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Shubham Joshi CV

Shubham Avadhoot Joshi is an experienced Assistant Manager Operations at LoanTap Credit Products Pvt Ltd, with a focus on loan disbursement, team management, and compliance processes. He holds an MBA in Finance and has previously worked as a Scanning Coordinator at HDFC Sales Pvt Ltd. Shubham has received multiple awards for his performance and possesses strong leadership, analytical, and teamwork skills.

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5 views2 pages

Shubham Joshi CV

Shubham Avadhoot Joshi is an experienced Assistant Manager Operations at LoanTap Credit Products Pvt Ltd, with a focus on loan disbursement, team management, and compliance processes. He holds an MBA in Finance and has previously worked as a Scanning Coordinator at HDFC Sales Pvt Ltd. Shubham has received multiple awards for his performance and possesses strong leadership, analytical, and teamwork skills.

Uploaded by

ravi973
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Curriculum Vitae

Name : Shubham Avadhoot Joshi


Contact No. :+91-8888351260
Email: [email protected]

Professional Objective

Seeking a responsible position that will challenge my experience and educational background with desired skillsets. This will not
only help to grow myself but also able to put forth more advancement in the betterment of the organization.

Core Competencies
 Leadership skills  Discipline Teamwork
 Analytical skills  Self-Motivated
 Quick learner  Easly adaptable

Professional Experience

Role : Assistant Manager Operations


Organization : LoanTap Credit Products Pvt Ltd.
Duration : 1st Jan to 2020 to Present
Key Result Areas

• Ensured timely and accurate disbursement of loans by verifying documents, loan agreements, and compliance with pre-
disbursement conditions.
• Managed a team of contractual resources, including work allocation and performance oversight.
• Oversaw the complete NACH registration process, including physical/e-NACH and physical/e-sign agreement execution.
• Executed the complete CKYC process and reported all CKYC records to CERSAI.
• Handled the CERSAI stock hypothecation process, including charge removal procedures.
• Contributed to and conducted audits, including RBI, external vendor, and internal audits.
• Identified risks or discrepancies in processes and documentation, escalating them for corrective action.
• Collaborated and actively participated in workgroups contributing to the development of the credit section.
• Maintained a record of post-disbursement documents and ensured timely dispatch to storage.
• Worked closely with credit teams to address credit appraisal issues.
• Generated credit scores verified KYC for logged-in files and processed them accordingly.
• Analysed financial/account statements and credit data (CIBIL/CRIF) of individuals or firms to assess the degree of risk in
extending credit or loans.
• Reviewed appraisal files to identify delinquent accounts and supported collection efforts.
• Managed PDC, ECS, and clearing activities efficiently.

Product: - Personal Loan, Business Loan, Electric Two-wheeler Loan.

Achievements: Star of the Month –February, April-24 May, August,


November 2020 & Jan 22.
Bucks stops with me award – Sept 22
Awarded by Value champion – June 22

Role : Scanning Coordinator - Credit


Organization : HDFC Sales Pvt Ltd.
Duration : 1st Dec 2016 – 31st Dec 2019
Key Result Areas
 Following day to day process of File Login, Disbursement and Management.
 Preparing the data entry for the individual & group lending.
 Maintaining Weekly & monthly MIS to Co-ordinate with credit Teams.
 Collecting Disbursal files from Credit team, checking correct KYC & Financial records, if it is positive then only, we
proceed for loan sanction and disbursal.
 Update loan files, mortgage software platform and tracking system as and when necessary.
 Conducting personal training programs for the field executives for filling of loan account opening forms.

Product: - Home Loan, Business Loan, Loan against property.



Academic Background: -

MBA(Finance) Mar-2023 YCMOU A Grade


BA Nov-2020 Pune University 57.00 %

Technical Proficiency

Certificate in MS- CIT : MKCL-Pune, Passed in 2014 with “A” grade. Contents – Dos, Windows-98, MS-Office
(Word, Excel, PPT).
Personal details :-

Date of Birth :- 12th AUG 1996


Current Address :- 269 Dattawadi Pune 411030
Languages :- English, Marathi & Hindi.
Marital Status :- Single
Hobbies :- Listening to music & playing chess.

Declaration:-
I hereby declare that the information furnished above is true to the best of my knowledge.

Date : Shubham Avadhoot Joshi

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