E-Commerce is a transaction of buying and selling of goods and services through network that is the

internet. ECommerce includes internet marketing, chain management, transmitting of data and funds,
online shopping etc. E-tail is another source used for the transaction process in online shopping. Online
shopping includes purchase of books, music, in the form of digital distribution. These transaction may
occur between business to business, consumer to consumer, business to consumer and vice versa. The
benefits of e-commerce is easy accessibility, availability of goods and services, accessing speed,
anywhere access, shipping etc.This system grows mainly for its secure e-commerce

G. ICT IN BANKING Traditional banking system was a very tedious process. The branches were open only
from 9am-3pm Monday to Friday, which was very inconvenient for people who worked for full time.
Banks had to employ staffs to deal with customers as this was the only way that services could be
provided. Information and Communication Technology in Banking helps customer to open accounts,
check balance, money transaction, pay bills, and print statements through online. Most of the banks
offer online banking and some banks offer Internet only banking. Banking process can be performed 24
hours without any time limitations. Online bank reduces the work of man, no need of standing in queue,
it is a time consumption process. Fig 10: ICT in Online Banking E-banking is the future of banking system,
e-banking will involve new products and services that were not feasible in traditional banking models.
Internet only banking may also become more workable for the purpose of e-banking systems and
customers adapt to the new ways of conducting their financial activities. vehicles, and all the booking
system will be reserved only through online system

III. CONCLUSION The evolution of Information and Communication Technology has brought drastic
changes and development in several fields. The future life will only be based on technology. Access to
the Internet today by several sectors has created a global market for Internet service and has declined an
increased productivity in the technological communication field. As we venture farther into the
Information Age, the nature of life is evidence that future global development will undoubtedly depend
on technological advances, particularly in communications. Understanding the underlying reasons
certain types of technologies are in use today plays an important part in the overall use of technology.
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Essay. Retrieved from https://www.google.co.in/?vref=1 [2]. Heeks, Richard (30 March 2016). “From
ICT4D to Digital Development?”, ICTs for Development. Retrieved 9 September 2016. “ICT in Education”,
Unesco. Retrieved 10 March 2016. [3]. Daniel, Jodi G; Patel, Bakul Patel; Quinn, Matthew (5 September
2013). “The path toward a risk-based regulatory framework for health IT”. Health IT Buzz. Office of the
National Coor

3. ICT IN FINANCE AND BANKING Information and communication technology is used daily by financial
companies, to trade financial instruments, to report a business's earnings, and to keep records of
personal budgets. ICT allows rapid calculation of financial data and provides financial services companies
with strategic and innovative benefits as well as electronic transfer of money, through the use of credit
cards, or e-commerce, which includes the purchase and payment via the Internet and others. ICT helps
deal with security concerns, legal issues and access to global markets. ICT is applied in the banking sector
in the following ways: 1. Banks use computers to control the entire banking system. 2. On-line
transactions by customers are possible 24 hour. 3. Accessing company account by businessmen On-line.
4. Supervision of banking activities by bank administrators
5. ICT IN COMMERCE The role of ICT in business is seen in however it will facilitate your company
become a lot of productive, increase performance, save money, improve the client expertise, streamline
communications and enhance social control decision- creating. It additionally play a task in serving to
corporations expand globally and in providing workers access to company data where and whenever
they have. From 2017 to 2021, e-commerce app sessions have increased by 92%, while downloads have
only increased by 11%. 1. ICT makes buying and selling easier. 2. Computers are used by customers to
connect On-line with Suppliers. 3. Computers are used to keep record of transaction. 4. ICT is applied as
a means of communication between customers and the producers

Email can be used for learning in a variety of ways, including:

 Communication

Email can be used to communicate with peers, teachers, and others about assignments, projects, and
other topics.

 Resource sharing

Email can be used to share resources and ideas with other educators.

 Real-world learning

Email can be used to engage students in real-world learning situations. For example, students can use
email to compare stream studies with students in other locations.

 International projects

Email can be used to participate in international projects in many subject areas.

 Cultural awareness

Email can be used to foster cultural awareness through connections to an international community.

Email can be a powerful tool for learning when it's integrated with principles of Learning Experience
Design. This can include: Using visual cues like videos or infographics, Using bullet points for easier
understanding, Highlighting key information, Ensuring the interface is intuitive and responsive to
different devices, and Incorporating feedback mechanisms.