ODR (Observed Default Rate)

Snapshot (End of Month)

Consumer Corporate Credit Card - Unsecured Micro - Unsecured Retail
30-Jun-15 1.87% 1.51% 0.88% 15.70% 8.03%
31-Jul-15 1.84% 1.83% 0.98% 12.14% 6.80%
31-Aug-15 1.82% 2.01% 0.93% 9.46% 6.20%
30-Sep-15 1.83% 2.00% 0.91% 7.00% 7.02%
31-Oct-15 1.98% 1.84% 0.91% 4.92% 5.71%
30-Nov-15 2.14% 2.19% 0.96% 3.41% 3.56%
31-Dec-15 2.11% 2.15% 0.95% 2.58% 3.82%
31-Jan-16 2.20% 2.59% 1.46% 2.83% 3.48%
29-Feb-16 2.25% 2.56% 1.74% 2.61% 4.18%
31-Mar-16 2.18% 2.73% 1.94% 2.93% 3.62%
30-Apr-16 2.36% 2.76% 2.05% 3.27% 2.76%
31-May-16 2.35% 2.88% 1.97% 3.35% 3.42%
30-Jun-16 2.35% 0.40% 1.95% 4.33% 3.34%
31-Jul-16 2.45% 0.33% 1.92% 6.08% 3.04%
31-Aug-16 2.63% 0.33% 1.83% 7.80% 4.75%
30-Sep-16 2.60% 0.33% 1.73% 12.37% 3.39%
31-Oct-16 2.61% 0.34% 1.42% 15.86% 3.34%
30-Nov-16 2.55% 0.33% 1.26% 18.28% 3.81%
31-Dec-16 2.49% 0.43% 1.38% 21.29% 4.50%
31-Jan-17 2.50% 1.28% 0.83% 15.48% 4.77%
28-Feb-17 2.55% 2.52% 0.81% 15.40% 4.85%
31-Mar-17 2.61% 2.31% 0.78% 14.97% 5.07%
30-Apr-17 2.63% 2.39% 0.75% 16.51% 6.45%
31-May-17 2.62% 2.08% 0.71% 17.03% 5.65%
30-Jun-17 2.74% 2.17% 0.63% 16.23% 4.98%
31-Jul-17 2.69% 3.12% 0.69% 14.80% 5.00%
31-Aug-17 2.56% 3.30% 0.70% 13.93% 4.60%
30-Sep-17 2.49% 3.46% 0.78% 11.98% 4.45%
31-Oct-17 2.42% 13.89% 0.75% 11.38% 5.29%
30-Nov-17 2.55% 14.68% 0.68% 8.65% 5.88%
31-Dec-17 2.72% 15.13% 0.65% 5.66% 5.35%
31-Jan-18 2.58% 14.40% 0.60% 3.44% 5.06%
28-Feb-18 2.56% 15.31% 0.66% 2.34% 4.14%
31-Mar-18 2.59% 13.93% 0.64% 1.73% 3.37%
30-Apr-18 2.70% 13.98% 0.63% 1.04% 3.58%
 Macroeconomic Variables
Snapshot (End of Month)
GDP_Y CPO Inflation_L1 Oil Price FX
30-Jun-15 4.81% 108.56 6.38% 105.15 11,969
31-Jul-15 4.82% 101.86 6.79% 102.39 11,591
31-Aug-15 4.82% 87.11 7.15% 96.08 11,717
30-Sep-15 4.83% 99.28 7.26% 93.03 12,212
31-Oct-15 4.83% 101.07 7.26% 84.34 12,082
30-Nov-15 4.84% 101.01 7.18% 75.81 12,196
31-Dec-15 4.84% 106.35 6.83% 59.29 12,440
31-Jan-16 4.97% 108.04 6.25% 47.33 12,625
29-Feb-16 4.98% 111.34 4.89% 50.73 12,863
31-Mar-16 4.99% 128.34 3.35% 47.85 13,084
30-Apr-16 5.00% 121.97 4.14% 54.63 13,036
31-May-16 5.01% 116.60 4.42% 59.37 13,211
30-Jun-16 5.02% 107.25 4.45% 59.83 13,332
31-Jul-16 5.02% 104.55 3.60% 50.93 13,481
31-Aug-16 5.03% 114.45 3.33% 42.89 14,027
30-Sep-16 5.04% 117.13 3.45% 45.47 14,657
31-Oct-16 5.05% 121.03 3.21% 46.25 13,639
30-Nov-16 5.06% 126.44 2.79% 42.92 13,840
31-Dec-16 5.06% 127.35 3.07% 37.33 13,795
31-Jan-17 4.99% 125.66 3.31% 31.78 13,846
28-Feb-17 4.99% 114.64 3.58% 30.62 13,395
31-Mar-17 5.00% 109.87 3.02% 37.96 13,276
30-Apr-17 5.01% 106.16 3.49% 41.13 13,204
31-May-17 5.01% 107.29 3.83% 46.80 13,615
30-Jun-17 5.02% 105.26 3.61% 48.84 13,180
31-Jul-17 5.03% 114.81 4.17% 44.80 13,094
31-Aug-17 5.03% 116.44 4.33% 44.80 13,300
30-Sep-17 5.04% 117.28 4.37% 45.23 12,998
31-Oct-17 5.05% 122.18 3.88% 49.87 13,051
30-Nov-17 5.05% 116.96 3.82% 45.87 13,563
31-Dec-17 5.06% 113.65 3.72% 52.17 13,436
31-Jan-18 5.06% 117.48 3.58% 52.61 13,343
28-Feb-18 5.06% 120.05 3.30% 53.46 13,347
31-Mar-18 5.06% 114.20 3.61% 49.67 13,321
30-Apr-18 5.10% 110.62 3.25% 51.12 13,327