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2024 Updated Payroll Format-Unlocked

The document outlines a step-by-step guide for committing payroll fraud by redirecting someone's salary to a different bank account. It details the tools needed, the process of impersonating a staff member, and how to spoof emails to communicate with the payroll manager. The instructions include specific tactics to increase the chances of success in executing this fraudulent scheme.

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elparagrinspired
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140 views17 pages

2024 Updated Payroll Format-Unlocked

The document outlines a step-by-step guide for committing payroll fraud by redirecting someone's salary to a different bank account. It details the tools needed, the process of impersonating a staff member, and how to spoof emails to communicate with the payroll manager. The instructions include specific tactics to increase the chances of success in executing this fraudulent scheme.

Uploaded by

elparagrinspired
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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2024 Updated Payroll Format

Tools Needed
A webmail service that can change identities (preferably Roundcube)

A bank account

A voided check

A W-9 form

A previous bank statement

VPN/SOCKS/RDP

Good spoken English

IQ

Basically, I’m going to teach you how to redirect someone’s salary to your own bank account. To do this you need
to get in touch with:

 The Payroll manager of an organization


 A staff to impersonate

Schools is an easy target especially universities because they have a large list of employees and it’s very possible
that the payroll department don’t know some people personally.

Make sure you have all your tools ready before you start, very important.

Enough of all the talks, now, let’s dive in.

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First thing first you need to google this below:
“.edu directories location:United States ”

This way, you go directly to the directory pages instead of searching the entire school site. So click what I pointed
an arrow to.

A bunch of schools or colleges will pop up. You can choose any, but for me, I’m choosing the University of
Houston.

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Now go the school website has seen above. Remember I said IQ is a valuable tool, so always think, you don’t have
to use the same school that I use, you can use any school or organization.

Now, i’m in the school website, search for Payroll officer as seen above.

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Now click UH Offices as seen below

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Now, click, Find Faculty & Staff as seen below

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Now, type payroll officer and search again, as seen below

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What you need here is the payroll manager, click as seen below

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Now save the details of the payroll manager, details such as email and phone no. In my case Margaret Busch is the
payroll manager.

Save the email

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Next, we will look for a staff member to impersonate. Any staff position works, but avoid security, cleaning, and
food catering roles, as these are often outsourced to external companies that handle their payments. I’m using an
English lecturer as seen below

As seen in the picture I used Bachman Abbey


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Now save the English lecturer details somewhere, that’s the person I’m imitating
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Now, this is where you will use your Roundcube webmail. Inside the webmail, that’s where you spoof the email of
the payroll manager. Basically, spoofing is for e.g assuming I’m acting as Abbey Bachmann, the English lecturer,
and I want to send an email to the payroll manager, Margaret Busch

Abbey Bachmann with email: [email protected]

Margaret Busch with email: [email protected]

So Margaret Busch which is the payroll manager, will see my email coming from [email protected], so she will
think I’m Abbey Bachmann.

So basically that’s how email spoofing works, and there are few webmail that has this features, I prefer using
roundcube webmail, you can purchase that yourself.

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Message to send on the webmail

Subject: Urgent Change of Direct Deposit Account

Dear [Payroll Manager’s Name],

I hope this email finds you well. I am writing to inform you of an urgent matter regarding my direct deposit account.
Unfortunately, my bank has notified me that my account has been compromised. As a security precaution, they have
advised me to change the direct deposit account on file immediately.

Please assist me in updating my direct deposit information to ensure my salary is directed to the new account. I have
attached the necessary documentation, and I’m happy to provide any additional information upon request.

Your prompt attention to this matter is greatly appreciated, as it involves the security of my financial information. If
you need any further details or documentation, please do not hesitate to reach out.

Thank you for your understanding and support in resolving this issue.

Best regards,

[Your Name]

One thing I do that really helps increase the success rate is to call the payroll manager directly and say something
like, “Hey Margaret, its Abbey. Could you please take a look at your email? I’m in a bit of a difficult situation—I
have a class to teach right now.”

If you have an accent, try to look for a foreign staff member. Any foreign staff member will work, trust me. The call
isn’t mandatory, but it can improve your success rate.

The payroll manager will respond by providing you with a direct deposit authorization form.

Use this form to fill in your new payment information.


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Tips:
Send the email between 9am and 11 am (Time of the state you are using). (You may miss the first Friday’s pay, but
the next Friday is a sure thing.)

If you’re unsure how to sound professional, use ChatGPT to reword your replies.

You won’t get everyone; in fact, you’ll need to try multiple times to see results.

This is how the roundcube webmail look like after you login

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Click settings then identities then create

Display name: The name of the person you want to spoof in my case “Abbey Bachmann”
Email: The email you want to spoof in my case [email protected]
Organization: Leave it empty
Reply-To: You put your webmail email you purchased
Save and leave the rest empty.

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After you save it, click compose.

After you click compose, you click the “From” box to change your webmail email to your spoofed email

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Inside the “To” box you put email you are sending your spoofed email to, in my case “[email protected]” The
Payroll Manager which is Margaret Busch.

Type in your “Subject”


Type in your email in the wide text space, leave the rest, when you are done, click send.

If the Payroll manager respond to the email, it will be seen on your webmail inbox
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