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Budget Planner - Overview / Help

Budge
t By
Month

Quick
Budge
t

Instructions
You may move from worksheet to worksheet by clicking on the dark blue buttons
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders:

400
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)
Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)
Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)
Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.
Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section
Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.

Quick Budget
Income

Spending

Chart:
Frequency

Tota l Incom e (net)

Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Yearly
Yearly
Weekly
Monthly
Monthly

Am ount
180000.00

Total:

Tra nsporta tion

Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Bill's train pass
Jane's bus pass
Other

Monthly
Monthly
Monthly
Yearly
Yearly
Monthly
Monthly
Monthly

Hom e
House Money
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Other
Portman

Monthly
Monthly
Monthly
Monthly
Yearly
Monthly
Weekly
Semi-Annually
Monthly
Monthly

Utilities
Phone - Home
Phone - Cell
Cable

Monthly
Monthly
Monthly

200.00
5000.00

3000.00

160.00

950.00

Monthly

Budget Summary

Yea rly

1 5000.00
15000.00
0.00
0.00
0.00
0.00

1 8 0000.00
180000.00
0.00
0.00
0.00
0.00

8 733.33

1 048 00.00

61 6.67
0.00
0.00
200.00
416.67
0.00
0.00
0.00
0.00

7400.00
0.00
0.00
2400.00
5000.00
0.00
0.00
0.00
0.00

31 60.00
3000.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
160.00

3792 0.00
36000.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1920.00

1 040.00
0.00
950.00
0.00

1 2 48 0.00
0.00
11400.00
0.00

Yearly

75200

180000

104800

$0

$20,000

$40,000

$104,800
$60,000
$80, 000

$1 $180,000
00,000 $120,000 $75,200
$1 40, 000

$160,000 $1 80,000

Spending Summary
7400

11000

37920
36000

Transportatio
n
Health

Home

Utilities

Entertainment

Miscellaneou
s

12480

Gas
Water
Electricity
Internet
Other
Other

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly

Hea lth
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

Monthly
Monthly
Monthly
Semi-Annually
Monthly
Monthly
Monthly

Enterta inm ent

Ordering In
Dining out
Events
Subscriptions
Movies
Sports
Hobbies
Travel/ Vacation
Memberships
Other

Monthly
Weekly
Monthly
Monthly
Monthly
Monthly
Weekly
Yearly
Monthly
Monthly

Miscella neous
Dry Cleaning
New Clothes/Shopping
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

Monthly
Semi-Annually
Monthly
Monthly
Monthly
Monthly
Weekly
Semi-Annually
Monthly
Monthly
Monthly
Monthly

90.00

500.00

10000.00

5000.00

500.00

0.00
0.00
90.00
0.00
0.00
0.00

0.00
0.00
1080.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

3000.00
0.00
2166.67
0.00
0.00
0.00
0.00
0.00
833.33
0.00
0.00

36000.00
0.00
26000.00
0.00
0.00
0.00
0.00
0.00
10000.00
0.00
0.00

91 6.67
0.00
833.33
0.00
0.00
0.00
0.00
0.00
83.33
0.00
0.00
0.00
0.00

1 1 000.00
0.00
10000.00
0.00
0.00
0.00
0.00
0.00
1000.00
0.00
0.00
0.00
0.00

Budget By Month

Monthly (avg.)

Chart:
0

Income

Dec

Jan

Feb

Mar

Apr

Budget Summary

2 Months
Dec to Date

Total Income (net)

Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Spending

Total:

5250.00
5250.00

7500.00
7500.00

0.00

0.00

0.00

12750.00
12750.00
0.00
0.00
0.00
0.00

3832.00

5135.00

0.00

0.00

0.00

8967.00

140.00

0.00

0.00

0.00

0.00

140.00
0.00
0.00
140.00
0.00
0.00
0.00
0.00
0.00

Err:502

1892

Err:502

Err:502

Err:502

Err:502

6375

Err:502

Err:502

Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Bill's train pass
Jane's bus pass
Other
Home
House Money
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Maid/Cleaning
Porter

140.00

1585.00

0.00

0.00

160.00
87.00

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

0.00

Miscellaneous
Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

0.00

1585.00

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

Entertainment
Ordering In
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

3160.00
3000.00

1500.00

0.00

0.00

0.00

1500.00

87.00

25.00

0.00

0.00

0.00

25.00

1190.00
1,140.00

450.00
200.00
250.00

0.00

0.00

0.00

50.00

830.00
410.00

420.00

0.00

0.00

0.00

0.00

4745.00
3000.00
0.00
0.00
0.00
0.00
0.00
1585.00
0.00
0.00
160.00
1587.00
0.00
1500.00
0.00
0.00
0.00
87.00
0.00
0.00
0.00
25.00
0.00
0.00
25.00
0.00
0.00
0.00
0.00
1640.00
200.00
1390.00
0.00
0.00
50.00
0.00
0.00
0.00
0.00
0.00
830.00
0.00
410.00
0.00
0.00
0.00
0.00
0.00
420.00
0.00
0.00
0.00
0.00

4484
Err:502

Err:502

Err:502

Err:502

1,000

2,000$4,4843,000

$6,375
4,000

$1,892
5,000

6,000

7,000

Err:502

Err:502

Spending Summary

Err:502

Err:502

415

Err:502

70

Err:502

Err:502

820

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

13

2373

Err:502

Err:502

Transportatio
n 794
Health

Err:502

Err:502

Err:502

Home

Utilities

Entertainmen
t

Miscellaneou
s

Err:502

Err:502

Budget by Month

Err:502

Err:502

8,000

Err:502

7,000
Err:502

Err:502

Err:502

6,000
5,000

Err:502

4,000
Err:502

Err:502

3,000

Err:502

Err:502

2,000

Err:502

1,000
Err:502

0
Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Err:502

Row
8 Jul Aug Sep Oct Nov
Dec Jan Feb Row
Mar 16
Apr May
Jun

Tracking
Income
Total Income (net)
Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Current Month

Chart:
Dec
5250.00
5,250.00

Jan
7500.00
7,500.00

Feb
0.00

Mar
0.00

Actual Income/Spend Summary

Dec to Date
12750.00
12,750.00
0.00
0.00
0.00
0.00

Spending
Total Spending:
Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Bill's train pass
Jane's bus pass
Other

Under Budget Under Budget

3832.00

5135.00

0.00

0.00

8967.00

140.00

0.00

0.00

0.00

140.00
0.00
0.00
140.00
0.00
0.00
0.00
0.00
0.00

140.00

0$-

0 $-

$-

Actuals by Month
8,000

7,000

Home
House Money
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Maid/Cleaning
Portman

1585.00

3160.00
3,000.00

0.00

0.00

1,585.00

160.00

4745.00
3,000.00
0.00
0.00
0.00
0.00
0.00
1,585.00
0.00
0.00
160.00

6,000
5,000

4,000

3,000
2,000

1,000

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

87.00

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

0.00

Entertainment
Ordering In
Dining out
Events
Subscriptions
Movies
Sports
Hobbies
Travel/ Vacation
Memberships
Other
Miscellaneous
Dry Cleaning
New Clothes/Shopping
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

1500.00

0.00

0.00

1587.00
0.00
1,500.00
0.00
0.00
0.00
87.00
0.00
0.00
0.00

0.00

0.00

25.00
0.00
0.00
25.00
0.00
0.00
0.00
0.00

450.00
200.00
250.00

0.00

0.00

1640.00
200.00
1,390.00
0.00
0.00
50.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

830.00
0.00
410.00
0.00
0.00
0.00
0.00
0.00
420.00
0.00
0.00
0.00
0.00

1,500.00

87.00

25.00

25.00

1190.00
1,140.00

50.00

830.00
410.00

420.00

Dec

Jan

Feb

RowApr
17

Mar

May

Row
Jun 8

Jul

Aug

Sep

Oct

Nov

Comparison
Income
Total Income (net)
Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Compare

Dec to Date
Dec to Date
Actual

Budget

December to Date

to Budget

Tracking vs Budget Summary

Vs Budget

0
0
0
0
0
0

12750
12,750.00
0.00
0.00
0.00
0.00

12,750
12,750.00
0.00
0.00
0.00
0.00

8,967

8,967

Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Bill's train pass
Jane's bus pass
Other

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

140
0.00
0.00
140.00
0.00
0.00
0.00
0.00
0.00

140
0.00
0.00
140.00
0.00
0.00
0.00
0.00
0.00

Home
House Money
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Maid/Cleaning
Portman

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

4,745
3,000.00
0.00
0.00
0.00
0.00
0.00
1,585.00
0.00
0.00
160.00

4,745
3,000.00
0.00
0.00
0.00
0.00
0.00
1,585.00
0.00
0.00
160.00

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

1,587
0.00
1,500.00
0.00
0.00
0.00
87.00
0.00
0.00
0.00

1,587
0.00
1,500.00
0.00
0.00
0.00
87.00
0.00
0.00
0.00

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00

25
0.00
0.00
25.00
0.00
0.00
0.00
0.00

25
0.00
0.00
25.00
0.00
0.00
0.00
0.00

Entertainment
Ordering In
Dining out
Events
Subscriptions
Movies
Sports
Hobbies
Travel/ Vacation
Memberships
Other

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

1,640
200.00
1,390.00
0.00
0.00
50.00
0.00
0.00
0.00
0.00
0.00

1,640
200.00
1,390.00
0.00
0.00
50.00
0.00
0.00
0.00
0.00
0.00

Miscellaneous
Dry Cleaning
New Clothes/Shopping
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

830
0.00
410.00
0.00
0.00
0.00
0.00
0.00
420.00
0.00
0.00
0.00
0.00

830
0.00
410.00
0.00
0.00
0.00
0.00
0.00
420.00
0.00
0.00
0.00
0.00

0
0
0

Spending
Total Spending:

3783
12750
8967

Expense
0

2,000

4,000

6,000

Income

Balance

10,000(Savings)
12,000

8,000

14,000

Spending Comparison
4,745

1,587

Budget

Tracking

Transportation
Health
0

1640

Home
140
Entertainment
0

Utilities
25
Miscellaneous

830

Daily Spending Record

Spending

1st

2nd

3rd

4th

5th

6th

7th

8th

9th

10th

11th

12th

13th

14th

15th

16th

17th

18th

19th

20th

21st

22nd

23rd

24th

25th

26th

27th

28th

29th

30th

31st

Month

Total Day's Spending:

0.00

0.00

0.00

0.00

1,750.00

0.00

0.00

185.00

200.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

2,135.00

Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Bill's train pass
Jane's bus pass
Other

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Home
House Money
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Maid/Cleaning
Portman

0.00

0.00

0.00

0.00

0.00

0.00

0.00

160.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

160.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
160.00

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

0.00

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

0.00

Entertainment
Ordering In
Dining out
Events
Subscriptions
Movies
Sports
Hobbies
Travel/ Vacation
Memberships
Other

0.00

Miscellaneous
Dry Cleaning
New Clothes/Shopping
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

0.00

160.00
0.00

0.00

0.00

1500.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

1500.00
0.00
1500.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

25.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

25.00
0.00
0.00
25.00
0.00
0.00
0.00
0.00

1,500.00

0.00

0.00

0.00

0.00

25.00

0.00

0.00

0.00

250.00

0.00

0.00

0.00

200.00
200.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

450.00
200.00
250.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

250.00

0.00

0.00

0.00

0.00