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GHI Leaflet FINAL

Group Health (Floater) Insurance provides coverage for medical expenses incurred during treatment for illnesses or injuries, available for groups of at least 10 employees. Benefits include no physical examination, coverage for all ages, and financial support during pandemics. The policy covers a wide range of medical needs, with options for dependent coverage and add-ons available for additional premiums.

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9 views2 pages

GHI Leaflet FINAL

Group Health (Floater) Insurance provides coverage for medical expenses incurred during treatment for illnesses or injuries, available for groups of at least 10 employees. Benefits include no physical examination, coverage for all ages, and financial support during pandemics. The policy covers a wide range of medical needs, with options for dependent coverage and add-ons available for additional premiums.

Uploaded by

Avi
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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YOUR FAMILY IS

YOUR TREASURE.
SAFEGUARD IT.
Get Group Health (Floater) Insurance

Need of Health Insurance

Skyrocketing Need for Expenses to Possibility of Coverage for


medical costs routine medical visit specialist hospitalization critical illnesses
check-ups and care* doctors and treatment

Why Group Health (Floater) Insurance?


Group Health (Floater) Insurance is a policy that provides indemnification of medical expenses incurred by
the insured during day care treatment, hospitalization, domiciliary hospitalization, for any illness or injury
suffered during the Policy Period. An employer can take Group Health (Floater) Insurance policy with
minimum 10 employees and 25 lives.

Benefits of having Group Health (Floater) Insurance


• No physical examination
• Covers people regardless of their age or present state of health
• Customized health care
• Having such a benefit-boosts morale among employees
• Financially helping the employees in Pandemic time

Coverages
• Coverage Type: Individual / Floater
• Dependent Coverage: 1+5 (Employee +Spouse + 2 Dependent Children +2 Dependent Parents)
• Employees have an option to cover Parents or Parents-in-law.
Applicability
• Sum Insured: Wide range starting from 50,000
• No. of Insured: 1+5
• Children: Yes (Upto 2 Dependent Children till the age of 25)
• Parents: Yes, Dependent Parents (those not above the age of 80 years)

Scope of Cover
• Disease / Injury
• Treated medically / surgically
• By Hospitalization / Domiciliary Hospitalization
• At Nursing Home / Hospital in India as in-patient

First Year Exclusions*#


The expenses on treatment of following diseases, or illness and related Disorders during the first year of
operation of this policy.
• Cataract
• Benign Prostratic Hypertrophy
• Hysterectomy for Menonhargia or Fibromyoma
• Hernia / Hydrocele
• Congenital internal disease
• Fistula in anus / piles
• Sinusitis & related disorder

Add ons*#

Pre-existing Maternity Baby Day Pre & Post OPD


diseases expenses One Cover Hospitalization Expenses

*Add on covers are available on payment of additional premium.

ILTakeCare: An App for Health & Wellness Needs

App Features*#
• Policy Information - Coverage and eCards • Health Risk Assessment
• Enrolments - Additions / Modifications • Health Assistance Services
• Claims Intimation and Tracking • Steps Tracking
• Cashless OPD Services • Health Blogs
• Emergency Ambulance Services • Claim Query and Resolution
• Tele - Consult • Wellness Programs

*Add on’s are available on payment of additional premium.


#
This is an indicative list. Please refer policy wordings for detailed list.

The advertisement contains only an indication of the cover offered. For complete details on risk factors, terms, conditions, coverages and exclusions, please read the policy wordings carefully before
concluding a sale. ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General
Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai - 400025. Toll Free No. 1800 2666. Fax No 02261961323. IRDA Reg. No. 115. Group Health (Floater)
Insurance. Misc 12. UIN: ICIHLGP08002V040708 ADV/13358. CIN: L67200MH2000PLC129408. Website: www.icicilombard.com. Email: [email protected]. 021307LF

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