MAS Financial Services Ltd.

Term Loan under ECLGS

#NAME? #NAME?

Center & State:- 0

Applicant Details

Name of Concern Person 0

Office Address
0
PAN No. 0
DOB 12/30/99
Contact No 0

Prepared By: 0

Checked & Recommended By: 0

Approved Amount

Approved By CEO & Director

869152732.xlsx
 MAS FINANCIAL SERVICES LIMITED
Appraisal Note - Income Assessment Policy (Option-A)
0
Loan Amt Applied:- ₹ 25.00 Lakhs Product #NAME?
Customer Type:- New Customer Location ,
** ₹ In Lakhs
1A Applicant and Business Background:
-> 0
-> 0
-> 0
-> 0
-> 0
-> 0
-> #NAME?
-> 0
-> 0
-> 0
-> 0
-> #NAME?
-> #NAME?
-> 0
-> 0
-> #NAME?
-> #NAME?
-> #NAME?
-> 0
-> 0
-> 0

1B Group Firm Overview:

Name of Persons with Share
Name of Firm Constitution Nature of Business
Holding
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
Notes on Group Firm
-> 0
-> 0
-> 0
-> 0
-> 0

3 GST Return Analysis:

-> 0
-> 0
-> 0
-> #NAME?
-> #NAME?
-> #NAME?
-> #NAME?

869152732.xlsx Page 2
-> 0
-> #NAME?
-> Synopsis on Circular Transactions

4 Banking Analysis:
-> 0
-> 0
-> 0
-> 0
-> 0
-> 0
-> 0
-> 0
-> Synopsis on GST V/s Banking comparision for major customer and supplier
Snapshot on Inward Returns
No. of
Particulars
Occurances
In sufficient balance, but cleared on same day
In sufficient balance, but cleared later
Stop Payment
Only charges are reflected
TOTAL 0

5 CIBIL Remarks:
-> Consumer CIBIL (Applicant CIBIL) found positive no discrepancy observed.
-> Commercial CIBIL (Login Firm) History not found

6 Track with MFSL

Chq RTN Reason for Paid Within
Sr Loan A/c Sanction Amt ₹ O/s Amt ₹ Overdue ₹ Chq RTN
Depo Month Return Days
1 0 0 0.00 0.00 0 0 0 0 0
2 0 0 0.00 0.00 0 0 0 0 0
3 0 0 0.00 0.00 0 0 0 0 0
4 0 0 0.00 0.00 0 0 0 0 0
5 0 0 0.00 0.00 0 0 0 0 0
Max days within which payments are
Total 0.00 0.00
done is 0 Days

SD Amt Net O/s RTN Calculation of Peak Exposure

Sr Loan A/c Tenure EMI Left EMI ₹
₹ ₹ Ratio Sr. No O/s Amt Cumulative
1 0 0.00 0.00 0 0 0.00 #DIV/0! 1 0.00 0.00
2 0 0.00 0.00 0 0 0.00 #DIV/0! 2 0.00 0.00
3 0 0.00 0.00 0 0 0.00 #DIV/0! 3 0.00 0.00
4 0 0.00 0.00 0 0 0.00 #DIV/0! 4 0.00 0.00
5 0 0.00 0.00 0 0 0.00 #DIV/0! 5 0.00 0.00
Total 0.00 0.00 0 0.00 #DIV/0! Peak Expo. 0.00
-> Cummulative Peak Exposure approx. ₹ 0 Lakhs
-> The last loan with MFSL if it is closed. When it was closed need to mention seperately here.

7 Max. Permissible Exposure

-> #DIV/0!

8 Credit Team Recommendation

869152732.xlsx Page 3
 ->
->
->
->

0
2/Jan/19

Approval Remarks by CEO & Director

Madam

A/c. No.

Gross Loan SD Net Loan

Disb. By Dis. Date Payment Date
Pager Prepared By Sign Date

Authorized By Date

869152732.xlsx Page 4
 ₹ In Lakhs

with Share

869152732.xlsx Page 5
aid Within
Days
0
0
0
0
0
yments are

posure
umulative
0.00
0.00
0.00
0.00
0.00
0.00

869152732.xlsx Page 6
869152732.xlsx Page 7
Login ID:- Date:-
Credit Appraisal Memo - ABB Surrogate
1A. Brief Company Details
Name of the Firm:- PAN:
Centre and State:-
Constitution:- Type of Business
Name of Concerned person:-
FALSE PAN No. Age DOB Share
FALSE
0 0 Years
Full Address of office
District State

Full Address of Residence

District State
Nearest MFSL Branch with State State Distance KM
Products Dealing In with brand Brand
Authorised Main Dealer Name
GST Certificate No: Reg. No DOR EDR -
Shop Act Certficate: Reg. No DOR EDR
Seeds License: Reg. No DOR EDR
Fertilisers License: Reg. No DOR EDR
Insecticide License: Reg. No DOR EDR
FSSAI License: Reg. No DOR EDR
Udyam Certificate No: Reg. No DOR EDR

No of years in Business (Stability) Years Based on Document

Business Vintage with MFSL New Years No. of Loan Taken

No. of Employees
Contact No:- Email Id
Loan Amount ₹ 25.00 Lakh
Turnover of FY 20-21 (₹ in Lakh) Turnover Last 12 Months (₹ in Lakh)
0.00 0.00
(Excluding GST) (Excluding GST)
%age of Changes #DIV/0! Increase / Decrease / Outside Policy #DIV/0!

- 1B. Brief about the business:-

-->
-->
-->
-->
-->
-->
-->
-->
-->
-->
-->
-->

1C. Group Companies Overview

Name of Firm Constitution Nature of Business Name of Persons with Share Holding

Special Notes on Group Companies:-

Page 1 869152732.xlsx
-->
-->
-->
-->
-->

1D. Business Details with MFSL

₹ In lakhs

Overdue/
Sr. O/s Chq Paid With
Loan A/c No Sanction Amt (Prepaym Chq Clr Chq RTN RTN Month RTN Reason
No. Amount Depo Days
ent)

1 0.00 0.00 0.00 0 0 0

2 0.00 0.00 0.00 0 0 0
3 0.00 0.00 0.00 0 0 0
4 0.00 0.00 0.00 0 0 0
5 0.00 0.00 0.00 0 0 0
Max days within which payments are
Total 0.00 0.00 0.00 0 0 0 done is 0 Days

Sr. Net O/s Total EMI Left Calculation of Peak Exposure

Loan A/c No SD Amount EMI Return Ratio
No. Amt Tenure Sr. No. O/s Amt Cumm.
1 0 0.00 0.00 0 #DIV/0! 1 0.00
2 0 0.00 0.00 0 #DIV/0! 2 0.00
3 0 0.00 0.00 0 #DIV/0! 3 0.00
4 0 0.00 0.00 0 #DIV/0! 4 0.00
5 0 0.00 0.00 0 #DIV/0! 5 0.00
Total 0.00 0.00 0 0.00 #DIV/0! Peak Exposure 0.00
Additional Remarks on Track record with MFSL:-
--> Cummulative Peak Exposure approx. ₹ 0 Lakhs.
--> The last loan with MFSL if it is closed. When it was closed need to mention seperately here.

1E. Credit Rating, Market Senario, Internet Search and Corpository Remarks:- Special
Note
1 Credit Rating Remarks*:-
2 Internet Search:-
2a. India Kanoon**
2b. NCLT**
3 Corpository Remarks**:-
4 Market Senario:-
5 RBI Defaulter List
6 Others (Please specify)
** Search in the name of partners / propreitor aswell name of the firms / company
-->
-->
-->
-->
-->
*Credit Rating
Sr.
Particulars / Rating date Agency Rating Duration Amount Action
No

**Details of Court Cases

Year Court Name Case Type Case No. Status Petitioner Name Respondant Name Decision
Date

Page 2 869152732.xlsx
 2. Sales as per GSTR-3B (After eliminating inter state sales purchase) ₹ In lakhs
Sr. GSTR-3B Sales (Excluding Purchase (Excluding Delay in
Particulars In Days
No GST) GST) Filing
1 Apr/24 0.00 0.00 --Status--
2 May/24 0.00 0.00 --Status--
3 Jun/24 0.00 0.00 --Status--
4 Jul/24 0.00 0.00 --Status--
5 Aug/24 0.00 0.00 --Status--
6 Sep/24 0.00 0.00 --Status--
7 Oct/24 0.00 0.00 --Status--
8 Nov/24 0.00 0.00 --Status--
9 Dec/24 0.00 0.00 --Status--
10 Jan/25 0.00 0.00 --Status--
11 Feb/25 0.00 0.00 --Status--
12 Mar/25 0.00 0.00 --Status--
Total 0.00 0.00
Less:- Interfirm Sales
in TTM
Net Total 0.00 0.00
Monthly Average 0.00 0.00
Annulized 0.00 0.00
Note on the sales of the firm:-
-->
-->
-->
-->
-->

4. Bank Statement ₹ in lakhs

Name Of Bank:

Sr. CC
Particulars Debit Credit I/W Return O/W Return Penal Charges Utilization
No (%age)

1 Jun/21 0.00 0.00 0 0

2 Jul/21 0.00 0.00 0 0
3 Aug/21 0.00 0.00 0 0
4 Sep/21 0.00 0.00 0 0
5 Oct/21 0.00 0.00 0 0
6 Nov/21 0.00 0.00 0 0
7 Dec/21 0.00 0.00 0 0
8 Jan/22 0.00 0.00 0 0
9 Feb/22 0.00 0.00 0 0
10 Mar/22 0.00 0.00 0 0
11 Apr/22 0.00 0.00 0 0
12 May/22 0.00 0.00 0 0
** Total 0.00 0.00 0 0
Inter Bank 0.00 0.00
Inter Firm 0.00 0.00
Non Buss. Trans. 0.00 0.00
Loan Receipts/
0.00 0.00
payments
** Net Banking 0.00 0.00
** Monthly average 0.00 0.00
** Annualized 0.00 0.00

Page 3 869152732.xlsx
Notes on Banking:-
-->
-->
-->
-->
-->
-->
-->
-->
Following are the major receipts and payments observed in the banking. The same has been compared with the GST Report
-->
from Corpository. The GST figures has been adjusted for analysis purpose.
Particulars Amount in Lacs Particulars Amount in Lacs
Top Suppliers As per GST As per Banking Top Customers As per GST As per Banking

Total 0.00 0.00 Total 0.00 0.00

Snapshot on Inward Returns

Particulars No. of Occurances
In sufficient balance, but cleared on same day
In sufficient balance, but cleared later
Stop Payment
Only charges are reflected
TOTAL 0

Details of Cheque Bounces/Inward Returns

Sr. Date Return Type Bank Credit Observation Applicant clarification
No
1
2
3
4
5

Bankers Details
Sr. Type of account Limit ₹ O/s ₹ Remarks (if any)
No. Bank
1 Current A/c
2
3
Total 0.00 0.00

Finbit Status
File
S. Bank Type of account Upload Over Finbit Remarks (if any)
Validation
no.
Remarks
1 0 Current A/c
2 0 0
3 0 0

5. Existing Loan Details ₹ In lakhs

S. Current O/s Tenure
Name of the Lender Type of Loan Sanction Amt EMI ₹ Overdue ₹
no. ₹ (Months)
1
2
3
4
5
Total 0.00 0.00 0.00 #DIV/0! 0.00

Page 4 869152732.xlsx
 6. CIBIL Details
Consumer CIBIL details:- ₹ In lakhs

Sr No Name of Person Score Status High Credit Current O/S Overdue

1 0 Positive
2 Positive
3 Positive
Special notes on Consumer CIBIL:-
Note-1 We have mentioned last 24 months discrepancies.
-->
## Loan Type Sanction Amt O/s Amt ₹ Overdue Amt ₹ DPD DPD in Sr. No for
1 ₹ Months Remarks
2
3

## Credit Observation Applicant Clarification

1
2
3

Commercial CIBIL details:- ₹ In lakhs

Sr. Name of Company Status O/s ₹ STD Amt ₹ Overdue Amt SMA Amt ₹
No. ₹

1 0

Special notes on Commercial CIBIL:-

-->
## Loan Type Sanction Amt O/s Amt ₹ Overdue Amt ₹ DPD DPD in Sr. No for
₹ Months Remarks
1
2
3

## Credit Observation Applicant Clarification

1
2
3

7. Property Details:
Sr. Particulars Documentory Stability in Approx. MV Owner of Property as per
Ownership
No. Proof Yrs ₹ In Lakhs Doc.
1 Residence Rented Electricity Bill
2 Office/Factory Rented Electricity Bill
Special Notes on Property Details:
-->
-->

Loan Eligibility Calculation as per ABB:

Overall ABB (₹)
Less:- EMIs for the loans sanctioned recently whose EMIs have not been initiated
Overall ABB (₹) after obligating the EMIs mentioned above 0
Non Business Transaction (%) #DIV/0!
Overall ABB (₹) after deducting Non Business Transaction #DIV/0!
Policy ABB:EMI 2.5
Eligible EMI (₹) #DIV/0!

Page 5 869152732.xlsx
ROI Per Annum 22%
Tenure (Months) 36
EMI/Lac (₹) 3819
Eligible Loan (₹) #DIV/0!
Required Loan amount (₹) 2500000
Final Loan (₹) #DIV/0!
Final EMI (₹) #DIV/0!

8. Calculation Of Exposure
₹ in Lakhs
Sr.
As per Policy Amount
No.
One month average receipt/sales as per last 12M Net of
1 0.00
GST Sales
2 As per ABB #DIV/0!
3 Max. Permissible Exposure as per Policy 25.00
4 Permissible Exposure #DIV/0!
5 Less: Current Net o/s of MFSL 0.00
6 Net Permissible Exposure #DIV/0!
7 Gross Loan Amount Exposure (Including SD) #DIV/0!

9A. Policy Deviation:-

## Particulars As per policy Current Situation Deviation
1 Vintage =< 3 years Years YES
2 Area Of Operation Within 100 kms from MAS Kms

Page 6 869152732.xlsx
 Resi. Rented & Office
3 Own House and Own Showroom One should be Owned YES
Rented
Increasing Trend or
4 Turnover Trend #DIV/0! #DIV/0!
Reduction Upto 20%
5 Banking One Current A/c Cash Credit Account

Not more than 3 Cheque

returns in last 6 months but
6 Cheque Returns 0 I/W Returns
same should be cleared/paid
in next 7 days

Min 70% of the Assessed

7 Banking Turnover #DIV/0! #DIV/0!
T/O
7 CIBIL Status - Consumer Positive Positive
8 CIBIL Status - Commercial Positive Positive
9 Exposure can be taken with MAS Rs. 25 Lakhs #DIV/0! #DIV/0!

9B. Verification & Reference

Internal Dedupe New to MFSL Date:- Done By:-
Site visit report Office/Factory Positive Date:- Done By:-
Site visit report Residence Positive Date:- Done By:-
Rating of SV Report by HO 3 = Good

TVR Done by Positive Date:- Done By:-

10A. Document Deviation:-

## Description of Documents Mitigates/Clarificaton
-->
-->
-->
-->
Deviation Approved by:-

10B. Deferral
## Description of Documents Provide at the time of
-->
-->
-->
-->

Prepared by:- Checked by :-

Source by :- Product head:-

Name of DSA :-
(If Applicable)
--END OF REPORT--

A/c. No.

Gross Loan SD Net Loan

Payment
Disb. By Disb. Date
Date
Pager
Sign Date
Prepared By

Authorised Date
By

Page 7 869152732.xlsx
Mention all the business premise as shown in the GST Certificate
First Select State

First Select State

Mention only No.

All Registration Number with DOR

required as availabe in File

compare for 24 months

About the business & Products details & working since , Total persons involved in the business,etc
Details about Managing person and Experience of applicant in field
Any other business & income apart from this business
Area of operation
Stock on hand in amount and quantity
Man power and salary to them
Monthly sales and purchase of applicant
Gross and Net Margin
Debtors and creditors cycle
Planning for next 6 months to 1 year
Details of family members and source of income. No. of earning members. Any family member involved in existing business / having separate busine
SV positive

Page 8 869152732.xlsx
Nature of the Business, Person Involved, Place of Business
Level of inter firm transactions, Traced in banking
Any Other Remarks
Any Other Remarks
Any Other Remarks

Synopsis

Screenshot of Search done to be saved in folder

Screenshot of Search done to be saved in folder

Screenshot of Search done to be saved in folder

Page 9 869152732.xlsx
INPUT HERE
Purchase/Expenses
GSTR-3B Sales
Details
(Including GST)
(including GST)

Average Monthly sales and purchase

Peak season sales / off season sales
GST filing regular or delay / GST filed together
Note on the cercular transactions if the sales/purchase covered in the same is more than 10% of the total sales purchase
Note on With GST sales for last 12M

I/W cheque return cleared on same

day/technical reason not to be
considered as return for this table.

Page 10 869152732.xlsx
 #N/A
Comment on the BTO as compared to the total revenue
Comment on the Inward Return
Comment on the Outward Return
Comment on CC utilizaation + Utilization levels + overdrawn + penal interest etc
Comment on personal nature & sister concern transaction with quantum of transaction

Any Other remarks based on observation

Any Other remarks based on observation

mentioned only if the I/W Ret in the

banking in the last 6M is more than
MFSL limit.

Page 11 869152732.xlsx
Mention in detail about the credit observation

Mention in detail about the credit observation

Page 12 869152732.xlsx
Page 13 869152732.xlsx
Page 14 869152732.xlsx
member involved in existing business / having separate business but in same line of activity

Page 15 869152732.xlsx
 Bank Statement
Name Of Bank:
Sr. No Particulars Debit Credit I/W Return
1 Jun/21 0.00 0.00
2 Jul/21 0.00 0.00
3 Aug/21 0.00 0.00
4 Sep/21 0.00 0.00
5 Oct/21 0.00 0.00
6 Nov/21 0.00 0.00
7 Dec/21 0.00 0.00
8 Jan/22 0.00 0.00
9 Feb/22 0.00 0.00
10 Mar/22 0.00 0.00
11 Apr/22 0.00 0.00
12 May/22 0.00 0.00

** Total 0 0 0
Monthly
0 0
** average
Annualize
0 0
** d

Bank Statement
Name Of Bank:
Sr. No Particulars Debit Credit I/W Return
1 Jun/21 0.00 0.00
2 Jul/21 0.00 0.00
3 Aug/21 0.00 0.00
4 Sep/21 0.00 0.00
5 Oct/21 0.00 0.00
6 Nov/21 0.00 0.00
7 Dec/21 0.00 0.00
8 Jan/22 0.00 0.00
9 Feb/22 0.00 0.00
10 Mar/22 0.00 0.00
11 Apr/22 0.00 0.00
12 May/22 0.00 0.00

** Total 0 0 0
Monthly
0 0
** average
Annualize
0 0
** d
 Bank Statement
Name Of Bank:
Sr. No Particulars Debit Credit I/W Return
1 Jun/21 0.00 0.00
2 Jul/21 0.00 0.00
3 Aug/21 0.00 0.00
4 Sep/21 0.00 0.00
5 Oct/21 0.00 0.00
6 Nov/21 0.00 0.00
7 Dec/21 0.00 0.00
8 Jan/22 0.00 0.00
9 Feb/22 0.00 0.00
10 Mar/22 0.00 0.00
11 Apr/22 0.00 0.00
12 May/22 0.00 0.00

** Total 0 0 0
Monthly
0 0
** average
Annualize
0 0
** d

Bank Statement
Name Of Bank:
Sr. No Particulars Debit Credit I/W Return
1 Jun/21 0.00 0.00
2 Jul/21 0.00 0.00
3 Aug/21 0.00 0.00
4 Sep/21 0.00 0.00
5 Oct/21 0.00 0.00
6 Nov/21 0.00 0.00
7 Dec/21 0.00 0.00
8 Jan/22 0.00 0.00
9 Feb/22 0.00 0.00
10 Mar/22 0.00 0.00
11 Apr/22 0.00 0.00
12 May/22 0.00 0.00

** Total 0 0 0
Monthly
0 0
** average
 Annualize
0 0
** d

Bank Statement
Name Of Bank:
Sr. No Particulars Debit Credit I/W Return
1 Jun/21 0.00 0.00 0
2 Jul/21 0.00 0.00 0
3 Aug/21 0.00 0.00 0
4 Sep/21 0.00 0.00 0
5 Oct/21 0.00 0.00 0
6 Nov/21 0.00 0.00 0
7 Dec/21 0.00 0.00 0
8 Jan/22 0.00 0.00 0
9 Feb/22 0.00 0.00 0
10 Mar/22 0.00 0.00 0
11 Apr/22 0.00 0.00 0
12 May/22 0.00 0.00 0

** Total 0 0 0
Monthly
0 0
** average
Annualize
0 0
** d
O/W Return Penal Charges Stop Payment

0 0 0

O/W Return Penal Charges Stop Payment

0 0 0
O/W Return Penal Charges Stop Payment

0 0 0

O/W Return Penal Charges Stop Payment

0 0 0
O/W Return Penal Charges Stop Payment
0
0
0
0
0
0
0
0
0
0
0
0

0 0 0
Product Constitution
WCTL - Auto Proprietorship
WCTL - Consumer Dealers Partnership
WCTL - Agri. Product Private Limited Company
WCTL - Tractor/Farm Equipments Ltd Company
WCTL - Manufacturer LLP
HUF
Association of Person
Body of Individual
Mortgaged Free
With Mortgaged Ownership
With Hypothecation of FA/CA Owned
With TPG Rented
Lease

Service Positive
Retail Trade Average
Manufacturing Decline

Equity
Financial Type Prefe.
Audited Ownership Proof
Unaudited Electricity Bill
Proviosanal TAX Bill
Projected Sales Deed
Tentative Passasion letter
Power of Autorny
Brand Name / Main Dealer Rent Agreement
2W Lease Agreement
TVS Motor Company Index - 2
Honda Motorcycle and Scooter India (Pvt.) Ltd
LML (India) Limited
Royal Enfield Motors India Ltd Yes
Yamaha Motors India Pvt. Ltd No
Mopeds in India
Motorcycles in India Referral
Scooters in India Cold Calling
Bajaj Auto Ltd Direct
Kinetic Motor Co. Ltd Reference
Monto Motors
Suzuki Motor Corporation
Hero Motocorp Motors Ltd

3W Hero
TVS Honda - 2W
Diesel Three Wheeler. Bajaj
Motor Vehicles. TVS
Bajaj Auto Rickshaw. Yamaha
Mahindra BMW
Piaggio Royal Enfield
Yamaha
4W TVS
Hyundai LML
Honda Mahindra
Maruti Suzuki Hyundai
TATA Maruti Suzuki
Mahindra Mahindra
BMW TATA
Mercedes Mercedes
Skoda Skoda
Maserati
Jeep
Nissan
Ford
General Motor
jaguar Prepared by
Fiat Mr. Narendra Rathod
Commercial Vehicles Mr. Ankit Jaiswal
Mahindra Mr. Vishal Dharankar
TATA Mr. Ashish Solkar
AMW Mr. Ronak Padhiyar
Ashok Layland Mr. Bhautik Variya
Eicher Mr. Pooja Makwana
Construction Equiptments Mr. Gaurav Nikhare
TATA Mr. Maulik Shah
JCB Mr. Raju Sonwane
Ashok Layland Miss. Tulicka Thacker
Hyundai Miss. Griva Shah
L&T Mr. Himanshu Sarkar
CD Mr. Kiran Kolhe
Sony Mr. Kamesha
Nokia Mr. Ashwin Sankhala
Microsoft Mrs. Nisha Rajdev
Micromax Mr. Shubham Panchal
Penasonic Mr. Keertivasan
Samsung Mrs. Shivani Khandelwal
Lenovo
Vivo
Gionee
Karbon
Apple
I Ball
Intex Available
Lava Not Available
LYF Deferral
Celkon Deviation
Motorola
LG Positive
Acer Negative
Asus Overdue
Dell DPD's
HP SMA
Google Willful Defaulter
Compaq
Audited
Product Unaudited
WCTL - Auto (2W) Provisional
WCTL - Consumer Durable Goods Projected
WCTL - Agri. Product
WCTL - Tractor/Farm Equipments
WCTL - Manufacturer (Others) Positive
WCTL - Auto (3W) Negative
WCTL - Auto (4W) Refer to Credit
WCTL - Auto (CV)
WCTL - FMCG
WCTL - Pharma Dealers Existing
WCTL - Manufacturer (Food Processing & DehydratiNew Customer
WCTL - Manufacturer (Agri Products)
WCTL - Traders (Others)
WCTL - Service Providers Positive
Overdue
EMI Return (Upto 3)
1 = Poor EMI Return (Upto 5)
2 = Average Negative
3 = Good New to MFSL
4 = Very good
5 = Excellent --Status--
Yes
Debtors No
Creditors
--Status--
Deteced
Not detected
Propreitor Details Name of Propreitor ANDAMAN & NICOBAR
Partners Details Name of Partners Positive ANDHRA PRADESH
Directors Details Name of Directors DPD ARUNACHAL PRADESH
Directors Details Name of Directors Overdue ASSAM
Partners Details Name of Partners BIHAR
Members Details Name of Members CHANDIGARH
Members Details Name of Members CHHATTISGARH
Members Details Name of Members Current A/c DADRA & NAGAR HAVELI
Saving A/c DAMAN & DIU
Cash Credit DELHI
Services IF GOA
Manufacturer TA GUJARATWithin 50 kms from MAS
Manufacturer with Job work Others HARYANAWithin 100 kms from MAS
Job work HIMACHAL PRADESH
Main Dealer Owned JAMMU & KASHMIR
Sub Dealer Owned & Self Use JHARKHAND
Distributors Rented KARNATAKA
Super Stockiest KERALA
Dealer LADAKH
Retailer LAKSHA DEEP
MADHYA PRADESH
MAHARASHTRA
MANIPUR
MEGHALAYA
MIZORAM
Residence New NAGALAND
Office 1 Yr ORISSA
Factory 2 Yrs PONDICHERRY
Godown 3 Yrs PUNJAB
Parental House 4 Yrs RAJASTHAN
5 Yrs SIKKIM
6 Yrs TAMILNADU
Positive 7 Yrs TELANGANA
Moderate 8 Yrs TRIPURA
Negative 9 Yrs UTTAR PRADESH
Refer to Credit 10 Yrs UTTARAKHAND
NA - Old Client 11 Yrs WEST BENGAL
12 Yrs
13 Yrs
14 Yrs
Directors Details 15 Yrs
Propreitor Details 16 Yrs
Partners Details 17 Yrs
Members Details 18 Yrs
19 Yrs
Name of Directors 20 Yrs
Name of Partners 21 Yrs
Name of Proprietor 22 Yrs
Name of Members 23 Yrs
 24 Yrs
Approval Remarks by CEO & Director 25 Yrs
Approval Remarks by Credit Head 26 Yrs
27 Yrs
28 Yrs
29 Yrs
30 Yrs
>30 Yrs

Check By
Mr. Nisarg Shah
Mr. Ronak Padhiyar

Mr. Dhvanil Gandhi

Mr. Nihar Joshi
Mr. Ashish Upadhyay
Mr. Chirag Shah
Mr. Charanpreetsingh Anand
Mr. Vijay Lazar
STD
SUB STD
DPD
SMA
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 GUJARAT MADHYA PRADESH MAHARASHTRA RAJASTHAN
CHOTTA UDEPUR SINGRAULI PALGHAR AJMER
DEVBHOOMI DWARKA VIDISHA MUMBAI SUBURBAN PRATAPGARH
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BANAS KANTHA BURHANPUR RATNAGIRI CHURU
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UMARIA
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DELHI GOA GUJARATHARYANAHIMACHALJAMMU & JHARKHAKARNATAKERALA LADAKH
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LAKSHA DMADHYA_MAHARASMANIPUR MEGHALAMIZORAMNAGALANORISSA PONDICH PUNJAB
SINGRAULPALGHAR
VIDISHA MUMBAI SUBURBAN
ALIRAJPUYAVATMAL
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 UMARIA
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Wood_and_Wood_Products
Wood & Wood Products