Fullerton India launched commercial operations in January 2007.

It has since established itself firmly in the countrys financial landscape, with a network of over 325 branches across the country catering to its customers. Financial services of the company now include financing of commercial vehicles to motorcycles, home mortgage loans to inventory funding, education loans to loans for medical exigencies, marriage loans to home improvement loans, working capital loans for the urban selfemployed to shop improvement loans to the retail segment, from micro loans for livelihood advancement in rural areas to funding the growth of small and medium enterprises. Today, over 6500 employees of Fullerton India reach out to the mass market customer through 325 branches across over 300 towns and cities providing them financial solutions at their doorstep, so that they too could fulfill their needs and aspirations.

Eligibility Criteria for Fullerton India Personal Loan Age of Applicant No. of years in employment Current Experience Net Monthly Income Min-21 years ; Max-60 years. 3 years & above 6 months & above Rs. 12,500/- & above Loan Amount offered by Fullerton India Minimum Funding Maximum Funding Rs. 40,000/Rs. 5,00,000/Loan Tenure offered by Fullerton India Minimum Tenure Maximum Tenure 12 months 60 months Turn Around Time of Fullerton India Personal Loan Turn around time 4 working days Processing Fee of Fullerton India Personal Loan Processing fee 2.5% to 3.5% of loan amount Prepayment Charges of Fullerton India Personal Loan Foreclosure Charges 4% of outstanding principal (Can be foreclosed after 6 months only) Salary available for making EMIs Above Rs. 15,000 p.m 60% of salary is considered

Documents Required for Fullerton India Personal Loan Identity Proof Age Proof Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ bankers sign verification PAN Card/ Passport/ driving license/ School leaving certificate/ Voters card/ BirthCertificate/ LIC policy (only for age Proof). Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) Latest 3 months salary slip (Computerized pay slip with company Logo/pay slip on company letter head) Form 16/relieving letter/appointment Letter. Bank statements of latest 6 months

Address Proof

Income Proof Job Continuity Proof Banking History

Business Loans
Fuel Build your the venture enterprise with of the right your capital. dreams.

Fullerton India helps micro and small enterprises to grow and capitalize on business opportunities in an expanding economy. Our Business Loans are designed to cater to a wide variety of Business needs from working capital for stocks and manufacturing to loans for capital expenses. We have experience in understanding your business requirements and customizing financing solutions that suit your needs. So, if you want to expand your business, buy additional raw material or stocks, have a personal expenses, repay other expensive debts our customized business loans will help you fulfill your dreams and aspirations.

Key Features o Loans available from 50,000 to 20Lacs* for Self Employed Quick Approval & hassle-free processing Minimal paperwork Flexible repayment options Repay with easy EMIs Convenience of service at your doorstep

Features and Benefits o Avail loans from Rs. 50,000 - 20 lacs* Quick Approval & hassle-free processing Minimal documentation Flexible repayment options Repay with easy EMIs Convenience of service at your doorstep Credit Shield( Insurance Cover of your loan)

Who Can Apply o Self Employed Businessmen with an Annual Turnover of Rs. 10 Lacs to 10 Crores. Applicant / Borrower has to be in business for last three (3) years continuously, showing a cash profit for the last two (2) years.

Documentation o Proof of Identity (Passport Copy/ Voters ID card/ Driving License)

Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade license /Est./Sales Tax certificate) Bank Statements(latest 6 months bank statement /passbook) Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. Years in Business Proof (Trade license /Establishment /Sales Tax certificate) Proof of ownership of Residential Or Commercial Property (including Parental Property) in Select locations. *Conditions apply: Loans at the sole discretion of Fullerton Indi and subject to guidelines of the Reserve Bank of India. Fullerton India may engage the services of marketing agents for the purpose of sourcing loan assets in certain locations.

For us there is no dream too small. Come express your aspirations to us.
Personal Loans - Salaried Customer
Fulfil For the those small things moments that of your happiness family desires. together.

Whatever your needs and aspirations, our personal loans help you fulfill them.Our Personal Loans help to make a difference in your life. No matter what your financial needs are - unexpected expenses, a medical exigency, school or college admission, wedding in the family, home improvement or that long awaited vacation. Whatever the occasion, our range of Personal Loans can help you meet your needs. The procedure is simple, documentation is minimal and approval is quick.

Key Features o Loans available from 50,000 to 10 Lacs* for Salaried Quick Approval & hassle-free processing Minimal paperwork Flexible repayment options Easy EMI repayments through cheques or ECS Convenience of service at your doorstep

Features & Benefits o Loans available up to 10 Lacs* for Salaried: You can avail of a loan from Rs.50,000 - 10 lakh*for any purpose based on your income and repayment capacity and fulfill all your financial needs. Quick approval: With a Personal Loan from Fullerton India ,you can fulfill your needs and aspirations.Our simple and transparent processes help you to avail of a loan within 72 hours. Minimal paperwork & hassle free processing: Our document requirements are minimal and hassle free. Flexible repayment options: We offer a range of loan tenors that suit your repayment capacity ranging from 12 months to48 months. Convenience of service at your doorstep: Our Loans are just a phone call away. Callour branch or any of our Relationship Officers and they will assist you in completing all your loan application formalities. Credit Shield( Insurance Cover of your loan)

Top-up Loans
Applicable for Personal Loan Existing Customers

We value our relationships! At Fullerton India, we give utmost importance to our existing relationships. If you are our existing customer with a clear repayment track on your Personal Loan/Business Loan you can get a hassle free Top-up loan at attractive interest rates with the added facility of a fast disbursal.

Benefits o o Enhanced Loan amounts* Attractive Interest Rates* Minimal Documentation Quick Processing Fast Disbursal