Online Treasury Manager: Wire Transfer

Quick Reference Guide

Signing On
To sign on to Online Treasury Manager 1. Enter your Company ID, User ID, and User Password. 2. Click Sign On.

Wire Transfer Flow

1 Create Wire Transfers Domestic Wire International Wire 1c Create Wire Transfer Templates Templates Template Groups 1b Create Third Parties (beneficiaries)

Generate Wire Transfer Reports

2a Customize Wire Transfer Reports

1. Creating Wire Transfers

Create a domestic wire transfer 1. Select New Wire Payment from the Wire Transfer drop-down menu. The New Wire Payment page appears. 2. From the New Wire Payment page, select Domestic Wire from the Non-Repetitive Payment menu Payment Type drop-down list and click the Continue button. The Create Payment Domestic Wire page appears to input payment instructions. Note: You can also initiate a wire transfer based on an existing template or a template group by selecting from the Repetitive Payments: Templates or Template Groups list. 3. Enter the payment information, including the Debit Account, Debit Amount, Value Date, and Frequency of payment for standing orders. Note: Value Date must be within 365 calendar days for domestic wires. International wires cannot be future-dated. 4. Enter optional payment information for Senders Reference, Reference for Beneficiary, Details of Payment, and if applicable, the Ordering Customer Information. 5. To select an existing beneficiary, click the From List button to automatically populate the Beneficiary fields or manually enter the beneficiary information, including Beneficiary ID Type, Beneficiary ID number, Beneficiary Name, and Beneficiary Bank. To save the beneficiary information for subsequent use, select the Save to Third Party List checkbox.

6. Click the Add button from the Additional Information (Optional) section to include Intermediary Bank and Bank to Bank Information. 7. Select Save as Template checkbox under the Settings section to create a new wire transfer template for this payment. 8. Click the Preview Payment button to review payment instructions before final submission. 1

Online Treasury Manager: Wire Transfer

Quick Reference Guide

Select Debit Account

Enter Debit Amount Enter Value Date and Frequency

Select Beneficiary from the Third Party List or Enter Beneficiary and Beneficiary Bank Information

Add Optional Intermediary Bank and Bank to Bank Information

Online Treasury Manager: Wire Transfer

Quick Reference Guide

1a. Create an International Wire Transfer

Create an International Wire Transfer 1. Select New Wire Payment from the Wire Transfer drop-down menu. The New Wire Payment page appears. 2. From the New Wire Payment page, select International Wire from Payment Type dropdown and click the Continue button. The Create Payment: International Wire page appears to input payment instructions. Note: You can also initiate a wire transfer based on an existing template or a template group by selecting from the Repetitive Payments: Templates or Template Groups list. 3. Select the Debit Account and Credit Currency Type from the drop-down menu. To calculate the Credit FX Amount, enter the USD Equivalent Debit Amount or the FX Credit Amount. Click the Calculate button or enter USD Equivalent Debit Amount or FX Amount. Enter Contract Number and Rate. Clear the Get Rate checkbox and click the Calculate button. 5. Select the Frequency of the payment. Note: The Value Date for FX denominated wires is the date the payment is scheduled to be settled. For FX denominated transactions, the Value Date can only be one day (For Canada and Mexico) or two days in the future. A wire in foreign currency cannot have a future-dated send date. 6. Enter optional payment settings for Senders Reference, Reference for Beneficiary, Details of Payment and, if applicable, the Ordering Customer Information. 7. To select an existing beneficiary, click the From List button and select beneficiary from Third Party List to automatically populate the Beneficiary fields or manually enter the beneficiary information, including Beneficiary ID Type, Beneficiary ID number, Beneficiary Name, and Beneficiary Bank. 8. Click the Add button to include an optional Intermediary Bank and Receiving Bank. To send processing instructions to the receiving bank, select a code from the Receiver Information drop-down menu and enter supplemental information. Note: For wires in USD, add American Express as the Intermediary Bank, ABA 124071889. For wires in foreign currency, please refer to the correspondent bank directory in the User Manual for the appropriate Intermediary Bank routing. 9. Select Save as Template to create a new wire transfer template from this payment. 10. Click the Preview Payment button to review payment instructions before final submission.

Note: Exchange rates for foreign currency wires with amounts less than $20,000 USD equivalent are automatically calculated. For foreign currency wires equal to or greater than $20,000 USD equivalent, a contract number and rate must be entered based on information provided by the SunTrust FX trading desk. Please contact the SunTrust FX trading desk at 877.721.1193 to obtain contract and rate information. 4. Enter the Value Date. Note: Value Date must be within 30 calendar days for USD international wires. Future dating of foreign currency wires is not supported.

Online Treasury Manager: Wire Transfer

Quick Reference Guide

Create an International Wire Transfer (contd)

Select Debit Account and Currency Type Enter USD Amount or FX Amount. Click Calculate. or Enter USD Amount or FX Amount. Enter Contract Number and Rate. Clear the Get Rate checkbox and click Calculate. Select Frequency

Select Beneficiary from Third Party List or Enter Beneficiary and Beneficiary Bank Information

Add optional settings for Intermediary and Receiving Bank

Online Treasury Manager: Wire Transfer

Quick Reference Guide

1b. Creating Third Parties for Wire Transfer (only)

Create third parties for reference in future payments to individuals, businesses, government entities The following version of the Create Third Party page applies when the selected usage is Wire Transfer. 1. Select Third Parties List from the Third Parties drop-down menu. The master Third Party List page appears. 2. Click on the Create New button. The Create Third Party page appears. 3. Enter the Third Party Name. 4. Select applicable Usage for Wire Transfer. 5. Click the Continue button. The Create Third Party page appears for you to input your Wire Transfer and bank information. 6. Enter Beneficiary ID. 7. Enter optional setting for Beneficiary Address. 8. Select a Beneficiary Bank from the Bank list or manually enter the Beneficiary Bank ID number and Beneficiary Bank ID Type or manually enter the Beneficiary Bank Name and Address. 9. Select the checkboxes for Wire Payment Types. 10. Enter Drawdown Information if selected in Wire Payment Type field in Step 9. 11. Click the Preview Third Party button to review information before final submission.

Online Treasury Manager: Wire Transfer

Quick Reference Guide

Select Beneficiary ID Type

Enter Beneficiary ID

Select Bank or Enter Beneficiary Bank ID and Type - or Enter Beneficiary Bank Name and Address

Select Wire Payment Types

Enter Optional Drawdown Information

Online Treasury Manager: Wire Transfer

Quick Reference Guide

1c. Creating Wire Transfer Templates and Template Groups

Create domestic and international wire templates 1. Select New Wire Template from the Wire Transfer drop-down menu. The Template List: Wires and Drafts page appears. 2. Click the New Template button. Enter the Template Name and select the Payment Type. Click the Continue button. Approvers is the number of approvers required for any payment created from the template Change Indicator is for whether the user can change the following items when creating a payment based on the template: Amount

Reference for Beneficiary 3. Available Template fields correspond to the payment Details of Payment Text type associated with the template. Enter the payment Bank to Bank Information details and routing instructions for the wire template 5. Click the Preview Template button to review by referring to Domestic and International Wire template information before final submission. Transfers in the Creating Wire Transfer section above. 4. In addition to the standard wire transfer payment fields, additional information and options are available including: Activate Indicator designates whether this template is active (can be used to initiate payments) or inactive (cannot be used to initiate payments). The default is active. Template Name shows the name of the template as specified on the Select Template Type page. Template Limit is the amount that cannot be exceeded by a payment created from this template. Create a template group 1. Select Wire Templates from the Wire Transfer dropdown menu. The Template List: Wires and Drafts page appears. 2. Click the Template Groups button. The Template Group List page appears for you to edit, delete, or create new groups. 3. From the Template Group List page, click the New Group button. The Create New Template Group page appears.

4. Enter the new Template Group Name. Amount is the default amount set for payments made 5. Select the Templates you wish to add to the group. from this template. 6. Click the Preview Group button to review before final submission.

Online Treasury Manager: Wire Transfer

Quick Reference Guide

Enter Template Group Name Select Template to add to group Select Payment Fields and Field Order

2. Generating Standard Wire Transfer Reports

To generate a standard wire transfer report 1. Select Payment Reports from the Payment Reports drop-down menu. 2. Click the View button next to Wire Transfer Debits and Credits Summary or Wire Transfer Debits and Credits Detail. The report displays in a new window. Use the windows toolbar to view, download, and print the report. 3. On the Customize Standard Payment Report page, in the Report Information section, select Usage. Note: Private reports can only be viewed by the user who created the report. Shared reports can be viewed by all users. 4. Enter the Customized Report Name. 5. Select the Account(s) from the multi-select box. 6. Select filter criteria by entering the Date Range using either a relative or absolute date. (Account Transfer Detail and Summary Reports only.) Or, enter report ranges using optional information for Amount Range, Sender Reference Range, Sequence Number Range, Beneficiary Bank ID, Currency, and Transaction Type. 7. Click the Continue button. The Customize Standard Report Preview page appears. Review information before viewing or saving the report.

To customize a standard wire transfer report Note: The following version of Customizing Standard Reports applies when the Wire Transfer Credit and Debit Detail customize button is selected. 1. Select Payments Reports from the Payment Reports drop-down menu. 2. Click Customize to tailor the standard Wire Payment report. The Customize Standard Payment Report page appears.

Online Treasury Manager: Wire Transfer

Quick Reference Guide

Select Usage

Enter Report Name

Select Account(s)

Enter Dates

Enter Filter Criteria

Click Continue

Online Treasury Manager: Wire Transfer

Quick Reference Guide

Signing Off
To Sign Off Select Sign Off at the top of each page to end your Online Treasury Manager session and close the connection completely.

Maintaining Your Password

To Change Your Password 1. Click Admin at the top of the page. 2. Select Change Password under the Preference Option menu. 3. Enter your Old Password. 4. Enter your New Password and then re-enter the new password. 5. Click Submit Password.

Getting Help
Click Help at the top of the page. If your User ID or Password becomes locked out, please contact your company administrator about resetting your User ID and Password. If you need technical assistance, please contact SunTrust Treasury Management Technical Services at 877.785.6925. Representatives are available from 8:00 a.m. 6:00 p.m. ET Monday through Friday on bank business days. For all your other servicing needs, please call your Treasury Management Client Services (TMCS) Specialist. Florida . . . . . . . . . . . . . . . . . . . . . 866.448.6394 All Other States . . . . . . . . . . . . . 866.448.6392 Financial Institutions . . . . . . . . 877.216.5062 Retail TMCS Support . . . . . . . . 800.947.9487 You can also send a secure email message to Treasury Management Client Services by clicking Messages at the top of the menu.

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