Model Bank

AU Model Bank
Pre-Sales Demo User Guide

(R23 AMR Release)

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Demo Guide- AUMB

Table of Contents
Document History………………………………………………………………………………………………......….3
Introduction………………………………………………………………………………………………………..…….4
Demo Data ........................................................................................................................................... 4
AUMB Customers.................................................................................................................................. 4
Individual Customers .......................................................................................................................... 4
Wealth Customers.............................................................................................................................. 4
Account arrangements created for the Wealth Customers..................................................................... 4
Portfolio created for the above Customers ........................................................................................... 5
AA Products .......................................................................................................................................... 5
AA Account Products ......................................................................................................................... 5
AA Savings Products.......................................................................................................................... 6
AA Deposit Products .......................................................................................................................... 6
AA Overview changes ........................................................................................................................... 6
Transaction & Savings Accounts overview ........................................................................................... 6
Term Deposit overview ....................................................................................................................... 7
Wealth data overview ............................................................................................................................ 7
Securities Overview ........................................................................................................................... 7
Fiduciary Term Deposits Overview ...................................................................................................... 7
Single Customer View ........................................................................................................................... 7
Role Based Home Pages ....................................................................................................................... 8

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Document History

Author Version Date

Foong Hin Wong 0.1 11 Dec 2020

Corporate BSG 1.0 06 May 2021

AU Regional BSG 0.1 22 Mar 2022

Pallavi Ritesh Dharmsey 0.2 11 Mar 2023

Comments:

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Demo Guide- AUMB

Introduction
“Model Bank Reference System” is released with demo data to enable the Pre-Sales to demonstrate T24
Transact Model Bank functionality.
It is pre-configured with Products, Enquiries, Reports and a host of other features.
This document is intended to aid Pre-Sales to understand the “demo data” available in AU Model Bank and
choose the appropriate data set for demos. In addition, general guidelines to be followed for login and
navigations are detailed.
Details user guides are released in Doc 2.0 for each of the functionalities that are offered as part of the AU
offering. Please go through the user guides to understand the functionality.

Demo Data

AUMB Customers
Below given are the customers created for the AUMB demo.

Individual Customers
Customers with Customer Type (SECTOR) between 1000 and 1999

Wealth Customers
Customers with Customer Type (SECTOR) equal and above 2000

Account arrangements created for the Wealth Customers

Type of Account Customer Name Currency

Transaction Accounts Mary Werick AUD

Kane Shaw AUD

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Layla Zimmerman AUD

Term Deposit Mary Werick AUD

Kane Shaw AUD

Portfolio created for the above Customers

Customer Name Portfolio Name Currency TFN
/resident
Status

Tanya Taylor IDPS Portfolio AUD No-TFN

Shirley Taylor IDPS Portfolio AUD TFN

SMA Portfolio AUD TFN

Super Portfolio AUD TFN

John Taylor IDPS Portfolio AUD Non-Resident

Personal Asset AUD Non-Resident

Portfolio

AA Products
AA Products have been configured with the underlying factor to support SaaS framework. It is possible to
create new child product with just adding the product condition that has to be changed. Product condition has
been supplied for all mandatory properties at the parent product level.

AA Account Products
AA Account Products Record @ID Product Type

Transaction Accounts TRANSACTION.ACCOUNTS Product Group

Transaction Account- Parent TRANSACTION.AC.PARENT.AU Inheritance only product

Transaction Account TRANSACTION.ACCOUNT.AU Saleable product

AA Account Products Record @ID Product Type

Cash Management Accounts AU.CASH.MANAGEMENT.ACCOUNTS Product Group

Cash Management Account Parent AU.CASH.MANAGEMENT.PARENT Inheritance only

product

Cash Management Account AU.CASH.MANAGEMENT.ACCOUNT Saleable product

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AA Savings Products
AA Deposit Products Record @ID Product Type

Saver Accounts SAVER.ACCOUNTS Product Group

Saver Account Parent SAVER.AC.PARENT.AU Inheritance only product

Online Saver Account ONLINE.SAVER.ACCOUNT.AU Salable product

Kids Saver Account KIDS.SAVER.AU Salable product

Student Savings Account STUDENT.ACCOUNT.AU Salable product

AA Deposit Products
AA Deposit Products Record @ID Product Type

Retail Term Deposits AU RETAIL.TERM.DEPOSITS Product Group

Retail Term Deposit- Parent AU.RET.TD.PARENT Inheritance only product

Retail Term Deposits - 3 Months AU.RET.TD.3M Salable product

Retail Term Deposit Half-Year AU.RET.TD.6M Salable product

Retail Term Deposits - 9 Months AU.RET.TD.9M Salable product

Retail Term Deposits - 12 Months AU.RET.TD.12M Salable product

Retail Term Deposits - 24 Months AU.RET.TD.24M Salable product

Retail Term Deposits - 60 Months AU.RET.TD.60M Salable product

AA Overview changes
New AA Overview screen has been released for Transaction and Savings Account and Term Deposit account
types. On top of the existing AA Overview, additional modifications and configuration was done to incorporate
the functionalities built in AUMB and modifications to meet the requirement as per AU market practice has been
introduced.

Transaction & Savings Accounts overview

Using the new Arrangement Overview screen the user is able to:
 View all the arrangement details, interest history, facilities, conditions, alerts and correspondence
 Update the account details and conditions
 Close an account
 View the transaction lists and statements
 Any amendments to the account data or conditions are triggered from this view
 Updated to include interest breakdown by accrued interest for the current period, interest posted for
the previous period and total interest year to date.

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Term Deposit overview

Following AU regional functionalities that has been incorporated into the Term Deposit overview.
View all the arrangement details, interest history, facilities, conditions, alerts and correspondence
 Update the deposit details and conditions
 Close a deposit
 View the transaction lists and statements
 Any amendments to the deposit data or conditions are triggered from this view
 Updated to include interest breakdown by accrued interest for the current period, interest posted for
the previous period and total interest year to date.

Wealth data overview

Securities Overview
Stock, bond, managed fund and related tax, example of corporate actions

Fiduciary Term Deposits Overview

Single Customer View

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Any amendments to the customer data or preferences can be triggered from this view.
For vulnerable customers or customers unable to complete payments, this view is used to make payments on
their behalf.
Any changes to the recurring payments, stopping direct entries or amending beneficiaries are possible from this
view.
Any adjustments, like interest adjustment or tax refund etc., any posting restrictions at a customer level and
resetting of inactive accounts are enabled on this view.

Role Based Home Pages

Currently the following Role Based Home Pages are available to perform AU Model Bank operations.
1. AU Call Center Representative – Financial institutions needs to comply with Australian Banking Code
of Practice, which requires the banks to be able to assist the vulnerable customers. Call
Center/Customer Service Representative is responsible for handling enquiries from the customer and
to provide services on retail products, including AU regional products Transaction Accounts, Term
Deposits and Loans.
The menu operations are classified by functions such as Customer, Products, Payments etc.

Please note that the role-based user is still work in progress and does not include lending products
currently.

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