BANK MANAGEMENT SYSTEM

USING JAVA

ANWESHA JANA

USHA MITTAL INSTITUTE OF TECHNOLOGY

SNDT WOMEN’S UNIVERSITY

7TH APRIL 2025

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 Table of Content
S.No. Content Page No.
1. Cover Page 1
2. Table of Contents 2
3. Abstract 6
4. Introduction 7–9
5. Objective of the Project 10 – 12
6. System Requirements 13 – 16
7. Feasibility Study 17 – 20
8. System Analysis 21 – 24
9. System Design 25 – 27
10. Module Description 33 – 36
11. Database Design 37 – 40
12. Implementation 41 – 44
13. Testing 45 – 47
14. Result and Discussion 48 – 52
15. Limitations 53 – 54
16. Future Enhancement 55 – 57
17. Conclusion 58 – 60
18. References 61 – 63

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 ABSTRACT
In the traditional banking environment, managing customer accounts and transactions
manually can be time-consuming, error-prone, and difficult to maintain. To address these
challenges, this project introduces a Bank Management System developed using Java
technology, aimed at automating common banking tasks such as account management,
deposits, withdrawals, and transaction history tracking. The system is developed using the Java
Development Kit (JDK) and is implemented using an Integrated Development
Environment (IDE) for efficient development and execution.
The system provides a user-friendly graphical interface built using the java.awt
package, ensuring ease of use and accessibility. Users can perform banking operations
interactively, reducing manual errors and improving operational efficiency. The modular
structure of the application, implemented using Java packages and object-oriented
programming principles, ensures easy maintenance and future scalability.
The solution also Integrates a MySQL database for secure data storage and
management. The database manages customer records, account information, and transaction
histories reliably and securely. This combination of Java and MySQL offers a robust foundation
for automating core banking functions and enhances the overall performance and reliability of
the system, making it suitable for small to medium-sized banking environments.

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 INTRODUCTION
Overview of the project
The Bank Management System is a software application designed to simulate and automate
basic banking operations such as creating new accounts, depositing and withdrawing money,
checking balances, and generating mini statements. This system provides a platform for users
to interact with banking services through a graphical interface, making it user-friendly and
efficient for handling daily transactions.

Purpose of the Bank Management System

The purpose of this project is to reduce the manual work involved in banking activities by
introducing automation using Java. It aims to improve the efficiency, speed, and reliability of
managing bank-related tasks. The system enables users to perform all basic banking functions
while maintaining data accuracy and consistency through secure integration with a backend
database.

Scope of the Project

The scope of this Bank Management System covers the implementation of core banking
features in a standalone desktop application. It includes user registration, login, transaction
handling (deposit, withdraw, fast cash), balance inquiry, and account statement generation.
The project uses Java AWT for the front-end GUI and MySQL for the back-end database,
ensuring smooth data storage and retrieval. Although designed for individual or educational
use, the system can be further scaled and enhanced for real-world applications with additional
features such as user roles, online banking, and security enhancements.

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 OBJECTIVE OF THE PROJECT
What you aim to achieve
The main objective of this Bank Management System project is to create an efficient,
reliable, and secure platform for performing day-to-day banking transactions digitally. It aims
to automate routine banking tasks such as account creation, balance checking, depositing, and
withdrawing funds. By integrating a user-friendly graphical interface with backend database
management, the system ensures faster operations, improved data accuracy, and ease of
access for users.

Why you choose this project

This project was chosen due to its practical relevance and the opportunity it provides to
explore core concepts of Java programming, GUI development, and database connectivity.
Banking systems play a crucial role in everyday life, and developing such a system enhances
understanding of real-world application design. Additionally, it allows the implementation of
various technical skills, including Java Swing, event handling, SQL operations, and secure
data handling—making it an ideal project for academic learning and practical experience.

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 SYSTEM REQUIREMENTS
Hardware Requirements
• Processor: Intel Core i3 or higher
• RAM: Minimum 4 GB
• Hard Disk: Minimum 500 MB free space
• Display: Minimum 1024x768 resolution

Software Requirements
• Operating System: Windows 10 and higher / Linux
• Java Development Kit (JDK): Version 8 or higher
• MySQL server: version 5.7 or higher
• Java Database Connectivity (JDBC) driver for MySQL

Development tools
• IDE: NetBeans / IntelliJ / Eclipse
• Java AWT and Swing of GUI
• MySQL Workbench (for database management)
• Command line / Terminal (for complication and execution)

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 FEASIBILY STUDY
Technical Feasibility
The project is technically feasible as it uses well-established technologies such as Java for
application development and MySQL for database management. Java provides robust libraries
for GUI development through AWT and Swing, while MySQL ensures secure and structured
data storage. Additionally, the availability of integrated development environments (IDEs) like
NetBeans or IntelliJ IDEA simplifies the development and debugging process. The team also
possesses the necessary technical knowledge to implement the required functionalities.

Economic Feasibility
The development of this project is economically feasible, especially in an academic or small-
scale development environment. All tools and software used are open-source or freely available
for students, including JDK, MySQL, and IDEs. No additional hardware or paid software
licenses are required, minimizing costs. The time investment is also justified by the educational
and practical value the project provides to the developer.

Operational Feasibility
The Bank Management System is operationally feasible because it addresses real-world needs
by offering a digital alternative to manual banking procedures. It is designed with a simple and
intuitive user interface that ensures ease of use, even for users with minimal technical
experience. Once implemented, the system can efficiently handle basic banking tasks with
minimal maintenance and training.

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 SYSTEM ANALYSIS
Problem Definition
Traditional banking systems often rely on manual processes which are time-consuming, error-
prone, and inefficient. Customers must visit banks physically to perform even simple
transactions such as depositing money or checking their account balance. This leads to long
queues, delays, and difficulty in maintaining up-to-date records. As a result, there is a growing
demand for automated systems that can streamline and digitize banking operations.

Existing System
In the existing manual or semi-automated systems, most operations are performed by bank staff
using either paper-based records or standalone software with limited functionality. These
systems lack real-time processing, user accessibility, and robust security features. They are also
more vulnerable to human errors and data inconsistencies.

Proposed System
The proposed Bank Management System is a standalone Java application that integrates a
graphical user interface (GUI) with a MySQL database to provide secure and efficient banking
services. It allows users to sign up, log in, deposit and withdraw money, check balances, and
generate mini statements. The system uses Java AWT and Swing for the front-end and connects
to the MySQL database using JDBC for data storage and retrieval.

Advantages of Proposed System

• Automated banking tasks reduce manual effort and human error.
• Real-time transaction updates and instant account management.
• Enhanced data security through credential-based access.
• User-friendly interface with intuitive design.
• Easy to maintain and extend with additional modules or features.
• Better accuracy and speed in handling transactions and reports.
• Schedule periodic maintenance and version control checkpoints.

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 SYSTEM DESIGN
System Architecture
The system architecture follows a client-side desktop application model. It consists of three
primary components:

1) User Interface Layer – Developed using Java AWT and Swing, this layer handles user
interactions.
2) Business Logic Layer – Contains the core functionalities like login validation, deposit,
withdrawal, and account updates.
3) Database Layer – Uses MySQL to store user credentials, account details, and transaction
records. JDBC is used to establish connectivity between the application and the database.

UML Diagrams
• Use Case Diagram: Shows the interactions between users (Admin, Customer) and
system functionalities like login, deposit, withdraw, etc.
• Class Diagram: Represents the classes like User, Account, Transaction, and their
relationships.
• Sequence Diagram: Illustrates the step-by-step sequence for operations like login and
money transfer.
• Activity Diagram: Demonstrates the flow of activities in operations like account
creation or balance inquiry.

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ER Diagram
An Entity-Relationship Diagram shows how data is structured in the database. Key entities
include:
• User (UserID, Name, Address, etc.)
• Account (AccountNo, Balance, AccountType)
• Transaction (TransactionID, AccountNo, Amount, Type, Date)
Relationships:
• One user can have multiple accounts.
• One account can have multiple transactions.

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 MODULE DESCRIPTION
This section provides a brief description of the key modules implemented in the Bank
Management System.

• User Management Module: Handles user registration, login authentication, and secure
session management. It ensures only authorized users can access their account data and
perform operations.

• Account Module: Manages the creation and maintenance of bank accounts. It includes
features for setting account type, generating unique account numbers, and storing
customer details securely.

• Transaction Module: Facilitates all banking transactions such as deposit, withdrawal,

and fast cash operations. It ensures proper validation, updates account balances, and
maintains transaction history.

• Admin Module: Provides administrative access for overseeing the system. This
module can include capabilities such as monitoring user accounts, viewing transactions,
and performing system maintenance tasks.

• Report Module: Generates mini statements, account summaries, and transaction

history reports. It helps users and administrators retrieve and review banking activity in
an organized format.

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 DATABASE DESIGN
This section outlines the structure of the MySQL database used in the Bank Management
System. The design includes essential tables, their key attributes, and the relationships among
them.

Database Tables
1. User Table
o Stores personal and login information of users.
o Fields: user_id (PK), name, username, password, address, phone, email.
2. Account Table
o Holds account-specific information.
o Fields: account_no (PK), user_id (FK), account_type, balance, date_created.
3. Transaction Table
o Records all deposit, withdrawal, and fast cash transactions.
o Fields: transaction_id (PK), account_no (FK), transaction_type, amount,
transaction_date.
4. Admin Table (if implemented)
o Stores admin credentials.
o Fields: admin_id (PK), username, password.
Attributes
Each table contains attributes relevant to their purpose:
• Primary Keys (PK): Uniquely identify each record.
• Foreign Keys (FK): Link one table to another to maintain referential integrity.
• Transaction Types: Values such as "Deposit", "Withdraw", and "Fast Cash" for clarity
in reporting.
Relationships
• One User can have multiple Accounts (One-to-Many).
• One Account can have multiple Transactions (One-to-Many).
• The User and Admin tables are managed independently but can both access different
parts of the system based on roles.

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 IMPLEMENTATIONS
Technologies Used
The project is developed using the following technologies:
• Java (JDK 8 or above): Core programming language
• AWT and Swing: For designing the graphical user interface (GUI)
• MySQL: Relational database management system
• JDBC: Java Database Connectivity API for database interactions
• IDE: NetBeans IDE for coding and compiling

Code structure explanation

The code is organized into multiple Java classes, each handling a specific module:

• Login.java: Handles user login functionality

• SignUp.java, SignUp2.java, SignUp3.java: Collect and store new user details in
stages
• Transaction.java: Handles deposit, withdraw, and fast cash features
• BalanceEnquiry.java: Displays current balance
• MiniStatement.java: Shows a list of past transactions
• PinChange.java: Allows users to update their PIN
• DatabaseConnection.java: Handles database connectivity using JDBC

User interface (GUI or Console)

The application uses a Graphical User Interface (GUI) built with Java AWT and Swing. The
design includes:

• Input forms for account creation

• Buttons and text fields for user interaction
• Dialog boxes for confirmation and error messages
• Visual layouts that resemble real-world ATM interfaces

The interface is simple, intuitive, and accessible, making it easy for users to perform banking
tasks efficiently.

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 TESTING
Testing Strategy
A structured testing approach was adopted to ensure the correctness and reliability of the Bank
Management System. The primary strategy used is Black Box Testing, where the focus is on
testing the functionality of the system without delving into the code. Unit testing was performed
for each individual module, followed by integration testing to ensure smooth data flow between
modules. User acceptance testing (UAT) was also conducted to validate system behaviour from
the end-user perspective.

Testing Cases
ID Description Input Expected Result
Output
TC01 Valid login Username & Redirect to Pass
correct main menu
password
TC02 Invalid login Username & Error message Pass
incorrect
password
TC03 Deposit money Account no. Balance Pass
Amount updated
TC04 Withdraw over Amount > Error message Pass
limit Balance
TC05 Mini statement PIN Display recent Pass
transactions

Sample Inputs and Outputs

• Input: Username = "anwesha123", Password = "abc@123"
Output: "Login successful. Welcome Anwesha!"
• Input: Account No = 10011234, Deposit Amount = 5000
Output: "Amount deposited successfully. Updated balance: ₹10,500."
• Input: PIN = 9922
Output: Display of last 5 transactions with amount, type, and date
This testing process confirmed that the system meets its functional requirements and is ready
for deployment.

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 RESULT & DISCUSS
Final Working Output
The Bank Management System has been successfully developed and implemented using Java
and MySQL. The final system allows users to perform key banking operations such as creating
new accounts, logging in securely, depositing money, withdrawing cash, checking balances,
and viewing mini statements. The application performs real-time updates on the backend
database and ensures that all transactions are accurately recorded and reflected.

The system meets the initial objectives and provides a user-friendly interface with error
handling and data validation. Functional modules operate as expected, and database
connectivity is stable across all use cases.

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 LIMITATIONS
Despite being a functional and educational project, the Bank Management System has some
limitations that can be addressed in future improvements:

• Single User Interface: The system currently supports a single user interface without
role-based access for different types of users (e.g., customers vs. admin).
• Lack of Online Integration: The application is desktop-based and does not support
online or multi-device access, which limits its practical usage in real banking
scenarios.
• Basic Security Measures: Although it uses login authentication, advanced security
features like data encryption, secure password storage, and two-factor authentication
are not implemented.
• Limited Error Handling: Exception and input handling are basic; there is room for
better error validation and user-friendly error messages.
• No Concurrent Access Handling: Multiple users cannot access the same account or
perform transactions simultaneously, which is essential for real-world banking
systems.
• Static Reports: The mini statement and transaction reports are basic and static,
without filters or advanced data visualization.

These limitations highlight the project’s scope as a learning tool and suggest areas for future
development and scaling.

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 FUTURE ENHANCEMENTS
Although the current version of the Bank Management System covers core banking
functionalities, several enhancements can be implemented in the future to improve usability,
scalability, and security.

1. Online Banking Integration: Convert the desktop application into a web-based or

mobile-friendly version, allowing users to access their accounts remotely over the
internet.
2. Email and SMS Notifications: Implement automatic notifications for every
transaction, including deposits, withdrawals, and PIN changes, to enhance customer
awareness and security.
3. Role-Based Access Control: Introduce role-specific logins for different types of users
like customers, clerks, and administrators, each with customized access permissions.
4. Advanced Data Encryption: Add enhanced encryption techniques for storing
sensitive data such as passwords and PINs to strengthen data protection.
5. Loan and Credit Features: Add support for loan application and credit card
management, expanding the functionality of the system.
6. Analytics and Reporting: Generate detailed financial reports and dashboards for users
and admins to monitor banking activity over time.
7. Two-Factor Authentication: Increase login security by integrating OTP (One-Time
Password) or biometric authentication methods.
8. Cloud Database Integration: Use cloud-based databases for better scalability and data
accessibility.

These features can significantly upgrade the system's performance and user experience, making
it suitable for real-world banking environments.

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 CONCLUSION
The development of the Bank Management System using Java has been a significant learning
experience. Through this project, a comprehensive understanding of core Java programming,
graphical user interface (GUI) design with AWT and Swing, and database connectivity using
JDBC was achieved. The project also provided hands-on experience in integrating front-end
and back-end systems, enhancing both technical and problem-solving skills.

The final system effectively demonstrates the functionalities of a basic banking application,
including secure login, account management, transactions, and report generation. It ensures a
smooth user experience with a clean interface and efficient performance. Moreover, the
modular structure of the codebase makes the application maintainable and scalable for future
enhancements.

In conclusion, this project not only fulfilled academic requirements but also simulated a real-
world software development scenario. It laid a strong foundation for understanding software
engineering principles, and opens avenues for further development with advanced features such
as online access, encryption, and mobile support.

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 REFERENCES
Books
[1] "Core Java Volume I – Fundamentals" by Cay S. Horstmann
[2] "Effective Java" by Joshua Bloch
[3] "Java: The Complete Reference" by Herbert Schildt
[4] "Head First Java" by Kathy Sierra and Bert Bates
[5] "Java Programming" by Joyce Farrell

Websites
[1] https://docs.oracle.com/javase/
[2] https://www.geeksforgeeks.org/java/
[3] https://www.javatpoint.com/java-tutorial
[4] https://www.tutorialspoint.com/java/
[5] https://www.w3schools.com/java/

Tutorials
[1] GeeksforGeeks Java Swing Tutorials
[2] Java Programming Tutorials by Derek Banas (YouTube)
[3] Java Full Course by Telusko (YouTube)
[4] Java GUI Programming by ProgrammingKnowledge (YouTube)
[5] Java Swing Complete Guide by BroCode (YouTube)

Documentation Used
[1] Java SE Documentation (Oracle)
[2] Java Swing API Docs
[3] Java AWT Package Documentation
[4] Java Event Handling Documentation
[5] JDBC API Documentation

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