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Mohit Joshi is an experienced Collection Officer currently working at Mobikwik, with a background in the NBFC and Telecom industries. He has held various roles in collections and quality analysis, managing activities related to personal and business loans, and has a strong skill set in auditing and compliance. His qualifications include a B.A. from Calorx Teachers University and proficiency in Microsoft Office applications.

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29 views3 pages

Moti

Mohit Joshi is an experienced Collection Officer currently working at Mobikwik, with a background in the NBFC and Telecom industries. He has held various roles in collections and quality analysis, managing activities related to personal and business loans, and has a strong skill set in auditing and compliance. His qualifications include a B.A. from Calorx Teachers University and proficiency in Microsoft Office applications.

Uploaded by

vikrant1.trucapfinance
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as DOC, PDF, TXT or read online on Scribd
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Mohit Joshi

Mobile No: +916280027979

E-mail: [email protected]

Curriculum Vitae
Career Vision: -
Seeking a challenging and rewarding opportunity with an organization of repute which recognizes and
utilizes my true potential while nurturing analytical and technical skills in the field of Finance
__________________________________________________________________________

PROFESSIONAL EXPERIENCE
Experience in Collection and Quality Analyst with NBFC and Telecom Industry.

At Present working with _Mobikwik handling the inter portfolio (Business Loans) as Collection Officer
from 15-Oct-2024 to Till date

 Managing collection activities Bucket 01 to Write-off

 Personal visit on high ticket cases

 Preparing Daily/Monthly Collection Report

 Answerable all the received mail

Last working with FINANCIALEXPERT_LUDHIANA (Third party vendor) handling the Home Credit India
Finance pvt ltd portfolio (Personal Loan, Consumer durable Loans) as agency manager from from 15-
may-2022 to 30-Sep-2024

 Managing collection activities in DPD 90 to 360

 Handling the agency cash

 Personal visit on Personal loan cases

 Preparing Daily/Monthly Collection Report

 Allocation of cases to collection associates

 Answerable all the received mail

Last working with HDB finance ltd in Collection dept as a Team Leader from 12-July-2021 to 12-May-
2022

 Managing collection activities in Bucket 0

 Personal visit on Non Stater cases

 Preparing Daily/Monthly Collection Report

 Allocation of cases to collection associates

Last working with Home Credit India Finance Pvt. Ltd, in Risk Management as a Senior Quality Analyst
CTC-3.60 Lac + Monthly Incentive (07-July-2014 to 02- April - 2021)
Job Responsibilities:
 Audit and submit internal cases to Disciplinary committee.
 In charge of auditing cases of. Field Executives (FE) & Team Leaders (TL).
 Doing field Audits (Going to customer’s home and enquire about FE’s behavior of internal &
external).
 Co-ordination with other departments for revenue generate like CPU/LV, Late collection, Early
Collection.
 Keep a track of Compliance of raised issues of previous audit for PAN India Location.
 Doing weekly / monthly random AOA (Audit of Audit) of Team to check whether team is ensuring
the proper guidelines.
 Doing Zone Agency Audit (CPU, Early, Late Agency & External Agency Audit)
 Also Doing Surprise Audit for Entire India.

Worked as Executive ARB Bearings Pvt. Ltd. (Aug-2012 to June 2014)

Job Responsibilities:
 Sales of Bearings parts

 Daily meeting with Mechanic and Sales dealers

 Dealing with all Punjab Mechanic and sales dealers

Worked as Executive Dada Motor Spare Part Section (Aug-2008 to June 2009)

Job Responsibilities:
 Sale and Collection of Spare parts in TW section

 Daily sale/cash ledger maintain and cash deposit

Working with Rapid Investigation Services as Fraud Investigation Department/Credit Risk and Fraud
Control Management (Associates with Banks & NBFC )

Job Responsibilities:
 Pre and Post investigation of Profile Checks and Documents in products like : Personal Loan, Credit
Cards,Two Wheeler Loan, Mortgages, Business loan, Commercial Vehicle Loan, Auto Loan.

 Conducted Area survey to check the traceability and locality for New business locations.

 Visit at daily base with dealers to insure that they are following rules and regulation as per
company policy.

 Asset verification & Mystery Shopping.

 Identification of risk areas and highlight them to central team

Technical Skill
 Operating system windows 7, windows 8 and window 10
 Proficient in Microsoft Excel, word, Power point.

Professional Skills: -
 Flexibility, Hardworking & adaptability

 Learning Capability

 Teamwork skills

Qualifications: -
 Matriculation from Punjab School Education Board, Mohali. (2001 - 2002)

 Senior Secondary from Punjab School Education Board, Mohali. (2003-2004)

 B.A. from Calorx Teachers University (2009-2012)

Personal Details: -
 Father Name : Late Sh. Dalip Bharti

 Date of Birth : 29-Jan-1986

 Gender : Male

 Marital Status : Married

 Nationality : Indian

 Languages : English, Hindi, Punjabi

 Hobby : Singing Listening Music

 Address : H No. 636/37 Aashiana Colony Back side BSNL Exchange Ludhiana

Date………. Sign………

Place.…….

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