Policy Details
Policy Details
Firstly, our partner garages offer cashless repairs. Which means you don't have to spend out of pocket. We directly settle your bill, and you can take possession of your car
once it's fixed. Some of the other great benefits that you receive at our partner garages include -
So the next time you need to make a car insurance claim, don't fret. Just give us a call or use our app to file the claim. Call us first, and we'll take care of everything!
1
Product Code: 3001
0 0 UIN: IRDAN115RP0001V02201920
Thank you for choosing ICICI Lombard General Insurance Company Limited to insure your vehicle. We are delighted to welcome you in the ever growing family of ICICI
Lombard. Please find enclosed Policy No. 3001/O/388812458/00/000.
We have taken care to include all the information provided by you in the policy document. Please read this section along with the "Important details" thoroughly.
What’s covered?
Basic Covers
Add on covers
The chart below (including icons) illustrates the salient features of your policy in general and is for your easy
understanding. Please refer detailed policy document (schedule along with policy wordings) for coverage, benefits,
exclusions and terms & conditions of your policy.
199 3745 0 1404 0 500 0 936 0
Coverages, add-on, exclusions mentioned above are indicative. For more details on risk factors, terms condition
and exclusions, please read the policy wordings available at www.icicilombard.com.
1
Product Code: 3001
0 0 UIN: IRDAN115RP0001V02201920
Policy Certificate
Stand-Alone Own Damage Private Car Insurance Policy
Third Party Policy No. Third Party Insurance Period Third Party Insurer Name
80000031240950008197 Apr 18, 2024 to Apr 17, 2027 NEW INDIA ASSURANCE CO LTD THAILAND
This policy covers only Own Damage Risk with no other liability in connection with Private Car vehicle including third party cover and is issued basis following : Third Party
Policy No. -80000031240950008197 valid from Apr 18, 2024 to Apr 17, 2027, Insured by NEW INDIA ASSURANCE CO LTD THAILAND
Are you or any of the proposed applicants/beneficial owner a PEP* or Family member/ Close relatives/Associates of PEPs*? No
Vehicle and IDV Details
Registration No. Make Model Type of Body CC/KW Mfg Yr Seating Capacity Chassis No. Engine No.
UP63BB7790 Tata Motors NEXON 1.5 PURE DIESEL SUV 1497 2024 5 MAT627406RLD36677 15CR08DVXW07385
Vehicle IDV (`) Trailer (`) Non Electrical Accessories (`) Electrical / Electronic Accessories (`) CNG / LPG Unit (`) Total IDV (`)
936216 0 0 0 0 936216
Premium Break-up
Premium Collection No. 1234739583 Premium Amount 19286 Receipt Date 14-04-2025
1
Product Code: 3001
0 0 UIN: IRDAN115RP0001V02201920
Important Details
This page contains information regarding risk assumption clauses, changes, additions, and grievance redressal.
We suggest giving it a thorough read.
Limitations as to Use: The Policy covers use of the vehicle for any purpose other than: Hire or Reward, Carriage of goods (other than samples of personal luggage), Organised
racing, Pace Making, Reliability trails or Speed testing, any purpose in Connection with Motor Trade.
Driver's Clause: Any person including the insured: Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from
holding or obtaining such a license. Provided also that the person holding an effective learner's license may also drive the vehicle and that such a person satisfies the
requirements of Rule 3 of the Central Motor Vehicles Rules, 1989
Important Notice: The insured i s not indemnified if the vehicle i s used or driven otherwise than in accordance with this schedule. Any payment made by the Company by
reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the clause headed "AVOIDANCE OF
CERTAIN TERMS AND RIGHT OF RECOVERY". In consideration of the premium for this extension being calculated at a pro-rata proportion of the annual premium, it is hereby
declared and agreed by the insured that upon expiry of this extension, this policy shall be renewed for a period of twelve months, failing which the difference between the
extension premium now paid on pro rata basis and the premium at short period rate shall become payable by the insured. For Legal interpretation, English version will hold
good.
Important Points:
a. Any accidental loss, damage and/or liability caused, sustained or incurred, while vehicle not being registered permanently will not be covered.
b. Any minor scratches to the vehicle, paint fading, wear and tear arising out of normal use and requiring touch-up or minor repair under routine maintenance will not be covered.
c. Any liability of whatsoever nature caused by, contributed by or arising due to the vehicle being driven by a person without having valid driving license will not be covered.
d. In case of total loss / constructive total loss / Total theft / cash loss of the vehicle, the claim will be settled at invoice price i.e amount paid by the insured / policyholder at
the time of purchasing the vehicle, excluding subsidy amount, if included in the invoice, or the Insured declared value (IDV) whichever is lower, subject to terms and conditions
of the policy and admissibility of claims.
( Please visit www.icicilombard.com for the policy wordings, for complete details on terms and conditions governing the coverage and NCB
FASTag: Government of India has mandated electronic toll payments using FASTag to reduce vehicular traffic at toll plazas. Customers are advised to comply with the direction
of the government and get their FASTag from Point of Sale locations at Toll Plazas or from Issuer Agency. Please visit http://www.fastag.org/ for details.
PUC: We have issued the policy basis your confirmation that you hold a valid PUC and/or Fitness certificate, as applicable. Warranted that the insured named herein/owner of
the vehicle holds a valid Pollution Under Control (PUC) Certificate and/or valid fitness certificate, as applicable, on the date of commencement of the Policy and undertakes to
renew and maintain a valid and effective PUC and/or fitness Certificate, as applicable, during the subsistence of the Policy. Further, the Company reserves the right to take
appropriate action in case of any discrepancy in the PUC or fitness certificate.
Changes Required: If you require any changes in the Certificate of Insurance cum Policy Schedule, you can do so via an endorsement. You are requested to inform us by
writing to [email protected], visiting our website, or calling our 24 hour toll free helpline on 1800 2666. In case of any discrepancy with respect to the policy,
please revert within 15 days from the policy start date. Absence of any communication within a period of 15 days of the date mentioned on this letter, would mean that the
issued policy is in order and as per your proposal.
Grievance Redressal: For resolution of any query or grievance you may contact us on our toll free no. 1800 2666, or visit any of our branch offices. You can also write to us at
[email protected]. For detailed grievance redressal mechanism please visit the "Grievance Redressal" section on our website www.icicilombard.com.
The Company reserves the right to cancel this Policy immediately upon becoming aware of any mis-representation, fraud, non-disclosure of material facts or non-cooperation by
or on behalf of the Insured; the Company is not obliged to refund the premium paid under this Policy
In case of total loss / constructive total loss / Total theft / cash loss of the vehicle, the claim will be settled at invoice price i.e amount paid by the insured / policyholder at the
time of purchasing the vehicle, excluding subsidy amount, if included in the invoice, or the Insured declared value (IDV) whichever is lower, subject to terms and conditions of
the policy and admissibility of claims.
I/We hereby certify that the Policy to which this Certificate relates, as well as, this Certificate of Insurance are issued in accordance with the provisions of Chapter XI of Motor
Vehicle Act, 1988. In witness whereof, this Policy has been signed at Mumbai on this date of Apr 14, 2025 in lieu of Covernote no. 388812458. The stamp duty of ` 0.5 paid
vide deface no. CSD10520244764 dated Oct 04, 2024.
Disclaimer: The information provided above i s based on the information received from you and accordingly, the policy has been processed. Coverage of risk is subject to
realisation of the full premium, post which, insurance coverage under the policy would commence. In case the premium is not received by us due to cheque dishonour or any
other reason, the insurance cover shall be void ab-initio.
Disclaimer:The information provided i s merely illustrative and shall not be construed to be an evidence of existence of a contract of insurance. This document is to be read in
conjunction with the policy wordings and shall be considered null and void without the same. Please visit www.icicilombard.com for policy wordings and complete details on
terms and conditions governing the coverage and NCB.
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This policy is underwritten on the basis of the information provided by you and as detailed in this document. On renewal, the benefits provided under the policy and/or terms and
conditions of the policy including premium rate may be subject to change.
*Quality assurance of 6 months or 6000 km (whichever comes early) i s available only at our preferred partner garages. #Approval would be subject to physical survey of the
vehicle wherever deemed necessary. The insurer reserves the right to conduct a physical survey in accordance with the regulatory prescriptions. The policy is valid subject to
realisation of cheque. We accept premium only via legally recognized modes. In case of dishonour of premium cheque, the company shall not be liable under the policy and
the policy shall be void ab-initio.
Update your bank details in your policy: Updating your bank details with us would help facilitating future transactions. Bank details can be easily updated using "IL - Take
care" App.
1
Product Code: 3001
0 0 UIN: IRDAN115RP0001V02201920
Policy Issuing Office: ICICI Lombard General Insurance Company Limited, ICICI LOMBARD HOUSE, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai 400 025.
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Click here or scan the QR code to view the Customer Information Sheet (CIS). It provides an overview
of the policy features, service and claim processes, as well as other important terms.