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gov - Confirmation

Consumer Report To The FTC

FTC Report Number
185737861

The FTC cannot resolve individual complaints, but we can provide information about next steps to take. We share your
report with local, state, federal, and foreign law enforcement partners. Your report might be used to investigate cases in a legal
proceeding. Please read our Privacy Policy to learn how we protect your personal information, and when we share it outside the
FTC.

About you
Name: Desmond Welch Email: [email protected]

Address: 26 Lee Road 263 Lot 1 Phone: 334-275-2861

City: Opelika State: Alabama Zip Code: 36804

Country: USA

What happened
Merit platinum claimed to offer a $1000 credit card/limit, which turned out to be $750 that only works for the horizon outlet. Through
shopping around with no products of need I saw an offer for $750 prepaid Mastercard or redeemable code. The link went to
basically the same overly produced repeat of a survey and complete the deal page that has nothing to offer and from prior
experience of the same with different names I know its wasting my time, and there's no payment on the other side. It started because
Shopify misappropriated my payments and refused to fix having me pay for a month I couldn't use and close my store immediately
after reopening it. They offered this as some kind of credit I assumed could pay my month they mistakenly billed with a couple extra
months and put some towards coupons for my customer after my ordeal. I guess I was wrong, and at this point I think the
gatekeepers of the internet do everything possible to take money from anyone trying to make a stake in the market and give back
basically unusable money, then follow up with this scam survey to offer Disney+ or Carfax at full price.

How it started
Date fraud began: Amount I was asked for: Amount I Paid:
04/01/2025

Payment Used: How I was contacted:

Website or App

Details about the company, business, or individual

Company/Person
Name:
Merit platinumthe horizon outlet

Address Line 1: Address Line 2: City:

State: Zip Code: Country:

Email Address:
Phone:
Website:
Name of Person You Dealt With:
Merit Platinum

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Your Next Steps

If you think a scammer has your information, like your Social Security, credit card, or bank account number:
Go to IdentityTheft.gov for steps you can to take based on what kind of information was lost or exposed.

If you gave your username and password to a scammer:

Change your password right away. If you use the same password for other accounts or sites, change it there, too. Create a
new password that is strong.

If someone calls and offers to "help" you recover money you have already lost:
Don't give them money or personal information. You're probably dealing with a fake refund scam.

Scam Advice:
If you're concerned a scammer has your personal information, like your Social Security, credit card, or bank account
number, go to IdentityTheft.gov for steps you can take.

Learn more about impersonation scams at ftc.gov/impersonators. If someone says they are with the FTC, know that
the FTC will never demand money, make threats, tell you to transfer money, or promise you a prize.

Learn more about different scams and how to recover from them at ftc.gov/scams.

What Happens Next

Your report will help us in our efforts to protect all consumers. Thank You!

We can't resolve your individual report, but we use reports to investigate and bring cases against fraud, scams, and bad
business practices.

We share your report with our law enforcement partners who also use reports to investigate and bring cases against fraud,
scams, and bad business practices.

We use reports to spot trends, educate the public, and provide data about what is happening in your community. You can
check out what is going on in your state and metro area by visiting ftc.gov/exploredata.

Investigations and cases do take time, but when we bring cases, we try to get money back for people. Check out
ftc.gov/refunds to see recent FTC cases that resulted in refunds.

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