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Bba - 601

The document outlines the Term End Examination details for the BBA course at Dr. Babasaheb Ambedkar Open University, scheduled for October 3, 2024. It includes information on the subject 'Retail Banking', with a total duration of 2.15 hours and a maximum score of 70 marks, divided into three sections: Section A (3 questions), Section B (4 questions), and Section C (multiple choice questions). Additionally, there are specific topics and questions related to banking concepts, customer types, lending principles, and various banking activities.

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Chaudhary Arun Teotia
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15 views2 pages

Bba - 601

The document outlines the Term End Examination details for the BBA course at Dr. Babasaheb Ambedkar Open University, scheduled for October 3, 2024. It includes information on the subject 'Retail Banking', with a total duration of 2.15 hours and a maximum score of 70 marks, divided into three sections: Section A (3 questions), Section B (4 questions), and Section C (multiple choice questions). Additionally, there are specific topics and questions related to banking concepts, customer types, lending principles, and various banking activities.

Uploaded by

Chaudhary Arun Teotia
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Dr.

BabasahebAmbedkar Open University


Term End Examination October – 2024
Course : BBA Date : 03-October-24
Subject Code : BBA - 601 Time : 11:00am to 01:15pm
Subject Name : Retail banking Duration : 02.15 Hours
Max. Marks : 70

Section A
Answer the following (Attempt any three) (30)
1. What is Retail Banking? Explain Retail Banking in India.
2. Explain in detail Types of Bank Customers.
3. Write a Note on general principles of Lending and Loan Evaluation.
4. Discuss in detail Consumer- Oriented New Model in your words.
5. Explain Security and Legal Framework of Banking in detail.

Section B
Answer the following (Attempt any four) (20)
1. Explain the Characteristics of a Commercial Bank.
2. Explain in detail the Barriers to the Development of Indian Banking Sector.
3. Explain Term Deposits and Deposits held in FCNR Banks.
4. Explain the limitations of Credit Scoring in detail.
5. Explain the Advantages of Internet Banking Activities.
6. Explain the Critical factors for the success of Bank Assurance.

Section C
Part – A (Multiple Choice Questions) (10)
1 The form which serves as a data base for cross selling of different products in banks
A Account Opening Form B KYC Form
C Credit Card Form D None of This
2 Electronic Channels in retail banking refers to
A ATMs B Internet Banking
C Mobile Banking D All of Above
3 Through Mobile Banking customer can’t avail the facility of
A Balance Inquiry B Letter of Credit Services
C Funds Transfer D Transactions of Credit
4 Which of following is not part of priority sector lending
A Loan to small & marginal farmers B Loan to DRI beneficiaries B
C Loans to farmers in distress who are D Medium enterprises in D
caught in clutches of money MSME
lenders/private institutional lenders
5 Cross Selling refers to …
A Selling additional products/services B Selling products/services to new
to the existing customers. customers
C Both A & B D Selling of Insurance Only
6 Banking in the Indian scenario was identified with lending to business and corporate
clients for working capital and project financing before ……
A 1950 B 1960
C 1970 D 1980
7 Asset backed securitisation (ABS) is backed by ……
A All retail loans B Retail loans other than housing
loans
C Only housing loans D None of the above
8 In the credit information report maximum weightage is given to
A payment history B length of credit history
C amount owed D Both B & C
9 Which of the following facility a Mobile Banking customer cannot use?
A Facility for using banking facility B Option to pay utility bills and
from anywhere Transfer of funds between
accounts of same bank and other
banks
C Facilities of withdrawing cash D Balance Enquiries and facility for
anywhere anytime shopping and paying through
mobile
10 Which of the following is not a Retail Deposit Products?
A Recurring Deposit Account B Term Deposit Account
C CC/OD account facility to a D Current Deposit Account
corporate office

Part – B (Do as Directed) (10)

1 What is Money Laundering?


2 What is Circuit Level Gateway?
3 Define Internet Only Bank.
4 Define Home Banking Bill Paying.
5 State the “Six Cs" when deciding to give you a business loan.
6 Under Sec. 45C (I) of the Reserve Bank of India Act, 1934, all banks are required to
submit statements of the limits and particulars of advances sanctioned to various
parties. These are quarterly statements relating to the last Friday of March, June,
September and December. The March and September statements are supposed to
include information about borrowers to whom secured limits of _________ and over
and unsecured limits of _________ and over have been sanctioned.
7 Banks do not lend you more than 100% of the value of your collateral and will usually
lend you only % to % of its value.
8 For ________ Loan No security, collaterals or guarantors required. This is an
unsecured loan given only on the basis of one's financials.
9 Define Consumer Loan
10 List the Types of deposits

*****

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