Hero FinCorp Limited

CIN: U74899DL1991PLC046774
Registered Office: 34, Community Centre, Basant Lok
Vasant Vihar New Delhi-110057
Email: [email protected] Phone:
1800-102-4145
Website: www.herofincorp.com

WELCOME LETTER

09 Sep 2022

To,

LAKHVINDER SINGH
WARD NO-7 MATILI RATHAN
15 F1 GANGANAGAR

GANGANAGAR
HR 122002
8586918511

Reference To Your Personal Loan Account No. PYTMPLHE6351893807

Dear Ms./Mr. LAKHVINDER SINGH,

We welcome you to Hero FinCorp Limited "HFCL" and wish to thank you for choosing us as your preferred Financial Institution.

We are pleased to confirm that your loan request applied through Paytm APP and as mentioned in Schedule 1 has been disbursed as per your
request.

We are delighted to provide solutions to your financial needs and hope to make your experience a memorable one.

For your ready reference, we enclose the documents pertaining to your Personal Loan in the following schedule:

Schedule1 - Your loan details for future reference

Schedule2 - The Repayment Schedule for your loan, which will assist you in tracking the EMI Due Dates and Outstanding Loan Amount

Annexure - Charge Schedule

We look forward to an excellent relationship with you ahead.

You can access your Loan Passbook, Loan agreement, EMI Repayment Schedule and this Welcome Letter anytime through the Paytm APP >
Personal Loan icon.

For any queries, contact 24X7 Help on the Paytm APP

Schedule 1

Please note that as per the terms of the loan agreement signed between you and Hero FinCorp Ltd, repayment shall be made through EMIs

The disbursement details are as follows:

Application ID 31707152

Loan Account Number PYTMPLHE6351893807

Loan Amount (Rs.) 200000.00

Disbursal Bank A/C Name and Number Axis Bank, 918010002577765

Disbursal Date 09/09/2022

EMI Amount (Rs.) 10475.00

EMI Start Date 05-10-2022

EMI End Date 05-09-2024

Gross Tenure (months) 24

Net Tenure (months) 24

No. of Advance EMI NA

Rate of Interest (%) 23.00

First EMI Due On 05-10-2022

Maturity Date 05-09-2024

Processing Fee Rs.7000.00 + GST

Stamp Duty and ECS Fees Rs.200.00

Life Insurance (Rs.) NA

Others (Rs.) NA

Please ensure your bank account has sufficient balance till your EMI is cleared for the month
 As mentioned in the loan agreement, all the repayment of dues will need to be paid by the due date to avoid bouncing and penal charges

Schedule 2
Repayment Schedule Personal Loan Account No. PYTMPLHE6351893807

EMI No Due Date Opening Principal EMI Amount Principal Portion Interest Portion Outstanding Principal

1 05/10/2022 200000.0 10475 7152 3323 192848.0

2 05/11/2022 192848.0 10475 6778 3697 186070.0

3 05/12/2022 186070.0 10475 6908 3567 179162.0

4 05/01/2023 179162.0 10475 7041 3434 172121.0

5 05/02/2023 172121.0 10475 7176 3299 164945.0

6 05/03/2023 164945.0 10475 7313 3162 157632.0

7 05/04/2023 157632.0 10475 7453 3022 150179.0

8 05/05/2023 150179.0 10475 7596 2879 142583.0

9 05/06/2023 142583.0 10475 7742 2733 134841.0

10 05/07/2023 134841.0 10475 7890 2585 126951.0

11 05/08/2023 126951.0 10475 8041 2434 118910.0

12 05/09/2023 118910.0 10475 8195 2280 110715.0

13 05/10/2023 110715.0 10475 8352 2123 102363.0

14 05/11/2023 102363.0 10475 8513 1962 93850.0

15 05/12/2023 93850.0 10475 8676 1799 85174.0

16 05/01/2024 85174.0 10475 8842 1633 76332.0

17 05/02/2024 76332.0 10475 9011 1464 67321.0

18 05/03/2024 67321.0 10475 9184 1291 58137.0

19 05/04/2024 58137.0 10475 9360 1115 48777.0

20 05/05/2024 48777.0 10475 9540 935 39237.0

21 05/06/2024 39237.0 10475 9722 753 29515.0

22 05/07/2024 29515.0 10475 9909 566 19606.0

23 05/08/2024 19606.0 10475 10099 376 9507.0

24 05/09/2024 9507.0 9690 9507 183 0.0

Total 250615 200000 50615

ANNEXURE - CHARGE SCHEDULE

Transaction Charges

PrePayment/Foreclosure Charges 4.72% of POS

*Cheque / ECS Dishonor Charges (per instrument) Rs. 236.00

Delayed Payment Charges 3% p.m (36% p.a)

Legal & Incidental Charges NA

*NOTE: Charges which are in nature of fees are inclusive of GST

THIS IS A COMPUTER GENERATED LETTER, HENCE DOES NOT REQUIRE SIGNATURE