Consumer Credit Report Report Generated on 18-03-2025

Enabling data driven decisions

Consumer Summary
This section displays a summary of all of your consumer’s identification and personal information. For more see following
pages.

Fullname ABELINA MOIPONE MOKORI ID Number 8006140402081

DOHA Status ALIVE Marital Status SINGLE

No of dependants 0 E-mail Address [email protected]

Current Tel 0795821092 Current Address R777 Klipgat Mabopane

Current Employer Westcor Cleaning Services Enquiry Reference CzaCEsDyAUmH0xNsw4d_Ew

Consumer Credit Score Credit Score Ranges

The VCCB Credit Score Is A Value Between 3 - 1000 (Very
High Risk- Very Low Risk) Very Low Risk 901 - 1000

Low Risk 876 - 900

Medium Low Risk 851 - 875

583
2025-03-18
Medium Risk

Medium High Risk

801 - 850

751 - 800

High Risk 601 - 750

Your Credit Score is Very High Risk

Very High Risk 3 - 600

Credit Exposure How you compare

You are 14.52% higher than the average VCCB

Total monthly installments
population.
R 3656,00
14,52%
What impacts credit scores?
The following factors are taken into consideration to calculate your credit score

You haven’t paid your accounts on time in the recent past.

Please refer to the Account Information section of this report
to see if you currently have any amounts in arrears. Refer to You have a high number of accounts opened and closed in
the Adverse Information section to see if you have any the past 5 years. If you experience financial distress in the
adverse accounts which must be paid up to improve your near future, it increases the risk that you will not be able to
score. Refer to the Payment Profile section to see the arrears repay your debt.
that you have had in the past year.

Payment Profile

0 Zero months in arrears 3+ Three or more months in arrears

1 One month in arrears * Inferred from data

2 Two months in arrears - No data available

Warning: There are accounts in arrears

Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
Account Description
2024 2024 2024 2024 2024 2024 2024 2024 2024 2025 2025 2025

Ackermans 3+* 3+ - - - - - - - - - -

Truworths 0 0 0 1 1 1 0 0 0 0 1 -

Dmc5 - 0* 1* 2* 3+* 3+* 3+* 3+* 3+* 3+* 3+ -

Dmc5 - - - 0* 1* 2* 3+* 3+ 3+ 3+ 3+ -
Previous Enquiries
The list of previous enquiries shows which organisations have conducted and enquiry on the consumer and who have
viewed their credit report.

No information to display

Account Details
This section contains further information on existing and past credit accounts and shows how they have managed
these account repayments each month as well as the current state of the account.

Credit Accounts

Date Last
Credit/Service Current Overdue Installment
Account No Account Payment
Provider Balance Amount Amount
Opened Date

************
Ackermans 2022-07-29 2024-05-02 R 1 430,00 R 1 430,00 R 1 430,00
****2483

**********64
Truworths 2020-05-15 2024-12-13 R 4 670,00 R 770,00 R 780,00
65

Dmc5 ****4633 2022-11-17 2023-08-01 R 1 798,00 R 1 798,00 R 29,00

Dmc5 ****0453 2022-08-26 2023-03-03 R 5 811,00 R 5 811,00 R 1 417,00

*Joint Loan

Non Credit Accounts

Last
Credit/Service Account Date Account Current Overdue Installment
Payment
Provider No Opened Balance Amount Amount
Date
Other Credit Accounts

Last
Credit/Service Account Date Account Current Overdue Installment
Payment
Provider No Opened Balance Amount Amount
Date

Closed Accounts (Last 12 months)

Credit/Service Provider Account No Status Status Date

MULTICHOICE (PTY) LTD - DECODER PAYMENT PLAN - DPP 63206509-917217 Account Closed 2024/10/31

TRUWORTHS LIMITED - IDENTITY 10121129734620 Account Closed 2025/02/20

MULTICHOICE (PTY) LTD - DECODER PAYMENT PLAN - DPP 63206509-917218 Account Closed 2024/10/31

Account Data Summary Credit Usage 57%

Account Details
Disputes 0

Accounts in Arrears 4 R 9809,00

Credit Accounts 4 R 3656,00

Non Credit Accounts 0 R 0,00

Other Credit Accounts 0 R 0,00

Closed Accounts 3 R 4426,00

Negative Information
This section shows any negative information on your credit record. This includes judgements, administration,
sequestration, rehabilitation orders, debt review statuses; this is the result of any legal action by credit providers taken
against the consumer.

Judgments
This section indicates any judgement taken against you. If you do not repay your debt or fail to respond to reminder
letters, a credit provider can apply for a judgement against you. The judgement is an order from a court of law
(Magistrate or High court) which compels you to make the outstanding payments and grants the creditor the right to
take action against you in order to collect the outstanding debt.

No information to display

Administration Order / Sequestration / Rehabilitation

This section includes any administration orders, sequestration and/or rehabilitation information, that may relate to the
consumer.

No information to display

Adverse
In this section all accounts failed to repay will be listed.

No information to display
Debt Collectors
This section will indicate if you have been handed over to debt recovery agent for collections.

No information to display

Debt Restructuring
This section will indicate if you are currently under debt restructuring or debt review.

No information to display
Consumer Contact Information
This section shows current and previous contact numbers.

Phone Type Phone Number Phone Date

Home (+27) 0127984688 2024-05-11

Home (+27) 0125492925 2022-07-01

Home (+27) 0127984688 2024-05-11

Cellphone (+27) 0795821092 2025-03-07

Cellphone (+27) 0795821092 2024-11-09

Cellphone (+27) 0828597411 2018-11-06

Address Information
This section shows current and previous addresses.

Postal Code Address Address Date

0190 R777 Klipgat Mabopane 2025-02-20

0190 R777 Sehlangu Str Missing Info Mabopane 2024-05-11

0190 R777 Old Stand Klipgat Mabopane 2022-07-01

Employer Information
This section shows current and previous employment.

Employer Employment Date Verified

Westcor Cleaning Services 2025-03-07

Self Employed 2024-11-13

Iwesco (Pty) Ltd 2022-07-01

Properties Owned
This section indicates all the properties owned and gives both the property and bond information.

No information to display

Bond Details
This section indicates all the bond and registration information for the properties linked to the consumer’s portfolio.

No information to display
 Disputes

How to log a dispute

If any of the information contained in this document is incorrect, the consumer may lodge a free
dispute with VCCB by following the instructions on our website www.vccb.co.za.

On receipt of the dispute the consumer will be supplied with a reference number and we may request
further supporting documents. *(Minimum requirements are an ID Copy, Proof of Address of
Consumer, Contact Details of Consumer and a Power of Attorney, if request is lodged by a 3rd party).
Failure to provide the correct supporting documents timeously might delay processing.

Please allow 20 business days for us to resolve the dispute. During this time, we will contact the
supplier of the disputed data for credible evidence. If we don’t receive credible evidence from the
supplier by the expiry of the 20 business days, the dispute will be resolved in favour of the consumer,
however, should the supplier provide credible evidence in support of the disputed data, we will be
obligated to reload the data onto your profile after the 20 business days have lapsed.

Disclaimer

Please take note that even though VCCB takes all reasonable measures to ensure that the information
in this document (including the Credit Score) was calculated and is displayed correctly, we make no
representation or warranty of any kind regarding the accuracy, validity, reliability or completeness
thereof. Under no circumstance shall we be liable to the consumer or any other party for any loss or
damage of any kind incurred as a result of the use of the information contained herein or any reliance
thereon, as it is to be used at your own risk. We confirm that the Credit Score was independently
developed by VCCB and may therefore differ from the ratings provided or used by other credit
bureaus, credit providers or other suppliers. The result of the Credit Score does not guarantee that the
consumer will be able to obtain credit or other services as credit providers or other suppliers may take
other factors into consideration for decision making and as such these factors may determine a
consumer’s behaviour and repayment.

Privacy Notice
Please take note that this document contains confidential personal information (As defined in the Protection of Personal Information Act) and consumer credit
information (As defined in the National Credit Act) associated with the credit profile of the consumer, that was reported to VCCB by the consumer, credit providers and
other sources of the consumer and is therefore subject to the privacy provisions thereof. The information contained herein may only be processed for a lawful purpose,
must at all times remain confidential, may not be made available to any unauthorised party and must be deleted after it has been utilized. VCCB must immediately be
notified of any suspected misuse of the information contained herein.

www.vccb.co.za [email protected] T (+27) 87 803 4798 VCCB Offices 4 Clark

F (+27) 86 604 1273 Street Potchefstroom 2531