AOF No.

:
Date: D D M M Y Y Y Y

CONSOLIDATED ACCOUNT OPENING

ANNEXURE BOOKLET

For Non-Individual Entities

( Partnership / LLP / Public Ltd. / Pvt. Ltd.
Section 25/8 Companies )

1. Complete booklet to be sent for opening of account

2. Partial pages will not be accepted.
3. For more than 2 BO/ 04AUS, Separate standalone FATCA/BO annexures to be obtained.
 TERMS & CONDITIONS FOR NETBANKING & FINANCIAL RIGHTS
1. Definitions and Interpretations:
“I, me and myself refers to all holders to the account/s in which the Third Party Funds Transfer
facility is provided and shall include both singular and plural” “NetBanking/ Third Party Funds
Transfer Terms and Conditions” shall mean the terms and conditions as modified from time to
time applicable to TPT offered by the Bank and as displayed in the NetBanking module of the
Bank's website. “Confidential Information” refers to information obtained by the customer,
through the Bank, for the effective availment of Internet banking services. “Payment
Instruction” or “Third Party Funds Transfer” or “the Services” shall mean an instruction given
by me to transfer funds from the accounts held by me to accounts of other customers
maintained with and approved by the Bank or of those customers who may or may not have
an account with the Bank and / or request to issue Demand Drafts in the name of the
beneficiary who may or may not have an account with the Bank. The Bank may at its sole and
exclusive discretion restrict this facility only to certain permitted Customers or may extend it
from time to time to be generally available to all Customers. “Visa CardPay" shall mean a
facility wherein I can transfer funds from my account to any domestic Visa Credit card in India
using HDFC Bank NetBanking Facility"

2. Additional NetBanking Services:

I acknowledge that these Terms and conditions are supplemental to and in addition to the
NetBanking terms and conditions. Capitalised Words and Phrases used herein and not defined
herein shall have the same meaning assigned to them in the NetBanking Terms and
Conditions. I hereby agree to abide by the terms and conditions herein mentioned in addition
to the NetBanking terms and conditions. I shall be free to utilize the Services herein through
Net Banking for transfer of funds or request for DD for such purpose as I shall deem fit I
however agree not to use or permit the use of the Payment Instruction Services or any related
services for any illegal or improper purposes. Whilst utilizing the Services for making any
payments for any products for any goods or any services obtained whether on-line or
otherwise, I shall ensure that:
(a) I have the full right and /or authority to access and avail of the services obtained and the
goods purchased
and I shall observe and comply with the applicable laws and regulations in each jurisdiction in
applicable territories.
(b) I shall not involve the Bank as a party to such transaction.
(c) I shall provide the Bank with such information and/or assistance as is required by the Bank
for the performance of the Services and/or any other obligations of the Bank under this
Agreement.
(d) I shall not at any time provide to any person, any details of the accounts held by me with
the Bank including, the passwords, account number, card numbers and PIN which may be
assigned to me by the Bank from time to time.

3. Risks
I hereby acknowledge that I am utilising this facility at my own risk. These risks would include
the following:
(a) Misuse of Password: I acknowledge that if any third person obtains access to my
password, such third person would be able to provide Payment Instructions to the Bank or
conduct Third Party Funds Transfer. I shall ensure that the terms and conditions applicable to
the use of the password as contained in the Net Banking Terms and Conditions are complied
with at all times. I acknowledge that if my password has been compromised then I shall be
required to get my Third Party Funds Transfer Rights/ NetBanking rights disabled immediately
or the Bank on its own may decide to disable my Third party Funds transfer rights/ NetBanking
rights.
(b) Internet Frauds: The Internet per se is susceptible to a number of frauds, misuse,

Part of combined annexure booklet

hacking and other actions that could affect Payment Instructions to the Bank. Whilst the Bank
shall aim to provide security to prevent the same, there cannot be any guarantee from such
Internet frauds, hacking and other actions, which could affect Payment of Instructions to the
Bank. I shall separately evolve/evaluate all risks arising out of the same. I understand that the
susceptibility increases if a shared computer (at the cyber cafe/office/ or any other place) is
used and as such the usage of Net Banking from a shared computer (at the Cyber cafe/Office/
or any other place) needs to be avoided.
(c) Mistakes and Errors: The filling in of applicable data for transfer would require proper,
accurate and complete details. For instance, in the case of funds transfer I am aware that I
would be required to fill in the account number of the person to whom the funds are to be
transferred. Similarly in the case of request for DD, I would be required to fill in the correct
details such as name of the payee (who may or may not have an account with the Bank),
mailing address, amount of the DD and the city/state where the DD is payable. In the event of
any inaccuracy in this regard, the funds could be transferred to incorrect accounts or the DD
may be incorrectly used or sent to a wrong address and there is no guarantee of recovery
thereafter. I shall therefore take all care to ensure that there are no mistakes and errors and
V. OCT 2024

that the information given by me to the Bank in this regard is error free, accurate, proper and
complete at all points of time. I agree and acknowledge that the bank shall not be responsible
to verify the beneficiary details comprised in the payment instructions. On the other hand in
the event of my Account receiving an incorrect credit by reason of a mistake committed by
some other person, the Bank shall be entitled to reverse the incorrect credit at any time
whatsoever without my consent. I shall be liable and responsible to the Bank and accede to
accept the Bank's instructions without questions for any unfair or unjust gain obtained by me
as a result of the same.

Page No. 2 of 17
 APPLICATION FOR NETBANKING FINANCIAL RIGHTS
FOR NON - INDIVIDUAL ENTITIES

DETAILS OF AUTHORIZED SIGNATORY (All ‘*’ Marked Fields are Mandatory)

AUTHORIZED SIGNATORY 1 AUTHORIZED SIGNATORY 2 AUTHORIZED SIGNATORY 3

Name:*

Cust ID:

PAN No.:

Financial Rights: Yes No Yes No Yes No

Third Party
Transfer Rights: Yes No Yes No Yes No

TPT Limits (in Lakhs) 5 10 25 50 5 10 25 50 5 10 25 50

1) The Default TPT limit is Rs. 2 Lakhs. I understand and agree that the TPT limit is a daily limit and will be applicable to all TPT
transactions.
2) I am also aware that the limit would be applicable to all accounts under my customer ID.
3) I agree that I will register for Secure Access within a period of 30 days and (if not done) HDFC Bank may disable my TPT rights,
at its sole discretion.
4) I also agree to all Secure Access Terms and Conditions.
5) I request the Bank to use the contact details (i.e. Email Id and mobile number) as stored on its system.
6) I understand that Third Party Funds Transfer includes the following services:
• Third Party Funds Transfer
• Real Time Gross Settlement (RTGS)
• National Electronic Funds Transfer (NEFT)
• Third Party Demand Draft
• IMPS
• Any other services that comes under Third Party Transfer ambit/ services that the Bank decide to introduce under TPT ambit.
7) I have read and understood the Terms and Conditions applicable relating to opening of an account and various services including

Part of combined annexure booklet

but not limited to Third Party Funds Transfer through NetBanking. I accept and agree to be bound by the said Terms and Conditions.
8) I agree that the Bank may debit my account(s) for service charges as applicable from time to time.
9) The internet is susceptible to a large number of frauds and misuse. While the Bank aims at providing utmost security, I shall not
hold the Bank responsible for any lapse in the same or compromise at my end.
10) I hereby acknowledge that I am utilizing this Limit at my own risk. I am aware that I can reduce the limit up to Rs. 10,000 online
myself.
11) All TPT requests submitted or sent to the bank need to be accompanied with self attested copy of photo ID proof and original of
photo ID proof to be presented to bank staff for verification of the self attested copy.
V. OCT 2024

Page No. 3 of 17
TERMS & CONDITIONS
Tick if applicable: Partnership / Registered Partnership Note: All the partners needs to sign this form and furnish a copy of the latest deed.

We refer to the current account opened by us in the Firm's Name & style of_______________________________________________ .Pursuant to and in partail modification of the
authority given by us to the partners authorised to operate the said account, in order to facilitate the operation of the said account,We hereby request HDFC Bank to allow
AUS 1 - Mr/Ms.__________________________, AUS 2 - Mr/Ms.__________________________ AUS 3 - Mr/Ms.__________________________ being one of the authorised
partners to operate the said account through NetBanking facility (doing so singly) by using the Customer ID and the NetBanking IPIN (password), on the terms and conditions detailed
hereunder
which have been read and understood by us, in addition to and not in derogation of the terms and conditions relating to the said account and NetBanking facility.
1. AUS 1 - Mr/Ms. ________________________________, AUS 2 - Mr/Ms ________________________________ AUS 3 - Mr/Ms ________________________________
will be solely entitled to receive the customer ID and the NetBanking IPIN (password) issued to them to access the NetBanking facility and to acknowledge the same.2. The Customer ID and
the IPIN (password) shall be kept totally secret and confidential by them.3. All transactions carried on in the said account through use of the NetBanking facility shall be binding on all the
partners and we shall keep HDFC Bank saved and harmless form all actions,claims, demands, proceedings, losses, damages, costs, charges and expenses whatsoever which HDFC Bank
may at any time incurr, suffer or sustain to be put to as a consequence of or by reason of or arising out of transactions carried out through the NetBanking facility.4. HDFC Bank shall at all
times be informed of any changes in the constitution of the partnership by furnishing necessary documents and writings.5. HDFC Bank shall not be responsible and liable to monitor the
nature of expenses incurred by the use fo the said NetBanking facility.6. We shall comply with the provisions of the Foreign Exchange Management Act, 1999 and the regulations of the
Reserve Bank of India relating to foreign exchange in force from time to time. 7. This writing shall be enforceable against all the partners and shall not be affected by any change in the
constitution of the partnership and shall be binding on all the partners.

For Private Ltd / Public Ltd / Bank / Insurance / Foreign Bodies / Mutual Fund / NGO / LLP.
(Note: Please attach appropriate resolution in the given format.)

We refer to the current account opened by us in the Entity's Name ______________________________________ at ________________________________ branch of HDFC
Bank
.Pursuant to and in partial modification of the authority given by way of resolution of the Board of Directors/Designated Partners/Trustees/Managing Committee to operate the said account,
in order to facilitate the operation of the said account, We hereby request HDFC Bank to allow AUS 1 - Mr/Ms.__________________________________, AUS
2 - Mr/Ms.__________________________ AUS 3 - Mr/Ms._______________________________ being a Director/Designated Partner/Trustee/Authorized Signatory to operate the
said account through NetBanking facility (doing so singly) by using the Customer ID and the NetBanking IPIN (password), on the terms and conditions detailed hereunder which have been
read and understood by us. We acknowledge that the same are in addition to and not in derogation of the terms and conditions relating to the said account and NetBanking facility.
1. 1. AUS 1 - Mr/Ms. _____________________________________, AUS 2 - Mr/Ms ________________________________ AUS
3 - Mr/Ms ________________________________ be solely entitled to receive the customer ID and the NetBanking IPIN (password) issued to them to access the NetBanking facility
and to acknowledge the same. 2. The Customer ID and the IPIN (password) shall be kept totally secret and confidential by them. 3. All transactions carried on in the said account through use
of the NetBanking facility shall be binding on the Company/LLP/Trust/Society/Association of Person/Club/Govt. and HDFC Bank shall all the times be kept saved and harm less from all actions,
claims, demands, proceedings, losses, damages, costs, charges and expenses whatsoever which HDFC Bank may at any time incur, suffer or sustain to be put to as a consequence of or by
of or arising out of transactions carried out through the NetBanking facility. 4. HDFC Bank shall at all times be informed of any changes in the operating instructions for NetBanking facility by
furnishing necessary documents and writings and in such event to change the NetBanking password forthwith.5. HDFC Bank shall not be responsible and liable to monitor the nature of
expenses incurred by the use of the said NetBanking facility.6. All the provisions of the Foreign Exchange Management Act,1999 and the Rules made thereunder and the regulations of the
Reserve Bank of India relating to foreign exchange in force from time to time shall be complied with by us.

CUSTOMERS DECLARATION & SIGNATURE

We have read and understood the Terms and Conditions (a copy of which is in our possession) relating to the NetBanking facility. We accept and agree to be bound by the said Terms and
Conditions.
We agree that the Bank may debit for service charges as applicable from time to time.

Part of combined annexure booklet

  
Name: ______________________________________ Name: ______________________________________ Name: ______________________________________

Note: In case of Partnership firm, all partners signature is mandatory

In case of Private Ltd / Public Ltd / Bank / Insurance / Foreign Bodies / Mutual Fund / NGO / LLP, to be signed by signatory obtaining the access.
V. OCT 2024

Page No. 4 of 17
 APPLICATION FOR ACCOUNT OPENING USING AADHAAR /
E-KYC FOR CUSTOMERS NOT OPTING FOR DBT
(To be filled if AUS/Partner/Beneficial Owner have submitted Aadhaar as an Identity/Address Proof)
Subject: Aadhaar - informed consent
1. I voluntarily opt for Aadhaar OVD KYC or e-KYC or offline verification, and submit to the Bank my Aadhaar number, Virtual ID, e-Aadhaar, XML, Masked Aadhaar, Aadhaar details, demographic
information, identity information, Aadhaar registered mobile number, face authentication details and/or biometric information (collectively, “Information”).
2. I am informed by the Bank, that: (i) submission of Aadhaar is not mandatory, and there are alternative options for KYC and establishing identity including by way of physical KYC with officially valid
documents other than Aadhaar. All options were given to me.
(ii) For e-KYC/authentication/offline verification, Bank will share Aadhaar number and/or biometrics with CIDR/UIDAI, and CIDR/UIDAI will share with Bank, authentication data, Aadhaar data,
demographic details, registered mobile number, identity information, which shall be used for the informed purposes mentioned in 3 below.
3. I authorise and give my consent to the Bank (and its service providers), for following informed purposes: (i) KYC and periodic KYC process as per the PML Act, 2002 and rules thereunder and RBI
guidelines, or for establishing my identity, carrying out my identification, offline verification or e-KYC or Yes/No authentication, demographic or other authentication/verification/identification as may be
permitted as per applicable law, for all accounts, facilities, services and relationships of/through the Bank, existing and future.
(ii) collecting, sharing, storing, preserving Information, maintaining records and using the Information and authentication/verification/identification records: (a) for the informed purposes above, (b) as
well as for regulatory and legal reporting and filings and/or (c) where required under applicable law;
(iii) enabling my account for Aadhaar enabled Payment Services (AEPS);
(iv) producing records and logs of the consent, Information or of authentication, identification, verification etc. for evidentiary purposes including before a court of law, any authority or in arbitration.
4. I understand that the Aadhaar number and core biometrics will not be stored/ shared except as per law and for CIDR submission. I have downloaded the e-Aadhaar myself using the OTP received
on my Aadhaar registered mobile number. I will not hold the Bank or its officials responsible in the event this document is not found to be in order or in case of any incorrect information provided by
me.
5. The above consent and purpose of collecting Information has been explained to me in my local language.

BO / Partner / AUS Name : ______________________________________________________________ Signature : __________________________________________________

Subject: Aadhaar - informed consent

1. I voluntarily opt for Aadhaar OVD KYC or e-KYC or offline verification, and submit to the Bank my Aadhaar number, Virtual ID, e-Aadhaar, XML, Masked Aadhaar, Aadhaar details, demographic
information, identity information, Aadhaar registered mobile number, face authentication details and/or biometric information (collectively, “Information”).
2. I am informed by the Bank, that: (i) submission of Aadhaar is not mandatory, and there are alternative options for KYC and establishing identity including by way of physical KYC with officially valid
documents other than Aadhaar. All options were given to me.
(ii) For e-KYC/authentication/offline verification, Bank will share Aadhaar number and/or biometrics with CIDR/UIDAI, and CIDR/UIDAI will share with Bank, authentication data, Aadhaar data,
demographic details, registered mobile number, identity information, which shall be used for the informed purposes mentioned in 3 below.
3. I authorise and give my consent to the Bank (and its service providers), for following informed purposes: (i) KYC and periodic KYC process as per the PML Act, 2002 and rules thereunder and RBI
guidelines, or for establishing my identity, carrying out my identification, offline verification or e-KYC or Yes/No authentication, demographic or other authentication/verification/identification as may be
permitted as per applicable law, for all accounts, facilities, services and relationships of/through the Bank, existing and future.
(ii) collecting, sharing, storing, preserving Information, maintaining records and using the Information and authentication/verification/identification records: (a) for the informed purposes above, (b) as
well as for regulatory and legal reporting and filings and/or (c) where required under applicable law;
(iii) enabling my account for Aadhaar enabled Payment Services (AEPS);
(iv) producing records and logs of the consent, Information or of authentication, identification, verification etc. for evidentiary purposes including before a court of law, any authority or in arbitration.
4. I understand that the Aadhaar number and core biometrics will not be stored/ shared except as per law and for CIDR submission. I have downloaded the e-Aadhaar myself using the OTP received
on my Aadhaar registered mobile number. I will not hold the Bank or its officials responsible in the event this document is not found to be in order or in case of any incorrect information provided by
me.
5. The above consent and purpose of collecting Information has been explained to me in my local language.

BO / Partner / AUS Name : ______________________________________________________________ Signature : __________________________________________________

Subject: Aadhaar - informed consent Part of combined annexure booklet

1. I voluntarily opt for Aadhaar OVD KYC or e-KYC or offline verification, and submit to the Bank my Aadhaar number, Virtual ID, e-Aadhaar, XML, Masked Aadhaar, Aadhaar details, demographic
information, identity information, Aadhaar registered mobile number, face authentication details and/or biometric information (collectively, “Information”).
2. I am informed by the Bank, that: (i) submission of Aadhaar is not mandatory, and there are alternative options for KYC and establishing identity including by way of physical KYC with officially valid
documents other than Aadhaar. All options were given to me.
(ii) For e-KYC/authentication/offline verification, Bank will share Aadhaar number and/or biometrics with CIDR/UIDAI, and CIDR/UIDAI will share with Bank, authentication data, Aadhaar data,
demographic details, registered mobile number, identity information, which shall be used for the informed purposes mentioned in 3 below.
3. I authorise and give my consent to the Bank (and its service providers), for following informed purposes: (i) KYC and periodic KYC process as per the PML Act, 2002 and rules thereunder and RBI
guidelines, or for establishing my identity, carrying out my identification, offline verification or e-KYC or Yes/No authentication, demographic or other authentication/verification/identification as may be
permitted as per applicable law, for all accounts, facilities, services and relationships of/through the Bank, existing and future.
(ii) collecting, sharing, storing, preserving Information, maintaining records and using the Information and authentication/verification/identification records: (a) for the informed purposes above, (b) as
well as for regulatory and legal reporting and filings and/or (c) where required under applicable law;
(iii) enabling my account for Aadhaar enabled Payment Services (AEPS);
(iv) producing records and logs of the consent, Information or of authentication, identification, verification etc. for evidentiary purposes including before a court of law, any authority or in arbitration.
V. OCT 2024

4. I understand that the Aadhaar number and core biometrics will not be stored/ shared except as per law and for CIDR submission. I have downloaded the e-Aadhaar myself using the OTP received
on my Aadhaar registered mobile number. I will not hold the Bank or its officials responsible in the event this document is not found to be in order or in case of any incorrect information provided by
me.
5. The above consent and purpose of collecting Information has been explained to me in my local language.

BO / Partner / AUS Name : ______________________________________________________________ Signature : __________________________________________________

Page No. 5 of 17
 MID FOR CURRENT ACCOUNT VARIANTS

I / We have understood and hereby agree and undertake that I / We am / are required to maintain an Average Quarterly Balance (AQB) / Half Yearly Average Balance (HAB)* as required for the Current
Account variant opted by me /us. I / We understand that non- maintenance of the committed AQB/HAB would entail non maintenance charges as per the table below.
Non-Maintenance Charges
Tick Variants Product Code AQB / HAB (in `)
(per Quarter / half yearly in `)
Regular 200 `10,000 (AQB) Only NON-METRO Locations `1,500 (per quarter)
Activ 1102 `10,000 (AQB) Mandatory to bundle with ME / MPOS / MEAPP `3,000 (per quarter)
Premium 202 `25000 (AQB) `1,800 (per quarter)
Ascent 1313 `50,000 (AQB) - Metro and Urban Locations `3,000 (per quarter)
`25,000 (AQB) - Semi Urban and Rural Locations
Plus 232 `100,000 (AQB) `1,500 (per quarter) = `50,000 & Above
`6,000 (per quarter) = Less than `50,000
Max Advantage 1148 `5,00,000 (AQB) - Metro and Urban Locations Metro & Urban – `8,000 per quarter &
`2,50,000 (AQB) - Semi Urban and Rural Locations Semi-Urban & Rural – `4,000 per quarter
Agri 796 `10,000 (HAB) `1,500 (per half year)
Saksham 1107 `10,000 (HAB) `1,500 (per half year)
Professionals 793 `10,000 (AQB) `1,500 (per half year)
E-comm 954 `25,000 (AQB) `1,800 (per quarter)
StartUp Current Account* 1013 `50,000 (AQB) `3,000 (per quarter)
*For StartUp Current Account customer undertaking for opening account under startup program to be obtained separately.

The stipulation as regards maintenance of AQB/HAB and the non-maintenance charges as detailed above would not be applicable for overdraft / cash credit / zero balance accounts. Service/Other
charges for various facilities such as Phone Banking, NetBanking, ATM, Cheque leaves, fund transfers, Cash Deposit and branch services will be levied as detailed in the schedule of charges. In case
the account is meant for Unspent CSR or is suffixed with Unspent CSR, then the AQB requirement will not be applicable irrespective of the product code the account is opened in.
I/We confirm that I / We am / are in possession of and have carefully read the Terms & Conditions Booklet and understood and hereby agree, undertake and accept the said terms and conditions which
details the rule governing account operations and the Schedule of Service Charges, applicable for various Services.

Any other annexures as per banks KYC policy and procedure document

• Customer Declaration for Start-up account

• FCRA Declaration Section 25/ 8 companies
• applicable for Escrow account
• RERA Account
• All FCY accounts
2. Product specific Annexures/ • Share application/ Buy Back account | Dividend accounts | Liquidation/ No Lien accounts
Declarations. • SNRR or Unspent CSR account
• Estate account
• PPI accounts
• Payment Aggregator Escrow account

For Section 25/8 Companies, "FCRA Declaration" should be additionally obtained, and it should be signed as per the bank's extant process
Note:
Identification of Section 25/8 Companies - If Corporate Identification Number (CIN) No of the company contains "NPL" (Character Number -

Part of combined annexure booklet

13 to 15 - Company Classification) on Certificate of Incorporation and the entity name does not have the words "Private Limited" and "Limited"in the name OR
License issued under Section 25/8 then it is a "Section 25/8"

Branches to capture mandatory document end date on AOD 4th page. below are the details:
Product Name Product Code Remarks End Date Mandatory Document End Date to be captured from
FCY ACCOUNT-SEZ UNITS 771,772,773,774, FCY Y Letter of Approval Expiry Date of
975, 994,995,996, Letter of Approval
997,998,999, 1000,
1001 & 1078
CA FOR RE-INS AND COMP 1266, 1267, 1268, FCY Y IRDA Certificate Expiry Date of IRDA Certificate
INS BROKERS 1269 & 1312
FCY ACCOUNT FOR SHIP 1002 FCY Y Agreement with Overseas Expiry Date of Agreement with
V. OCT 2024

MANNING COS - USD Principal Overseas Principal

FCY CA SHIPPING-FREIGHT 1307 FCY Y Agreement with Overseas Expiry Date of Agreement with
FORWARDERS - USD Principal Overseas Principal
DIAMOND DOLLAR- USD 890 FCY Y CA Letter Financial Year End
ACCOUNT
FCY FDI ACCOUNT - USD 1032 FCY Y Docs approved by RLD Team 6 Months from Date of
Account Opening
Page No. 6 of 17
 ANNEXURE - CKYC FOR NON-INDIVIDUAL ENTITIES

Customer ID (Applicable for existing Customer):

Document submitted for Identity of Entity (Please tick and mention document number):
Certificate of Incorporation
Registration Certificate

Partnership Deed Memorandum & Article of Association

Trust Deed Resolution of Board / Managing Committee
Document submitted for Mailing Address (Please tick and mention document number):
Certificate of Incorporation
Registration Certificate
Any other document (Please specify)___________________________________________________________________________

Authorised Signatories details {All fields are mandatory}

1. Name of Authorised Signatory

_________________________ _________________________ _________________________ _________________________

2. Father’s Name

3. Proof of Identity Passport No. Passport No. Passport No. Passport No.
(Tick relevant and Voter ID No. Voter ID No. Voter ID No. Voter ID No.
mention the details) Driving License No. _Driving License No. Driving License No. Driving License No.
Aadhaar No. Aadhaar No. Aadhaar No. Aadhaar No.
NREGA Job Card No. NREGA Job Card No. NREGA Job Card No. NREGA Job Card No.
Letter from National Population Letter from National Population Letter from National Population Letter from National Population
register register register register
Mention ID No.: ______________ Mention ID No.: ______________ Mention ID No.: ______________ Mention ID No.: ______________

_________________________ _________________________ _________________________ _________________________

4. Proof of Address Passport No. Passport No. Passport No. Passport No.
(any one) (Please select any Voter ID No. Voter ID No. Voter ID No. Voter ID No.
one Address Proof) Driving License No. Driving License No. Driving License No. Driving License No.
Aadhaar No. Aadhaar No. Aadhaar No. Aadhaar No.
NREGA Job Card No. NREGA Job Card No. NREGA Job Card No. NREGA Job Card No.
Letter from National Population Letter from National Population Letter from National Population Letter from National Population
register register register register
Mention ID No.: ______________ Mention ID No.: ______________ Mention ID No.: ______________ Mention ID No.: ______________

_________________________ _________________________ _________________________ _________________________

* Politically Exposed Person ☐ Yes ☐ No ☐ Yes ☐ No

5.
declaration: ☐ Yes ☐ No ☐ Yes ☐ No

* ("Politically Exposed Persons" (PEPs) are individuals who are or have been entrusted with prominent public functions by a foreign country, including the Heads of States/Governments, Senior Politicians,
Senior Governments or Judicial or military officers, Senior executives of state-owned corporations and important political party officials)

BENEFICIAL OWNER DETAILS - PART-1 Part of combined annexure booklet

Please ensure that all mandatory fields have been filled correctly, as per instructions given.
(Section I, II and III not to be ticked if company is listed)
Section I: We declare that no Individual person holds Controlling ownership/Control** in the captioned Company/Firm/LLP/AOP/BOI above the RBI prescribed threshold limit.
Details of Natural Person who holds the position of Senior Managing Official is/are mentioned in Annexure 2 of FATCA.

Section II: The details of individual person(s), directly or indirectly, holding Controlling** ownership/ Control in the captioned Company/ Firm/ LLP/ AOP/ BOI/ Trust/ Society are as
detailed in Annexure 2 of FATCA.
Section III: Applicable only if there is/are non-individual Beneficial owner(s) holding Controlling** ownership/ Control. I/We the undersigned hereby declare the below details of
non-individual owners holding Controlling ownership** in the captioned Company/ Firm/ LLP/ AOP/ BOI/ Trust/ Society as per the RBI prescribed threshold limit. The details of indi
vidual person(s) indirectly, holding Controlling** ownership/ Control in the captioned Company/ Firm/ LLP/ AOP/ BOI/ Trust/ Society are as detailed in Annexure 2 of FATCA. Whether
Company (for which form is submitted) is Subsidiary of listed Company (details of Listed entity to be mentioned in table below)

If yes, Name of Stock Exchange: _______________________________ Country of Stock exchange (if other than India):_________________________
V. OCT 2024

A. Details of Non-Individual Entity Holding more than prescribed threshold limit in above captioned entity
I/We the undersigned hereby declare the below details of beneficial owners holding **Controlling ownership in the captioned Company/LLP/Firm/AoP/BoI above the prescribed threshold limit.
% of Ownership/
Name of the Company Date of Incorporation Country of Incorporation CIN / Regn No. Address
Capital / Profit

Page No. 7 of 17
 FATCA Declaration For Non-Individual Entities

1. a) Country of incorporation: ______________________________________________ b) Place/City of incorporation: _________________________________________

c) Date of commencement of business : __ / ___ / __________

2. a) Is the entity a tax resident of any country/ies outside India Yes No

(If Yes, please fill Annexure 1)

b) Is the entity incorporated or organized in the United States (including a Trust, if the trustee is a U.S. citizen or resident) Yes No
(If Yes, please fill Annexure 1)

3. Questions relevant for entity FATCA and CRS classification

(Please consult your professional tax advisor for further guidance on tax residency and FATCA & CRS classification)

a. Is the entity a Governmental entity, an International Organization, a Central Bank, or an entity wholly owned by one or more of the above mentioned entity types

Yes No (If yes, FATCA-CRS TERMS & CONDITIONS / declaration below will be applicable; If No, go to next question)

b. Is the entity a Financial Institution1 (FI) OR a Direct Reporting NFE Yes No (If Yes, please fill Annexure 1; If No, please go to next question)

c. Is the entity a publicly traded corporation/ a related entity of a publicly traded corporation

i. Publicly traded corporation Yes No (If Yes, please specify any one stock exchange upon which the stock is regularly traded)
Name of the stock exchange _______________________

ii. Related entity of a publicly traded corporation Yes No (If Yes, please provide below details):

Name of the listed company, the stock of which is regularly traded ______________________________________________________

Name of the stock exchange_________________________________________________________________________________

Nature of relation:
Subsidiary of the listed company Controlled by a listed company or under common control
(If answer to Q.3(c)(i) or Q.3(c)(ii) above is Yes, please sign the declaration on Page 10; If No, go to next question)
d. Does the entity have any ultimate beneficial owners (incl. controlling persons) who are tax residents (incl. U.S. citizens/green card holders) of countries other than India
Yes No (If yes, please fill Annexure 1)
Note: If the entity is not listed in any of the stock exchange, then please fill Annexure 2 (beneficial ownership declaration) mandatorily.
1
Including a Foreign Financial Institution

FATCA-CRS TERMS & CONDITIONS

The Central Board of Direct Taxes has notified Rules 114F to 114H, as part of the Income-tax Rules, 1962, which Rules require Indian financial institutions such as the Bank to seek additional personal,
tax and beneficial owner information and certain certifications and documentation from all our account holders. In relevant cases, information will have to be reported to tax authorities/ appointed
agencies. Towards compliance, we may also be required to provide information to any institutions such as withholding agents for the purpose of ensuring appropriate withholding from the account or
any proceeds in relation thereto.

Should there be any change in any information provided by you, please ensure you advise us promptly, i.e., within 30 days. Please note that you may receive more than one request for Part of combined annexure booklet
information if you have multiple relationships with HDFC Bank or its group entities. Therefore, it is important that you respond to our request, even if you believe you have already supplied any previously
requested information.

If you have any questions about your tax residency, please contact your tax advisor. If you are a US citizen or resident or green card holder, please include United States in the foreign
country information field along with your US Tax Identification Number.

Certification
Under penalty of perjury, I/we certify that:

I/We understand that HDFC Bank is relying on this information for the purpose of determining the status of the account holder named above in compliance with FATCA/CRS. HDFC Bank is not able to
offer any tax advice on FATCA or CRS or its impact on the account holder. I/we shall seek advice from professional tax advisor for any tax questions.

I/We agree to submit a new form within 30 days if any information or certification on this form becomes incorrect.
V. OCT 2024

I/We agree that as may be required by domestic regulators/tax authorities, HDFC Bank may also be required to report, reportable details to CBDT or other authorities/agencies or close or suspend my
account, as appropriate.

I/We have understood the information requirements of this Form (read along with the FATCA/CRS Instructions and definitions in Part C to this Form) and hereby confirm that the information provided
by me/us on this Form including the taxpayer identification number is true, correct, and complete. I/We also confirm that I/We have read and understood the FATCA Terms and Conditions below and
hereby accept the same.

Page No. 8 of 17
 ANNEXURE – 1
(THIS ANNEXURE IS IN CONTINUTATION TO THE “EXTENDED DECLARATION FOR ENTITIES” AND
IS REQUIRED TO BE FILLED BASED ON RESPONSES IN THE MAIN FORM)

PART A: Details required from all customers filling Annexure 1

4. a) Identification Number (please provide any one) ({Mandatory}
Select ID Type CIN Global Entity Identification No. TIN Other_________________________
Provide the ID Number for above_____________________________________________________________________

b) Identification Number issuing country________________________________________________________________

ADDRESS & CONTACT DETAILS (Mandatory)

5. Address for tax purpose: Same as registered Address Same as mailing Address
6. Address type for the above: Residential or Business Residential Business Registered Office

PART B: To be filled as applicable

7. Details of foreign tax residency and associated TIN (please fill if answer to Q.2(a) or Q.2(b) is YES):

Country/(ies) of tax residency Tax Identification Number% Identification Type (TIN or Other%, please specify)

% In case Tax Identification Number is not available, kindly provide functional equivalent2

8. Is the entity a specified U.S. Person (please fill if answer to Q.2(b) is YES) Yes No (If No, please mention entity’s exemption code3: ________)

9. Entity FATCA classification and other details (Mandatory):

9(A) - (to be filled by Financial Institutions or Direct Reporting NFEs)* - please fill if answer to Q.3(b) is YES

1. We are a: GIIN: ___________________________________ GIIN not available (please tick as applicable):

Financial institution4
OR Note: If you do not have a GIIN but you are sponsored by Following options available only for Financial Institutions:
Direct reporting NFE5 another entity, please provide your sponsor’s GIIN above
(please tick as appropriate) and indicate your sponsor’s name below: Applied for
Name of sponsoring entity:
*If the entity is a Financial Institution and located Not required to apply for (Please specify
outside India, please fill 9(B) _______________________________________ sub-category6 ___________________ )

Not obtained

2
It is mandatory to supply a TIN or functional equivalent if the country in which you are tax resident issues such identifiers. If no TIN is yet available or has not yet been issued, please provide an
explanation and attach this to the form.
3
Refer Part C, 3 (viii)
4
Refer 1(i), 1(ii) & 1(iv) of Part C
5
Refer 3(vii) of Part C
6
Refer 1A. of Part C
9(B) - (to be filled by Financial Institution that is a tax resident outside India) (Mandatory)

Part of combined annexure booklet

1. Whether the Financial Institution islocated in a CRS jurisdiction? Yes No
(Please refer to the list of signatories to CRS given in the following link http://www.oecd.org/tax/automatic-exchange/international-framework-for-the-crs/ )
(If Yes, Q 2 and Q3 are not required. If No, please go to Qs. 2)
2. Whether FI is an ‘Investment Entity’? Yes No
(Please refer definition 1(iii) of Part C of the FATCA-CRS declaration)
(If yes, please go to Qs. 3)
3. The entity is managed by another entity that is a depository institution, a custodial institution, a specified insurance company, or an investment entity and the gross income of the
entity is primarily attributable7 to investing, reinvesting, or trading in financial assets. Yes No
(If Yes, please additionally fill Annexure 2)
9(C) - (please fill ANY ONE as appropriate; to be filled by NFEs other than Direct Reporting NFEs) - please fill if answer to Q.3(d) is YES

C1 Is the Entity an active NFE8 Yes No

Please specify the sub-category of Active NFE:_______________________
(Mention code – refer 2c of PartC)
V. OCT 2024

C2 Is the Entity a passive NFE9 Yes No

(if Yes, please fill Annexure 2)

7
Entity’s gross income attributable to the relevant activities equals or exceeds 50 percent of the entity’s gross income during the shorter of:
(i) thethree-year period ending on 31 March of the year preceding the year in which the determination is made; or
(ii) the period during which the entity has been inexistence.
8
Refer 2c of Part C
9
Refer 3(ii) of Part C

Page No. 09 of 17
 BENEFICIAL OWNERSHIP DECLARATION (PART - 2)
DETAILS OF BENEFICIAL OWNER/ SENIOR MANAGING OFFICIAL (ANNEXURE - 2)

All ‘*’ marked fields are mandatory

1. Name of the controlling person*

2. Entity Type* Pub/Pvt Co. LLP Partnership Section 25/8 Companies

Bank Insurance Mutual Fund

3. Controlling person type code*

4 Date of birth*

5. PAN / Form 60

6. Customer ID (if available)

7. Percentage of ownership/capital/profits *

8. Place / City of Birth *

9. Country of Birth *

10. Gender * Male Female Third Gender Male Female Third Gender

11. Marital Status * Married Unmarried Other Married Unmarried Other

12. Father’s name *

13. Nationality (Please specify country) *

14. Aadhaar No (Optional)

15. Mother’s Name (optional)

16. Maiden Name (if any)

17. Country of tax residence*

18. Tax identification number (or functional equivalent of country other

than India) %

19. Tax identification number type (for country other than India)

20. Address *

Part of combined annexure booklet

Address - City *

Address - State *

Address - Country *

Address - Pin code *

Address Type for above * Residential / Business Residential Residential / Business Residential
21.
Business Registered Office Business Registered Office

22. Mobile Number *

23. Telephone Number (with ISD &STD code)

V. OCT 2024

Page No. 10 of 17
 24. Occupation Type* S - Service Provider O - Others S - Service Provider O - Others
B-Business X - Not Categorized B-Business X - Not Categorized
25. Proof of Identity* Passport No. Voter ID No. Passport No. Voter ID No.
(Tick relevant and mention the details)
Driving License No. Aadhaar No. Driving License No. Aadhaar No.
NREGA Job Card No. NREGA Job Card No.
Letter from National Population register Letter from National Population register
Any other Government issued Doc Any other Government issued Doc
Mention ID No. _______________________ Mention ID No. _______________________
Expiry Date: DD / MM / YYYY Expiry Date: DD / MM / YYYY

26. Proof of Address* Passport No. Voter ID No. Passport No. Voter ID No.
(attach self attested proof) (any one)
(Please select any one Address proof ) Driving License No. Aadhaar No. Driving License No. Aadhaar No.
NREGA Job Card No. NREGA Job Card No.
Letter from National Population register Letter from National Population register
Any other Government issued Doc Any other Government issued Doc
Mention ID No. _______________________ Mention ID No. _______________________
Expiry Date: DD / MM / YYYY Expiry Date: DD / MM / YYYY

27. Spouse’s Name (Optional)

28. Designation (Applicable for Senior Managing Officials and Section I

is ticked in Annexure I - Beneficial Owner Declaration)*

29. Photograph *

Please paste Please paste

photograph of photograph of
Individual Beneficial Individual Beneficial
Owner here Owner here

30. Politically Exposed Person declaration: * Yes No Yes No

("Politically Exposed Persons" (PEPs) are individuals who are
or have been entrusted with prominent public functions by a
foreign country, including the Heads of States/Governments,
Senior Politicians, Senior Governments or Judicial or military
officers, Senior executives of state-owned corporations and
important political party officials)

Part of combined annexure booklet

• I/We hereby declare that, other than those declared above, there is/ are no other beneficial owners holding **Controlling ownership in the captioned Company/LLP/Firm/AoP/BoI/Trust/Society
above the prescribed threshold limit.

• I/We hereby confirm that the information provided herein is accurate, complete and updated and we agree/ undertake to inform the changes, if any, to HDFC Bank within 30 days of such change.

*To include US, where controlling person is a US citizen or green card holder. Please provide ALL the countries of tax residency and corresponding TINs.
%
In case Tax Identification Number is not available, kindly provide functional equivalent
@ Permissible values are:
Passport – (With expiry date) UIDAI Letter
Election ID card ID Card
Driving License– (With Expiry Date) NREGA Job card
PAN Card Others
V. OCT 2024

Page No. 11 of 17
 ADDITIONAL DECLARATION FOR PARTNERSHIP / LLP

Please  all the applicable declarations mandatorily

1. I/ we request HDFC Bank limited to open a Current Account / Collection Account / Cash Credit (CC) Account / Overdraft (OD) Account / Escrow Account.
This is to certify that I/ we has/have;

Further, I/we undertake to inform the following to the Bank:

• I/We confirm that the details provided are true and correct as per my knowledge and that HDFC Bank reserve rights to reject the account opening application in case of any discrepancies.
• We further confirm that as and when there is any change in bank exposure, I/We will inform the same to HDFC Bank. Accordingly, HDFC Bank may take requisite action in compliance with the RBI
guideline for Current Accounts by Banks - Need for Discipline
• I/We understand that the bank reserves the right to block or close our account without further notice in the event of the above information shared subsequently found to be factually incorrect/untrue
through the bank’s independent validation procedures.
• I/We hereby voluntarily give my/our consent to extract the information available in Credit Information Companies (CICs), National E-Governance Services Ltd (NeSL) etc. to compute my/our
aggregate exposure for the purpose of opening of CA/OD/CC as per RBI Guidelines.

2. Declaration for not having bank account with banking system (Annexure A) (Applicable for Nil IP cases/ IP collected from SB account of one of the Partners): We hereby
confirm that the entity does not have any bank account or any banking relationship with any Bank as on the date of this declaration. The proposed relationship with HDFC Bank would be the first
banking relationship.
We understand that the bank reserves the right to block or close our account if the contents of the above declaration are noticed to be factually incorrect.

3. Declaration for opening multiple accounts of entity: We hereby declare that we wish to open another account of entity for purpose of: _______________________________

______________________________________________in the name as _________________________________________________________________________________

4. Entity Address mismatch declaration (applicable for existing customer): I/ We hereby confirm that the New address mentioned in AOF shall be updated in my existing Cust ID

Part of combined annexure booklet

as mentioned on AOF / New Cust ID shall be created with the new address mentioned in the AOF.

5. Declaration to be collected when the account title is being abbreviated up to 40 characters: We hereby request you to capture the name of the entity as mentioned below, due to restriction
of 40 characters in your system

6. List of Designated Partners of LLP as on date

S. No. Name of Designated partners D-PIN Number S. No Name of Designated partners D-PIN Number

1 5

2 6

3 7
V. OCT 2024

4 8

Page No. 12 of 17
7. Declaration for not having Profit/Loss ratio on Partnership DEED/LLP AGREEMENT: We hereby declare that the Profit / Loss ratio on deed is not available and collectively confirm that the Profit /
Loss ratio as mentioned below:
S. No. Name of the partners Profit Loss S. No Name of the partner Profit Loss

1 5

2 6

3 7

4 8

8. Declaration for not having banking clause OR conditional/ Not clear banking clause on Partnership Deed/ LLP Agreement: We hereby declare that the banking clause on deed is missing / conditional
and confirm that we collectively wish to open account of the Partnership /LLP with HDFC Bank Ltd.
9. Declaration for Partnership/ LLP deed/ agreement where Stamp paper/ Franking receipt is purchased by Third Party OR Franking receipt missing: We hereby declare that the deed of entity is
purchased by _____________________________________________________ on behalf of firm/LLP

10. We hereby confirm the Mode of Operation (MOP) of account will be as mentioned below:
S. No. Name of Partners/AUS MOP

11. Declaration in cases where there is minor discrepancy in name of the entity on given documents for account opening/ instructions: We hereby confirm that correct name
of entity is mentioned on the _________________________________ (please mention the name of the document being referred) and request you to kindly capture correct name while opening
account We also confirm that we will apply and make necessary corrections in the documents submitted to you for account opening

12. Declaration where partner is NRI/PIO: I/ We ___________________________________________________, confirm that my residential status is NRI / PIO / Foreign National.
I further confirm that,
a) Amount is invested by inward remittance or out of NRE / FCNR (B) / NRO account maintained with Authorized Dealers / Authorized banks,
b) The firm or proprietary concern is not engaged in any agricultural / plantation or real estate business (i.e., dealing in land and immovable property with a view to earning profit or
earning income there from) or print media sector, and
c) Amount invested shall not be eligible for repatriation outside India.
IMPORTANT NOTE: Prior approval from RBI will be required in case the firm is engaged in the above-mentioned businesses

Customer Signature:

I/We confirm that all the details mentioned in consolidated annexure for opening the account are correct.

For (__________________________________________________________________________________________________________________________) (Name of Entity)

   Part of combined annexure booklet

Name:_____________________________________ Name:_____________________________________ Name:_____________________________________

  
V. OCT 2024

Name:_____________________________________ Name:_____________________________________ Name:_____________________________________

Note: To be signed by all partners and designated partners with stamp of entity if any of the declaration from Point No. 2 to 12 of additional declaration for Partnership / LLP is filled.

Page No. 13 of 17
 ADDITIONAL DECLARATION FOR COMPANY

Please  all the applicable declarations mandatorily

Company Name:______________________________________________________________________________________________________________________________

1. Declaration for not having bank account with banking system (Annexure A) (Applicable for Nil IP cases/ IP collected from SB account of one of the Directors): I/We
hereby confirm that the Company does not have any bank account or any banking relationship with any Bank as on the date of this declaration. The proposed relationship with HDFC Bank would be
the first banking relationship.
I/We understand that the bank reserves the right to block or close our account if the contents of the above declaration are noticed to be factually incorrect.

2. Declaration for opening multiple accounts of entity: We hereby declare that we wish to open another account of entity for purpose of: _______________________________

______________________________________________in the name as _________________________________________________________________________________

3. Entity Address mismatch declaration (applicable for existing customer): I/ We hereby confirm that the New address mentioned in AOF shall be updated in my existing Cust ID
as mentioned on AOF / New Cust ID shall be created with the new address mentioned in the AOF along with suffix.

4. Declaration to be collected when the account title is being abbreviated up to 40 characters: We hereby request you to capture the name of the entity as mentioned below, due to restriction
of 40 characters in your system

5. I/ we request HDFC Bank limited to open a Current Account / Collection Account / Cash Credit (CC) Account / Overdraft (OD) Account / Escrow Account. This is to certify that I/ we has/have;

Part of combined annexure booklet

Further, I/we undertake to inform the following to the Bank:
• I/We confirm that the details provided are true and correct as per my knowledge and that HDFC Bank reserve rights to reject the account opening application in case of any discrepancies.
• We further confirm that as and when there is any change in bank exposure, I/We will inform the same to HDFC Bank. Accordingly, HDFC Bank may take requisite action in compliance with the RBI
guideline for Current Accounts by Banks - Need for Discipline
• I/We understand that the bank reserves the right to block or close our account without further notice in the event of the above information shared subsequently found to be factually incorrect/untrue
through the bank’s independent validation procedures.
• I/We hereby voluntarily give my/our consent to extract the information available in Credit Information Companies (CICs), National E-Governance Services Ltd (NeSL) etc. to compute my/our
aggregate exposure for the purpose of opening of CA/OD/CC as per RBI Guidelines.

6. Declaration for filing physical MOA/ AOA instead of Spice E MOA/ AOA (Company incorporated under Companies Act, 2013 after 29th Dec 2016 and submits Physical MOA/ AOA
in place of e -MOA/ AOA as per the exceptions in FAQ MCA): We hereby declare that we have filed physical MOA/ AOA since, e MOA/ AOA is not applicable for entity

7. Declaration in cases where there is minor discrepancy in name of the entity on given documents for account opening/instructions: We hereby confirm that correct name

of entity is mentioned on the certificate of Incorporation and request you to kindly capture same while opening account. We also confirm that we will apply and make necessary corrections in the
documents submitted to you for account opening.
V. OCT 2024

Page No. 14 of 17
9. List of Directors of Company as on date (Must match with MCA site)
S. No. Name of Directors S. No. Name of Directors

1 6

2 7

3 8

4 9

5 10

Customer Signature:

I/We confirm that all the details mentioned in consolidated annexure for opening the account are correct.

For (__________________________________________________________________________________________________________________________) (Name of Entity)

  

Name:_____________________________________ Name:_____________________________________ Name:_____________________________________

  

Name:_____________________________________ Name:_____________________________________ Name:_____________________________________

Part of combined annexure booklet

Note: To be signed as per Mode of operation with stamp of Entity.
V. OCT 2024

Page No. 15 of 17
 ANNEXURE – M BRANCH CERTIFICATION
FOR BRANCH USE

Section 1: Branch Use

Entity Name :- _________________________________________________________

___________________________
___________________________

Tick against the relevant Mandatory /

Sr No Type of Certification
checks Conditional Mandatory
1 All Original documents seen and verified Mandatory

2 Customer signed in my presence on all supporting documents Mandatory

3. Non DBT consent for Authorized Signatories Mandatory

Signature ________________________________;

Date_____________________________________;

Name of Sourcing staff______________________________________________________________

EMP Code : _____________, Branch Name _______________________, Branch Code ___________

Sec�on 2: Cer�fica�on by BM / BDA

Tick
Sr Mandatory /
Type of Certification relevant
No Conditional
checks
1 Blacklisted MLM match carried out - Negative match Mandatory
2 Banned dedupe check carried out for Individual, entity, Authorised signatory
& Beneficial Owner. Mandatory
3 Customer Contactibility done on provided phone no Mandatory
4 All PAN have been verified from site Mandatory
5 Account Opening Documents have been verified from KYC Utility Mandatory
Annexure N conductedAny bank Staff including BSO/ CSO and approved by BM / Mandatory
6
BOM / PBA.
7 FATCA / CRS Annexure signed by BDA Mandatory
8 UCIC Check done. Mandatory
9 Below Online KYC Documents (not carrying physical stamp and sign of issuing authority) Verified from Site
GST Mandatory where document is obtained

Shop Licence Mandatory where document is obtained

Part of combined annexure booklet

FSSAI Licence Mandatory where document is obtained

ICAI / ICSI Certificate Mandatory where document is obtained

Municipal Licence Mandatory where document is obtained

Trade Licence Mandatory where document is obtained

IEC Certificate Mandatory where document is obtained

Labour Licence Mandatory where document is obtained

MCA Site verification done / eMOA and eAOA verified from MCA site Mandatory where document is obtained
V. OCT 2024

Any Other ______________________________ ( Please specify name ) Mandatory if applicable

10 Signatures Verified from System for Existing Customer Mandatory if applicable

Page No. 16 of 17
 For name mismatch in KYC document v/s AOF

11 I have made necessary enquiries on the discrepancy observed ‘The name on the Mandatory if applicable
identity / address document VS the name on the AOF’. I confirm that the individual
signing the account opening form and the individual appearing on the identity /
address document are the same individuals.
Approvals provided with form
(a) Initial IP issued through saving account Branch Manager Approval with
Annexure A or Bank statement.
(b) NIL IP (BM in D1 and above approval with Annexure A or Bank statement).
(c) Single existence proof provided for proprietorship firm (BM / CH approval with
12 Annexure E). Mandatory if applicable
(d) CH approval for third party deed purchase, along with declaration signed by all
the partners.
(e) CH approval to override the banking clause in partnership deed.
(f) CH approval for annexure J
(g) In case of HUF, CH approval for NIL IP/ IP from Savi ngs account
(h) Approval for not having profit and loss ratio in partnership deed obtained as per
DOP.
(i) BM Approval for Physical MOA / AOA

If the constitution is not mentioned on the IP cheque, confirm type of entity for
13 Mandatory if applicable
proprietorship / Partnership.
Where photograph is not clear on KYC document.
14 Recent Photograph needs to be affixed on the copy of KYC document and customer Mandatory if applicable
has to sign across the photograph. Identity of the customer is confirmed.
Net Banking, Debit Card request received with non-individual accounts has been
15 Mandatory if applicable
signed by BDA

Additional checks conducted prior to account opening of NBFCs / Chit Funds /

16 Mandatory if applicable
Nidhi Companies / Mutual Benefit Companies.

In case the customer is an entity regulated by specific regulators Approval / license

16A Mandatory
from regulatory authority /body / Central Govt / State Govt – (Refer Annexure H).

If RBI Licence is not submitted, check for nature of business on AOF / MOA -
16B Mandatory
Alternate business proof required.
BM / BDA Confirmation for handwritten execution date in partnership deed
BM/BDA to sight original deed and annotate mention - original documents carries
17 Mandatory if applicable
the same date/content and the handwritten part is duly authenticated by all the
partners by placing their counter signatures.

18 BM Confirmation required for High Annual Turnover basis Constitution. Mandatory if applicable
Other Exceptions/ Certifications / Remarks to be certified by BDA (If any)
1…………………………………………………….
19 Mandatory if applicable
2…………………………………………………….
3…………………………………………………….
Approvals provided for opening of Multiple accounts
20 (i) Cluster Head- upto 5 accounts Mandatory if applicable

Part of combined annexure booklet

(ii) Circle/ Zonal Head - for more than 5 accounts
I confirm that the said Entity operates in the Online Market Space under the website
21 name as __________________________ (Applicable for E-comm current Account - Mandatory if applicable
Product Code 954)
I confirm that the said Entity is a vendor to Government or Gram Panchayat or Parishad or
22 Panchayat Samiti and the necessary due diligence has been performed. (Applicable for Mandatory if applicable
Saksham Current Account - Product Code - 1107)
I/We confirm that the TID has already been generated or we have initiated the TID generation
23 along with ME-RM. (Applicable for Activ current Account - Product Code - 1102) Mandatory if applicable

Signature ________________________________;
V. OCT 2024

Date_____________________________________;

Name of BM / BDA ______________________________________________________________

EMP Code : _____________, Branch Name _______________________, Branch Code ___________

Page No. 17 of 17