financial protection against losses. It also outlines multifinance companies that provide financing for assets but cannot take deposits, investment banks that facilitate complex deals and offer mutual funds/stocks/bonds, pawnshops that provide loans using goods as collateral, koperasi simpan pinjam as cooperatives that provide savings and loans to members, pension funds that manage retirement programs, money changers that exchange currencies, and venture capital firms that finance startups and small businesses.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 10

    NON-BANKING FINANCIAL

    INSTITUTIONS
    Fachri Dwiansyah - 19015111
    INSURANCE
    • Insurance is a contract, represented by a
    policy, in which an individual or entity receives
    financial protection or reimbursement against
    losses from an insurance company.
    • Type of Insurance
    – Life Insurance
    – Health Insurance
    – Loss Insurance
    MULTI FINANCE
    • A company that provides financing for fixed
    assets procurement
    • Different from Bank, Multifinance company could
    not take deposits directly from the customers
    through savings account, checking account, and
    other equivalents.
    • Multifinance business activities
    – Leasing
    – Factoring
    – Credit Cards
    – Consumer Finance
    INVESTMENT BANK (SECURITIES)
    • A financial intermediary that specialized in large
    and complex financial transactions such
    as underwriting, acting as an intermediary
    between a securities issuer and the investing
    public, facilitating mergers and other
    corporate reorganizations, and acting as a broker
    and/or financial adviser for institutional clients.
    • Product of Investment Banks
    – Mutual Funds
    – Stocks
    – Bonds
    PAWN SHOP
    • In Indonesia also known as Pegadaian
    • A pawnshop provides loan to an individual who
    turns over custody of an item, such as a television
    or a computer, that serves as collateral for the
    loan.
    • The amount a pawnshop is willing to lend is
    based primarily on the value of the item, but it
    can also be substantially affected by the
    pawnshop's current inventory at the time of the
    loan.
    KOPERASI SIMPAN PINJAM
    • Koperasi is a firm owned, controlled, and
    operated by a group of users for their own
    benefit. Each member contributes equity capital,
    and shares in the control of the firm on the basis
    of one-member, one-vote principle (and not in
    proportion to his or her equity contribution)
    • Koperasi Simpan Pinjam is a type of Koperasi that
    provides saving and loan facility to its member
    with low interest rates.
    KOPERASI SIMPAN PINJAM
    • The capital of the firm comes from the members’
    equity and borrowed capital.
    • Members’ equity, or the members savings, can be
    divided into three types, which are :
    – Principal Savings
    – Compulsory Savings
    – Voluntary Savings
    • Koperasi also may borrow the capital from the
    members, other koperasi, and other financial
    institutions.
    PENSION FUNDS
    • Pension Funds is a legal entity established to
    manage and run a program that promised
    retirement benefits. Pension funds are
    required to obtain approval from the Minister
    of Finance
    MONEY CHANGER
    • A money changer is a person or institution
    whose business is the exchange of coins
    or currency of one country, for that of
    another.
    VENTURE CAPITAL
    • Venture Capital company provides financing to
    startup companies and small businesses that are
    believed to have long-term growth potential.
    Venture capital generally comes from well-off
    investors, investment banks and any other
    financial institutions.
    • It does not always take just a monetary form; it
    can be provided in the form of technical or
    managerial expertise.

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