Topic3 Yogas Part-2
Topic3 Yogas Part-2
(iii) Indu Lagna is an independent and complete method devised by our ancient Rishis
for finding out the wealth and prosperity of an individual irrespective of other
Dhana yogas present in the horoscope. The increase in wealth will be corresponding
to Desha-Kala-Patra, that is, according to status and circumstances of the
individual. The Moon in Sanskrit is called 'Indu', Hence, Indu Lagna should not be
confused with Chandra Lagna (Rashi). Indu Lagna is calculated with the help of 9th
house lords from Chandra Lagna and Janma Lagna in the horoscope. Our Rishis
have allotted specific kalas (root numbers) to the seven planets (except Rahu and
Ketu) for calculating Indu Lagna. Among others, Acharya Kalidasa in Uttara
Kalamrita (Ch. IV. 27) has briefly described the method of calculation of Indu
Lagna and its result as follows:
अर्कान्नकगचटस्तनुर्ाननटः खेटकयनं स्युस्तनो-
श्चन्रकद्भकग्यपयोः क्लैक्यमिनहृमछिष्टं मिद्योयाद्गृहि।्
तरकशौ तु मिपकपशोभनखगे र्ोटीश्वरं तन्िते,
चेत्पकपे तु सहस्त्रशः खलखगे तगुं ेऽमप र्ोटीश्वरि।् ।
Meaning: 'The units of brilliance for the seven planets are Sun-30, Moon-16, Mars-
6, Mercury-8, Jupiter-10, Venus -12, and Saturn-1. Take the Kalas of the lord of the
ninth from Lagna and the lord of the ninth from the Moon. Add them. Divide it by
twelve and take the remainder. Count the remainder from the Moon sign. This is
Indu Lagna. If there is a benefic without any malefic, the native become a multi-
millionaire. If there is a malefic, his wealth is in thousands only. If the malefic is
exalted, he will be multi-millionaire." In Uttara Kalamrita Indu Lagna has been
listed after 'Adhi Yoga' (Ch.IV.26) under the heading 'owning wealth.' followed by
'Dhana Yoga' (ch.IV.28) and 'Special Dhana Yogas'. This indicates that the result of
Indu Lagna is independent of other Dhana Yogas present in the horoscope.
• The quantum of wealth depends upon the natural disposition and strength of the
planet (s) located in Indu Lagna. The planet aspecting, and aspected by the planet in
Indu Lagna, also has a say in the matter.
• When a planet is situated in Indu Lagna, the Dasha period of that planet gives
wealth and prosperity.
• A benefic planet (Jupiter, Venus, unafflicted Mercury, or waxing Moon) Indu
Lagna gives very good wealth in the dasha-bhukti.
• If two benefic planets (Jupiter and Venus, waxing Moon, or Jupiter and Mercury)
occupy Indu Lagna, which also happens to be own sign (Swakshetra) or one of the
benefics located there, the dasha period of that planet gives excellent result and
makes the native very rich.
• An exalted benefic planet in Indu Lagna will give sudden enormous wealth during
its dasha-bhukti.
• If there is no planet in Indu Lagna, then the planet in Kendra or Trikona from Indu
Lagna, or aspecting it, will give prosperity in its dasa bhukti, commensurate with its
strength.
• A malefic planet in Indu Lagna gives moderate wealth. A benefic and a malefic
planet in Indu Lagna will give mixed result.
• But an exalted malefic in Indu Lagna gives very good wealth towards the end of its
dasha.
• Strong 2nd and 11th house from Indu Lagna also increases wealth manifold.
NOTE: (i)An unblemished benefic or an exalted malefic in Indu Lagna makes one a
multi- millionaire. If there is a malefic, his wealth is in thousands only.
(ii) The planets Rahu and Ketu are not used in this calculation.
d.1)Kemadruma Yoga: This Yoga is formed when Moon is not having any planet on
either side or with it. Sun's presence and of course that of nodes, will not nullify the
Kemadruma Yoga. But if there is a planet in any of the Moon’s angles or from the
angles of Lagna, or if the Moon herself is angular to the Lagna, the Kemadruma Yoga
does not exist.
Other kinds of Kemadruma Yogas mentioned in Jataka Parijata which are: -
(i)The Moon in Lagna or the 7th house but not aspected by Jupiter.
(ii) All the planets devoid of strength and having less Bindus in Ashtakavarga.
(iii) Moon in case of a night birth if in fall or in enemy's Rasi/Navamsa and aspected by
the 10th lord.
(iv) Moon in Scorpio Navamsa joining a malefic and aspected by Lagna lord.
(v) The waning Moon in Neecha Rasi for a night birth.
Results: One born under Kemadruma Yoga, even if he belongs to a royal family, will
become unknown and will lead a miserable life. He will be addicted to immoral ways,
will face poverty, will be a menial and will be wickedly disposed.
d.2) Sakata Yoga: Moon in 12th, 8th or 6th house from Jupiter causes Sakata Yoga. It is
cancelled if the Moon be in a Kendra position from the Ascendant.
Results: Life will be full of ups and downs.
(ii) DaridraYoga: This will lead to penury and suffering. It is caused when the lord of
various houses starting from Ascendant occupy 06th/08th/12th House. As per
Phaladeepika, the yoga involving 11th house is known as Daridra yoga i.e., the lord
of 11th house in 06th/08th/12th houses.
Results: The native will contact huge debts, will be very poor, will suffer from
auditory troubles, will commit sinful and criminal deeds.
(iii) NirbhagyaYoga: This yoga concerns the 9th House (Bhagya). It is caused when
the lord of 9th House occupies or has connection with Dussthana house/lords.
Results: This will cause the native to lose all his paternal property. He will have no
regard for good people and elders and will be irreligious. He will be dressed in old
and worn-out clothes. He will be poor and miserable.