LIQUIDITY AND PROFITABILITY ANALYSIS OF

NABIL BANK LIMITED

A Project Work Report

Submitted By:
Name of Student: Suman Khatri
TU Regd. No: 7-2-25-2163-2020
Group-Finance

Submitted To:
The Faculty of Management
Tribhuvan University
Kathmandu

In partial fulfillment of the Requirement for the Degree of

BACHELOR OF BUSINESS STUDIES (BBS)
NEPAL CUMMERCE CAMPUS MINBHAWAN
Kathmandu, Nepal
July, 2025

I
 DECLARATION

I hereby declare that the project work entitled “LIQUIDITY AND PROFITABILITY
ANALYSIS OF NABIL BANK LIMITED” submitted to Faculty of Management, Tribhuvan
University, is an original piece of work under the supervision of Mr. Bhadra Pandit, faculty
member, Nepal Commerce Campus Minbhawan (Kathmandu) and is submitted in the partial
fulfillment of the requirements for the degree of Bachelors of Business Studies (BBS). This
Project work has not been submitted to any other university or institution for the award of any
degree or diploma.

Signature:
Suman Khatri
Date:

II
 SUPERVISOR’S RECOMMENDATION

The project report entitled “LIQUIDITY AND PROFITABILITY ANALYSIS OF NABIL

BANK LIMITED” submitted by Suman Khatri of Nepal Commerce Campus Minbhawan,
Kathmandu, is prepared under my supervision as per the procedure and format requirements laid
by the Faculty of Management, Tribhuvan University, as partial fulfillment of the requirements
for the award of the degree of Bachelor of Business Studies (BBS). I, therefore recommend the
project work report for the evaluation.

Signature:
Name of Supervisor:
Mr. Bhadra Pandit
NEPAL COMMERCE CAMPUS, MINBHAWAN
Date:

III
 ENDORSEMENT

We hereby endorse the project work entitled “LIQUIDITY AND PROFITABILITY

ANALYSIS OF NABIL BANK LIMITED” submitted by Suman Khatri of Nepal Commerce
Campus Minbhawan, Kathmandu, in partial fulfillment of the requirements for award of the
Bachelor of Business Studies (BBS) for external evaluation.

Signature: Signature:
MR. GANESH BHATTARAI MR. JITENDRA PRASAD
UPADHYAY
Management Research Committee Campus Chief
Nepal Commerce Campus Minbhawan Commerce Campus Minbhawan,
Kathmandu Kathmandu
Date: Date:

IV
 ACKNOWLEDGEMENTS

This project work report entitled “LIQUIDITY AND PROFITABILITY ANALYSIS OF

NABIL BANK LIMITED” has been prepared in partial fulfillment for the degree of Bachelors
of business studies (BBS) under the course designed by the Faculty of Management, T.U. This
study is based on the prescribed research format involving the use of financial ratios in banking
sector.

At the time of preparing this study, I have consulted with various personalities. So, I would like
to extend my sincere thanks to all whose works and ideas helped me in conducting the study.
Sincerely, I would like to pay my sincere gratitude to my project work report supervisor Mr.
Bhadra Pandit of Nepal Commerce Campus Minbhawan, Kathmandu, who guided through
research work with providing valuable suggestions, supports and supervision.

Finally, I would like to offer my profound gratitude to my family members, my friend,

colleagues, well-wishers for their encouragement and support during the entire period of my
study.

Suman Khatri

V
 TABLE OF CONTENTS
TITLE PAGE ………………………………………………………………………..……...i
DECLARATION....................................................................................................................ii
SUPERVISOR'S RECOMMENDATION........................................................................... iii
ENDORSEMENT................................................................................................................ iv
ACKNOWLEDGEMENTS...................................................................................................v
TABLE OF CONTENT…………………………………………………………….……. vi-vii
LIST OF TABLES...............................................................................................................viii
LIST OF FIGURES..............................................................................................................ix
ABBREVIATIONS...............................................................................................................x

CHAPTER ONE : INTRODUCTION………………………………………….……….1

1.1 Background.....................................................................................................................1
1.2 Profile of Standard Chartered Bank………………………...……………….………. ..2
1.3 Statement of Problem………………………….………………………….…….. .……6
1.4 Objectives………………………………………………………………………………6
1.5 Rationale………………………………………………………………………………..7
1.6 Review………………………………………………………………………….………8
1.7 Research Methods………………………………………………………..…………....16
1.8 Limitations…………………………………………………………………………….18

CHAPTER TWO: RESULTS AND ANALYSIS............................................................19

2.1 Results ...........................................................................................................................19
2.2 Major Finding of the Study……..……………..………………………………………28

CHAPTER THREE: SUMMARY AND CONCLUSION……………….....………….29

3.1 Summary………………………..…………………………………………………......29
3.2 Conclusion……………………………………………………………………………..29
BIBLIOGRAPHY
Websites

VI
APPENDIX

VII
 LIST OT TABLES

Table 1 Current ratio…..................................................................................................20

Table 2 Cash and bank balance to current assets ratio…...............................................21

Table 3 Cash and bank balance to total deposit ratio….................................................22

Table 4 Earning per share..............................................................................................24

Table 5 Return on Assets...............................................................................................25

Table 6 Return on equity…............................................................................................26

Table 7 Net profit to loan and advance ratio…..............................................................27

VIII
 LIST OF FIGURES

Figure 1 Current ratio….................................................................................................20

Figure 2 Cash and bank balance to current assets ratio…..............................................21

Figure 3 Cash and bank balance to total deposit ratio…................................................23

Figure 4 Earning per share..............................................................................................24

Figure 5 Return on Assets...............................................................................................25

Figure 6 Return on equity…...........................................................................................27

Figure 7 NP to Loan and Advance …............................................................................28

VIII
 ABBREVIATION

AGM : Annual General Meeting

CCD : Cash Concentration and Disbursement
EPS : Earning Per Share
NGIB : Nilgiri Bikas Bank Limited
NIBL : Nepal Investment Bank Limited
POL : Position of Liquidity
ROE : Return on Assets
ROA : Return on Equity

IX