Crack Every Test Smart MBA C

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Smart MBA Calculator
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rom various MBA colleges working at multiple companies across all disciplines. You might find
he general trend of real in-hand salaries as compared to the packages offered by MBA college
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Smart MBA Calculator

Placement Details Loan/Expense Details

Total Package 3,000,000 College Real Fees
Fixed Package 2,199,999 Rate of Interest
Fixed Monthly Package 183,333 Years for loan Repayment
Monthly In Hand Salary 140,555 Monthly EMI

Year
Monthly In Hand- Salary EMI Paid Net Monthly Income

1 ₹ 140,555 ₹ 10,996 ₹ 129,560

2 ₹ 157,422 ₹ 10,996 ₹ 146,426
3 ₹ 176,313 ₹ 10,996 ₹ 165,317
4 ₹ 229,207 ₹ 10,996 ₹ 218,211
5 ₹ 256,711 ₹ 10,996 ₹ 245,716
6 ₹ 287,517 ₹ 10,996 ₹ 276,521
7 ₹ 373,772 ₹ 10,996 ₹ 362,776
8 ₹ 418,624 ₹ - ₹ 418,624
9 ₹ 468,859 ₹ - ₹ 468,859
10 ₹ 609,517 ₹ - ₹ 609,517
11 ₹ 682,659 ₹ - ₹ 682,659
12 ₹ 764,578 ₹ - ₹ 764,578
s
tor

Expense Details
600,000
9
7
₹ 10,995.76 "= Can Change Value Yourself"

Net Yearly Income

₹ 1,554,717
₹ 1,757,117
₹ 1,983,804
₹ 2,618,530
₹ 2,948,588
₹ 3,318,252
₹ 4,353,313
₹ 5,023,494
₹ 5,626,313
₹ 7,314,207
₹ 8,191,911
₹ 9,174,941
 2023 2024 2025
₹300,000 ₹327,000 ₹356,430 Formula for EMI Calculation
₹300,000 ₹327,000 "= PMT ( Monthly Rate of Interest, Mont
Loan Value ₹300,000 ₹627,000 ₹683,430 ₹10,995.76

Job 1 Job 2 (30

Month 1 ₹140,555 ₹10,995.76 ₹129,559.72
Month 2 ₹140,555 ₹55,654.14 ₹84,901.34
Month 3 ₹140,555 ₹55,654.14 ₹84,901.34
Month 4 ₹140,555 ₹55,654.14 ₹84,901.34
Month 5 ₹140,555 ₹55,654.14 ₹84,901.34
Month 6 ₹140,555 ₹55,654.14 ₹84,901.34
Year 1 Month 7 ₹140,555 ₹55,654.14 ₹84,901.34
Year 4
Month 8 ₹140,555 ₹55,654.14 ₹84,901.34
Month 9 ₹140,555 ₹55,654.14 ₹84,901.34
Month 10 ₹140,555 ₹55,654.14 ₹84,901.34
Month 11 ₹140,555 ₹55,654.14 ₹84,901.34
Month 12 ₹140,555 ₹55,654.14 ₹84,901.34
Month 13 ₹157,422 ₹55,654.14 ₹101,768.00
Month 14 ₹157,422 ₹55,654.14 ₹101,768.00
Month 15 ₹157,422 ₹55,654.14 ₹101,768.00
Month 16 ₹157,422 ₹55,654.14 ₹101,768.00
Month 17 ₹157,422 ₹55,654.14 ₹101,768.00
Month 18 ₹157,422 ₹55,654.14 ₹101,768.00
Year 2 Month 19 ₹157,422 ₹55,654.14 ₹101,768.00
Year 5
Month 20 ₹157,422 ₹55,654.14 ₹101,768.00
Month 21 ₹157,422 ₹55,654.14 ₹101,768.00
Month 22 ₹157,422 ₹55,654.14 ₹101,768.00
Month 23 ₹157,422 ₹55,654.14 ₹101,768.00
Month 24 ₹157,422 ₹55,654.14 ₹101,768.00
Month 25 ₹176,313 ₹55,654.14 ₹120,658.65
Month 26 ₹176,313 ₹55,654.14 ₹120,658.65
Month 27 ₹176,313 ₹55,654.14 ₹120,658.65
Month 28 ₹176,313 ₹55,654.14 ₹120,658.65
Month 29 ₹176,313 ₹55,654.14 ₹120,658.65
Month 30 ₹176,313 ₹55,654.14 ₹120,658.65
Year 3 Month 31 ₹176,313 ₹55,654.14 ₹120,658.65
Year 6
Month 32 ₹176,313 ₹55,654.14 ₹120,658.65
Month 33 ₹176,313 ₹55,654.14 ₹120,658.65
Month 34 ₹176,313 ₹55,654.14 ₹120,658.65
Month 35 ₹176,313 ₹55,654.14 ₹120,658.65
Month 36 ₹176,313 ₹55,654.14 ₹120,658.65
mula for EMI Calculation
PMT ( Monthly Rate of Interest, Months, Loan value at end of MBA, Future Value (0 in this case), 0)"

Job 2 (30% Raise) Job 3 (30% Raise)

Month 37 ₹229,207 ₹55,654.14 ₹173,552.49 Month 73
Month 38 ₹229,207 ₹55,654.14 ₹173,552.49 Month 74
Month 39 ₹229,207 ₹55,654.14 ₹173,552.49 Month 75
Month 40 ₹229,207 ₹55,654.14 ₹173,552.49 Month 76
Month 41 ₹229,207 ₹55,654.14 ₹173,552.49 Month 77
Month 42 ₹229,207 ₹55,654.14 ₹173,552.49 Month 78
Month 43 ₹229,207 ₹55,654.14 ₹173,552.49
Year 7 Month 79
Month 44 ₹229,207 ₹55,654.14 ₹173,552.49 Month 80
Month 45 ₹229,207 ₹55,654.14 ₹173,552.49 Month 81
Month 46 ₹229,207 ₹55,654.14 ₹173,552.49 Month 82
Month 47 ₹229,207 ₹55,654.14 ₹173,552.49 Month 83
Month 48 ₹229,207 ₹55,654.14 ₹173,552.49 Month 84
Month 49 ₹256,711 ₹55,654.14 ₹201,057.29 Month 85
Month 50 ₹256,711 ₹55,654.14 ₹201,057.29 Month 86
Month 51 ₹256,711 ₹55,654.14 ₹201,057.29 Month 87
Month 52 ₹256,711 ₹55,654.14 ₹201,057.29 Month 88
Month 53 ₹256,711 ₹55,654.14 ₹201,057.29 Month 89
Month 54 ₹256,711 ₹55,654.14 ₹201,057.29 Month 90
Month 55 ₹256,711 ₹55,654.14 ₹201,057.29
Year 8 Month 91
Month 56 ₹256,711 ₹55,654.14 ₹201,057.29 Month 92
Month 57 ₹256,711 ₹55,654.14 ₹201,057.29 Month 93
Month 58 ₹256,711 ₹55,654.14 ₹201,057.29 Month 94
Month 59 ₹256,711 ₹55,654.14 ₹201,057.29 Month 95
Month 60 ₹256,711 ₹55,654.14 ₹201,057.29 Month 96
Month 61 ₹287,517 ₹55,654.14 ₹231,862.66 Month 97
Month 62 ₹287,517 ₹55,654.14 ₹231,862.66 Month 98
Month 63 ₹287,517 ₹55,654.14 ₹231,862.66 Month 99
Month 64 ₹287,517 ₹55,654.14 ₹231,862.66 Month 100
Month 65 ₹287,517 ₹55,654.14 ₹231,862.66 Month 101
Month 66 ₹287,517 ₹55,654.14 ₹231,862.66 Month 102
Month 67 ₹287,517 ₹55,654.14 ₹231,862.66
Year 9 Month 103
Month 68 ₹287,517 ₹55,654.14 ₹231,862.66 Month 104
Month 69 ₹287,517 ₹55,654.14 ₹231,862.66 Month 105
Month 70 ₹287,517 ₹55,654.14 ₹231,862.66 Month 106
Month 71 ₹287,517 ₹55,654.14 ₹231,862.66 Month 107
Month 72 ₹287,517 ₹55,654.14 ₹231,862.66 Month 108
Job 3 (30% Raise)
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹373,772 ₹55,654.14 ₹318,117.70
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹418,624 ₹418,624.46
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
₹468,859 ₹468,859.39
 Per person expense for two people living in a 2 bhk
Rent (Andheri 2bhk) (50k) 25000
Electricity (4k) 2000
Food + Groceries (30k) 15000
Wifi (1k) 500
Travel (660 train + 46 per day on Rickshaw) 1672

Total Unavoidable Expenses 44172

Effective spare income after MBA available for

Lifestyle Upgradation + Investing + Medical Bills + To send for home + Spend on/with partner +
Car/Home EMI

Year 1 ₹ 85,388
Year 2 ₹ 95,629 P.S.
Year 3 ₹ 106,900 You are probably not even Married
Year 4 ₹ 151,031

Year 5 ₹ 168,459
Year 6 ₹ 174,349
Year 7 ₹ 318,604
Year 8 ₹ 374,452 Personal Expenses depend on how
Year 9 ₹ 424,687 much you'll spend then.
Year 10 ₹ 565,345
Year 11 ₹ 638,487
Year 12 ₹ 720,406
 P.S.
obably not even Married

xpenses depend on how

h you'll spend then.