Scribd
Upload
36 views1 page

Import Pandas As PD

Uploaded by

soulateboy
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
36 views1 page

Import Pandas As PD

Uploaded by

soulateboy
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
You are on page 1/ 1

import pandas as pd

from sklearn.model_selection import train_test_split, GridSearchCV


from sklearn.linear_model import LogisticRegression
from sklearn.metrics import accuracy_score, precision_score, recall_score, f1_score, roc_auc_score

# Load the data


data = pd.read_csv("loan_data.csv") # Replace with your file name

# Separate features (X) and target (y)


X = data[['credit_score', 'loan_amount', 'income', 'employment_length', 'loan_purpose']] # Example
features
y = data['loan_status'] # Target variable (e.g., 0 for non-default, 1 for default)

# Split data into training and testing sets


X_train, X_test, y_train, y_test = train_test_split(X, y, test_size=0.2, random_state=42)

# Create and train a logistic regression model with hyperparameter tuning


model = LogisticRegression()
param_grid = {'C': [0.01, 0.1, 1, 10, 100]}
grid_search = GridSearchCV(model, param_grid, cv=5, scoring='accuracy')
grid_search.fit(X_train, y_train)

# Get the best model


best_model = grid_search.best_estimator_

# Make predictions on the test set


y_pred = best_model.predict(X_test)

# Evaluate the model


accuracy = accuracy_score(y_test, y_pred)
precision = precision_score(y_test, y_pred)
recall = recall_score(y_test, y_pred)
f1 = f1_score(y_test, y_pred)
auc = roc_auc_score(y_test, y_pred)

print(f"Accuracy: {accuracy}")
print(f"Precision: {precision}")
print(f"Recall: {recall}")
print(f"F1-score: {f1}")
print(f"AUC: {auc}")

# Further analysis and model exploration...

You might also like