Scribd
Upload
4 views8 pages

Rates

The document provides a detailed table of residential homeloan rates from KBCI, including fixed and variable rates for various loan-to-value (LTV) ratios and mortgage terms ranging from 1 to 30 years. It specifies rates for first-time buyers, movers, and switchers, along with eco and green mortgage options. Additionally, it includes information on buy-to-let mortgages and directs users to refer to the website for more details on certain categories.

Uploaded by

Alen Po Balic
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
4 views8 pages

Rates

The document provides a detailed table of residential homeloan rates from KBCI, including fixed and variable rates for various loan-to-value (LTV) ratios and mortgage terms ranging from 1 to 30 years. It specifies rates for first-time buyers, movers, and switchers, along with eco and green mortgage options. Additionally, it includes information on buy-to-let mortgages and directs users to refer to the website for more details on certain categories.

Uploaded by

Alen Po Balic
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 8

Provider

Residential Homeloan Rates - Note: KBCI New Business rates apply to First Time Buyer, Mover & Switcher mortgages
ECO Green
Fixed Eco rates. RatesOver
Green
Mtge
FTB/MOVER/
>=€250k Mtge
250k >=€250k SWITCHER
1 year <50% 4.55% NA N/A 3.3%-3.65% N/A N/A N/A N/A N/A N/A N/A N/A NA
1 year >50-80% 4.55% NA N/A 3.3%-3.65% N/A N/A N/A N/A N/A N/A N/A N/A NA
1 year <90% 4.55% NA N/A 3.3%-3.65% N/A N/A N/A N/A N/A N/A N/A N/A NA
2 year <50% 4.65% 3.8%-4.15% N/A NA N/A N/A N/A N/A N/A N/A N/A N/A NA
2 year <60% 4.65% 3.8%-4.15% N/A NA 4.50% N/A N/A N/A N/A N/A N/A N/A NA
2 year >50-80% 4.65% 3.8%-4.15% N/A NA N/A N/A N/A N/A N/A N/A N/A N/A NA
2 year >60-80% 4.65% 3.8%-4.15% N/A NA 4.75% N/A N/A N/A N/A N/A N/A N/A NA
2 year >80-90% 4.65% 3.8%-4.15% N/A NA 4.90% N/A N/A N/A N/A N/A N/A N/A NA
3 year <50% 4.75% 3.9%-4.25% N/A N/A N/A N/A NA NA 5.75% N/A N/A 3.60% 4.60%
3 year <60% 4.75% 3.9%-4.25% N/A N/A 3.70% 3.60% 3.60% 3.50% 5.75% 4.25% 3.60% 3.60% 4.60%
3 year >50-80% 4.75% 3.9%-4.25% N/A N/A N/A N/A NA NA 5.80% N/A N/A NA NA
3 year >60-70% 4.75% 3.9%-4.25% N/A N/A 3.80% 3.70% 3.70% 3.60% 5.80% 4.25% 3.60% 3.65% 4.70%
3 year >70-80% 4.75% 3.9%-4.25% N/A N/A 3.80% 3.70% 3.70% 3.60% 6.15% 4.40% 3.60% 3.75% 4.85%
3 year >80-90% 4.75% 3.9%-4.25% N/A N/A 4.50% 4.25% 4.25% 4.05% 6.15% 4.40% 3.95% 3.95% 4.85%
4 year <50% 3.45% N/A N/A 3.1%-3.45% N/A N/A N/A N/A N/A N/A N/A N/A NA
4 year <60% 3.45% N/A N/A 3.1%-3.45% 3.65% N/A N/A N/A N/A N/A 3.40% NA NA
4 year >50-80% 3.45% N/A N/A 3.1%-3.45% N/A N/A N/A N/A N/A N/A N/A N/A NA
4 year >60-70% 3.45% N/A N/A 3.1%-3.45% N/A N/A N/A N/A N/A N/A 3.40% NA NA
4 year >70-80% 3.45% N/A N/A 3.1%-3.45% N/A N/A N/A N/A N/A N/A 3.40% NA NA
4 year >60-80% 3.45% N/A N/A 3.1%-3.45% 3.80% N/A N/A N/A N/A N/A N/A N/A NA
4 year >80-90% 3.45% N/A N/A 3.1%-3.45% 3.95% N/A N/A N/A N/A N/A 3.80% NA NA
5 year <50% 4.85% 3.9%-4.25% N/A 3.4%-3.75% na N/A N/A N/A 5.55% N/A N/A 3.60% 4.50%
5 year <60% 4.85% 3.9%-4.25% N/A 3.4%-3.75% 4.50% 4.05% 4.15% 3.95% 5.55% 4.25% 3.80% 3.60% 4.50%
5 year >50-80% 4.85% 3.9%-4.25% N/A 3.4%-3.75% N/A N/A N/A N/A N/A N/A N/A Na NA
5 Year 60-70% 4.85% 3.9%-4.25% N/A 3.4%-3.75% 4.75% 4.15% 4.25% 4.05% 5.60% 4.25% 3.80% 3.65% 4.60%
5 year >70-80% 4.85% 3.9%-4.25% N/A 3.4%-3.75% na NA na na 5.60% 4.40% 3.80% 3.75% 4.75%
5 year >80-90% 4.85% 3.9%-4.25% N/A 3.4%-3.75% 4.90% 4.40% 4.50% 4.30% 6.00% 4.40% 3.95% 3.95% 4.75%
7 year <50% 5.05% N/A N/A 3.45%-3.8% N/A N/A N/A NA 5.35% N/A N/A N/A NA
7 year <60% 5.05% N/A N 3.45%-3.8% 4.50% N/A N/A N/A 5.35% N/A 3.80% NA NA
7 year >50-80% 5.05% N/A N/A 3.45%-3.8% N/A N/A N/A N/A % N/A N/A N/A NA
7 year >60-70% 5.05% N/A N/A 3.45%-3.8% 4.75% N/A N/A N/A 5.40% N/A 3.80% NA NA
7 year >70-80% 5.05% N/A N/A 3.45%-3.8% 4.75% N/A N/A N/A 5.40% N/A 3.80% NA NA
7 year >80-90% 5.05% N/A N/A 3.45%-3.8% 4.90% N/A N/A N/A 5.80% N/A 3.95% NA NA
10 year <50% 5.15% 4.2%-4.55% N/A N/A N/A N/A N/A N/A N/A N/A N/A NA
10 year <60% 5.15% 4.2%-4.55% N/A N/A N/A N/A N/A N/A 3.80% NA NA
10 year >50-80% 5.15% 4.2%-4.55% N/A N/A N/A N/A N/A N/A N/A N/A NA
10 year >60-70% 5.15% 4.2%-4.55% N/A N/A N/A N/A N/A N/A 3.80% NA NA
10 year >70-80% 5.15% 4.2%-4.55% N/A N/A N/A N/A N/A N/A 3.80% NA NA
10 year >60-80% 5.15% 4.2%-4.55% N/A N/A N/A N/A N/A N/A % NA NA
10 year >80-90% 5.15% 4.2%-4.55% N/A N/A N/A N/A N/A N/A 3.95% NA NA
15 year <60% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
15 year >60-70% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
15 year >70-80% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
15 year >80-90% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.95% NA NA
20 year <60% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
20 year >60-70% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
20 year >70-80% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
20 year >80-90% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.95% NA NA
25 year <60% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
25 year >60-70% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
25 year >70-80% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
25 year >80-90% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.95% NA NA
30 year <60% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
30 year >60-70% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
30 year >70-80% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.40% NA NA
30 year >80-90% N/A N/A N/A N/A N/A N/A N/A N/A N/A 3.95% NA NA
Variable

Maximum LTV 90% 18% 90% 90% 90% 90% 90% 90%
Refer to Refer to
Variable
website website Refer to website
<50% 3.75% 4.15% N/A 4.40% 6.00% N/A N/A N/A NA
<60% 3.95% 4.15% N/A 4.40% 6.20% 5.49% N/A N/A NA
<70% 3.95% 4.15% N/A 4.50% 6.20% 5.49% N/A N/A NA
<80% 3.95% 4.15% N/A 4.50% 6.20% 5.65% N/A N/A NA
<90% 4.15% 4.15% N/A 4.70% 6.40% 5.65% N/A N/A NA
SVR 3.50% 4.50% 3.95% N/A N/A N/A N/A NA

Buy to Let
Less than 50% 5.3%.50%-60%LTV
<50% Variable N/A not through Mortgage store 6.75% 7.05 N/A N/A NA
5.45%
7.05%-
>50% Variable N/A 60%-70% LTV 5.55% 6.95-7.80 N/A N/A NA
7.10%
2 year Fixed N/A N/A company/ N/A N/A NA
pension,re
3 year Fixed N/A N/A 5.65% N/A N/A N/A NA
fer
5 year Fixed N/A 5.85% N/A to website N/A N/A NA

Provider/APRC

1 year <50% 4.30% 4.4%-4.7% hvm N/A na na na na NA


1 year >50-80% 4.30% 4.4%-4.7% N/A na na na na NA
1 year <90% 4.30% 4.4%-4.7% N/A na na na na NA
2 year <50% 4.40% 4.20% 4.12% na na na na NA

2 year <60% 4.40% 4.20% 4.12% na na na na NA

2 year >50-80% 4.40% 4.20% na na na na na NA

2 year >60-80% 4.40% 4.20% 4.22% na na na na NA

2 year >80-90% 4.40% 4.20% 4.61% na na na na NA

3 year <50% 4.50% 4.2%-4.4% 4.21% 4.15% 4.40% 4.34% 6.64% na na 3.92% 5.08%
3 year <60% 4.50% 4.2%-4.4% 4.21% 4.15% 4.40% 4.34% 6.78% 5.29% 3.93% 3.92% 5.08%
3 year >60-70% 4.50% 4.2%-4.4% 4.32% 4.25% 4.51% 4.44% 6.80% 5.29% 3.93% 3.94% 5.11%
3 year >70-80% 4.50% 4.2%-4.4% 4.32% 4.25% 4.51% 4.44% 6.80% 5.49% 3.93% 3.97% 5.14%
3 year >80-90% 4.50% 4.2%-4.4% 4.69% 4.62% 4.73% 4.66% 7.06% 5.49% 4.05% 4.04% 5.14%
4 year <50% 4.00% 3.8%-4% 4.28% na na na na NA
4 year <60% 4.00% 3.8%-4% 4.28% na na 3.82% na NA
4 year >60-70% 4.00% 3.8%-4% 4.39% na na 3.82% na NA
4 year >70-80% 4.00% 3.8%-4% 4.39% na na 3.82% na NA
4 year >80-90% 4.00% 3.8%-4% 4.57% na na 3.98% na NA
5 year <50% 4.60% 4.1%-4.4% 3.9%-4.1% 4.43% 4.33% 6.35% na na 3.86% 4.99%
5 year <60% 4.60% 4.1%-4.4% 3.9%-4.1% 4.43% 4.33% 6.46% 5.08% 3.97% 3.86% 4.99%
5 year >60-70% 4.60% 4.1%-4.4% 3.9%-4.1% 4.54% 4.44% 6.48% 5.08% 3.97% 3.89% 5.03%
5 year >70-80% 4.60% 4.1%-4.4% 3.9%-4.1% 4.54% 4.44% 6.48% 5.24% 3.97% 3.94% 5.08%
5 year >80-90% 4.60% 4.1%-4.4% 3.9%-4.1% 4.88% 4.78% 6.80% 5.42% 4.05% 4.04% 5.08%
7 year <50% 4.90% 3.8%-4% 4.59% 6.04% na na na NA
7 year <60% 4.90% 3.8%-4% 4.59% 6.12% na 3.95% na NA
7 year >60-70% 4.90% 3.8%-4% 4.70% 6.15% na 3.95% na NA
7 year >70-80% 4.90% 3.8%-4% 4.70% 6.15% na 3.95% na NA
7 year >80-90% 4.90% 3.8%-4% 5.02% 6.49% na 4.05% na NA
10 year <50% 5.00% 4.3%-4.7% na na na na NA
10 year <60% 5.00% 4.3%-4.7% na na 3.92% na NA
10 year >60-70% 5.00% 4.3%-4.7% na na 3.92% na NA
10 year >70-80% 5.00% 4.3%-4.7% na na 3.92% na NA
10 year >80-90% 5.00% 4.3%-4.7% na na 4.05% na NA
15 year <60% NA na na na 3.48% na NA
15 year >60-70% NA na na na 3.48% na NA
15 year >70-80% NA na na na 3.48% na NA
15 year >80-90% NA na na na 3.90% na NA
20 year <60% N/A na na na 3.48% na NA
20 year >60-70% N/A na na na 3.48% na NA
20 year >70-80% N/A na na na 3.48% na NA
20 year >80-90% N/A na na na 3.90% na NA
25 year <60% N/A na na na 3.48% na NA
25 year >60-70% N/A na na na 3.48% na NA
25 year >70-80% N/A na na na 3.48% na NA
25 year >80-90% N/A na na na 3.90% na NA
30 year <60% N/A na na na 3.48% na NA
30 year >60-70% N/A na na na 3.48% na NA
30 year >70-80% N/A na na na 3.48% na NA
30 year >80-90% N/A na na na 3.90% na NA

You might also like