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    Amaia Payment Schemes

    Uploaded by

    Mhack Colis
    The document outlines various financing schemes with different cash down payment amounts, deferred payment terms, and loan repayment periods. It provides details on the cash payment due upfront, the percentage paid over time, and the loan term. It also specifies the applicable discounts for different schemes if payment is made within a certain time period.

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    Download as XLS, PDF, TXT or read online from Scribd

    Amaia Payment Schemes

    Uploaded by

    Mhack Colis
    121 views6 pages
    The document outlines various financing schemes with different cash down payment amounts, deferred payment terms, and loan repayment periods. It provides details on the cash payment due upfront, the percentage paid over time, and the loan term. It also specifies the applicable discounts for different schemes if payment is made within a certain time period.

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    © Attribution Non-Commercial (BY-NC)

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    The document outlines various financing schemes with different cash down payment amounts, deferred payment terms, and loan repayment periods. It provides details on the cash payment due upfront, the percentage paid over time, and the loan term. It also specifies the applicable discounts for different schemes if payment is made within a certain time period.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    121 views6 pages

    Amaia Payment Schemes

    Uploaded by

    Mhack Colis
    The document outlines various financing schemes with different cash down payment amounts, deferred payment terms, and loan repayment periods. It provides details on the cash payment due upfront, the percentage paid over time, and the loan term. It also specifies the applicable discounts for different schemes if payment is made within a certain time period.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    of 6

    FINANCING SCHEME

    SCHEME CASH DEFERRED TERM SPOT CASH SPOT 20%, 80% in 23 mos SPOT 10%, 90% in 23 mos 100% in 24 months SPOT 20%, 80% in 10 yrs SPOT 20%, 80% in 5 yrs SPOT 10%, 10% in 6mos, 80% in 10 yrs SPOT 10%, 10% in 6mos, 80% in 5 yrs SPOT 5%, 15% in 9mos, 80% in 10 yrs SPOT 5%, 15% in 9mos, 80% in 5 yrs 20% DP in 12 mos, 80% in 10 yrs 20% DP in 12 mos, 80% in 5 yrs SPOT 20%, 80% Balance SPOT 10%, 10% in 6mos, 80% Balance SPOT 10%, 10% in 6mos, 80% Balance 5% DP in 6 mos (SEC bank & HSBC) 10% DP in 12 mos, 90% Balance 20% DP in 12 mos, 80% Balance SPOT 10%, 90% Balance SPOT 5%, 95% Balance SPOT 5%, 5% in 6 mos, 90% Balance 5% DP in 6 mos, 95% Balance 10% DP in 12 mos, 90% Balance within RS month 10% of the SP 7% of the 20% SFDP 5% of the 10% SFDP no discount 20% of the 20% SFDP 10% of the 10% SFDP 5% of the 5% SFDP no discount 20% of the 20% SFDP 10% of the 10% SFDP no discount 10% of the 10% SFDP 5% of the 5% SFDP no discount

    IN-HOUSE

    BANK FINANCING (BPI still follows 20/80 scheme)

    PAG-IBIG

    within 30 Days 7% of the SP 5% of the 20% SFDP 3% of the 10% SFDP no discount 15% of the 20% SFDP 7% of the 10% SFDP

    OC payable within with Balance 23 mos 23 mos 24 mos

    5 yrs or 10 yrs 3% of the 5% SFDP no discount 15% of the 20% SFDP 7% of the 10% SFDP no discount 7% of the 10% SFDP 3% of the 5% SFDP no discount SPREAD during DP period and Loanable amount 24 mos 24 mos 24 mos 30 mos 36 mos

    FINANCING SCHEME
    SCHEME CASH DEFERRED TERM SPOT CASH SPOT 10%, 90% in 23 mos 100% in 24 months SPOT 10%, 90% in 10 yrs SPOT 10%, 90% in 5 yrs 10% DP in 12 mos, 90% in 10 yrs 10% DP in 12 mos, 90% in 5 yrs SPOT 10%, 90% Balance SPOT 10%, 7% in 12 mos, 83% Balance SPOT 10%, 10% in 29 mos, 80% Balance 7% DP in 12 mos, 93% Balance (RCBC only) 15% DP in 24 mos, 85% Balance 20% DP in 30 mos, 80% Balance DISCOUNT within RS month / 30 Days 9% of the SP 10% of the 10% SFDP no discount 10% of the 10% SFDP 10% of the 10% SFDP no discount no discount 20% of the 10% SFDP 10% of the 10% SFDP 3% of the 10% SFDP no discount no discount no discount

    INHOUSE

    BANK FINANCING (BPI still follows 20/80 scheme)

    OC payable within with Balance 23 mos 24 mos 5 yrs or 10 yrs

    SPREAD during DP period and Loanable amount

    FINANCING SCHEME
    SCHEME CASH DEFERRED TERM SPOT CASH SPOT 10%, 90% in 23 mos 100% in 24 months SPOT 10%, 90% in 10 yrs SPOT 10%, 90% in 5 yrs 10% DP in 12 mos, 90% in 10 yrs 10% DP in 12 mos, 90% in 5 yrs SPOT 10%, 90% Balance 7% DP in 12 mos, 93% Balance (RCBC only) 7% DP in 12 mos, 93% Balance (RCBC only) (Fixed P7.5k DP in 12 mos) 7% DP in 16 mos, 93% Balance (RCBC only) 10% DP in 12 mos, 90% Balance DISCOUNT within RS month / 30 Days 9% of the SP 10% of the 10% SFDP no discount 10% of the 10% SFDP no discount 10% of the 10% SFDP

    INHOUSE

    BANK FINANCING (BPI still follows 20/80 scheme)

    no discount

    OC payable within with Balance 23 mos 24 mos 5 yrs or 10 yrs

    SPREAD during DP period and Loanable amount

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