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CONSUMER CIR

CONSUMER: SHUBHAM KUMAR PATEL DATE:21-12-2024

MEMBER ID: BS00115011_LKNWCIR46084 TIME: 15:47:28

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,51,12,49,828

CONSUMER INFORMATION:
NAME: SHUBHAM PATEL KUMAR

DATE OF BIRTH: 20-04-1998 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
719 1:
2:
PRESENCE OF DELINQUENCY IN THE RECENT PAST
PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
3: PRESENCE OF DELINQUENCY

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) FNLPP2178H 06-05-2055

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

NOT CLASSIFIED 9598139053

MOBILE PHONE(e) 7985418074 91

NOT CLASSIFIED 9598139053

EMAIL CONTACT(S):
EMAIL ADDRESS

[email protected]

[email protected]

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: SHUBHAM KUMAR PATEL DATE:21-12-2024

MEMBER ID: BS00115011_LKNWCIR46084 TIME: 15:47:28

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,51,12,49,828

[email protected]

[email protected]

ADDRESS(ES):

ADDRESS :CHHITTUPUR VARANASI UTTAR PRADESH VARANASI UTTAR PRADESH VARANASI UTTAR PRADESH 221005 UTTAR PRADESH
221005

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-01-2024

ADDRESS :SO SUDHIR KUMAR SINGH CH VARANASI VARA 221005 VARANASI UTTAR PRADESH 221005

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:RENTED DATE REPORTED:30-07-2021

ADDRESS :CHHITTUPUR VARANASI UTTAR PRADESH VARANASI UTTAR PRADESH VARANASI UTTAR PRADESH 221005 UTTAR PRADESH
221005

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:27-04-2021

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

MUDRA LOANS - SHISHU / 30-11-2024 SELF EMPLOYED Not Available Not Available Not Available
KISHOR / TARUN

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 10 HIGH CR/SANC. AMT: 6,75,606 CURRENT: 4,01,758 RECENT: 14-06-2024

OVERDUE: 1 OVERDUE: 2,832 OLDEST: 30-06-2021

ZERO-BALANCE: 6

ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 6 1 2 3 21-12-2024

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: SHUBHAM KUMAR PATEL DATE:21-12-2024

MEMBER ID: BS00115011_LKNWCIR46084 TIME: 15:47:28

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,51,12,49,828

MEMBER NAME: NOT DISCLOSED OPENED: 30-06-2021 HIGH CREDIT: 27,156


ACCOUNT NUMBER: NOT LAST PAYMENT: 14-11-2022 CURRENT BALANCE: 2,832
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 2,832
TYPE: CREDIT CARD 30-11-2024 CREDIT LIMIT: 25,000
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-11-2024 CASH LIMIT: 5,000
PMT HIST END: 01-12-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

500 470 439 409 378 347 317 286 256 225 196 165 134 104 073 043 012 000
11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 012
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 14-06-2024 SANCTIONED: 1,21,000


ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 1,21,000
DISCLOSED 15-12-2024 REPAYMENT TENURE: 12
TYPE: OTHER PMT HIST START: 01-12-2024 INTEREST RATE: 24.00
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-06-2024
COLLATERAL VALUE: 121000
COLLATERAL TYPE: GOLD

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000


12-24 11-24 10-24 09-24 08-24 07-24 06-24

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 14-06-2024 SANCTIONED: 90,600


ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 90,600
DISCLOSED 15-12-2024 REPAYMENT TENURE: 12
TYPE: OTHER PMT HIST START: 01-12-2024 INTEREST RATE: 24.00
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-06-2024
COLLATERAL VALUE: 90650
COLLATERAL TYPE: GOLD

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000


12-24 11-24 10-24 09-24 08-24 07-24 06-24

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-05-2024 SANCTIONED: 98,800


ACCOUNT NUMBER: NOT LAST PAYMENT: 14-06-2024 CURRENT BALANCE: 0
DISCLOSED CLOSED: 14-06-2024 REPAYMENT TENURE: 12

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: SHUBHAM KUMAR PATEL DATE:21-12-2024

MEMBER ID: BS00115011_LKNWCIR46084 TIME: 15:47:28

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,51,12,49,828

TYPE: OTHER REPORTED AND CERTIFIED: INTEREST RATE: 24.00


OWNERSHIP: INDIVIDUAL 30-06-2024 ACTUAL PAYMENT: 98,800
COLLATERAL VALUE: 98800 PMT HIST START: 01-06-2024
COLLATERAL TYPE: GOLD PMT HIST END: 01-05-2024

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
06-24 05-24

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 26-09-2023 SANCTIONED: 59,950


ACCOUNT NUMBER: NOT LAST PAYMENT: 14-06-2024 CURRENT BALANCE: 0
DISCLOSED CLOSED: 14-06-2024 REPAYMENT TENURE: 12
TYPE: OTHER REPORTED AND CERTIFIED: INTEREST RATE: 24.00
OWNERSHIP: INDIVIDUAL 30-06-2024 ACTUAL PAYMENT: 59,950
COLLATERAL VALUE: 59950 PMT HIST START: 01-06-2024
COLLATERAL TYPE: GOLD PMT HIST END: 01-09-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000
06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 04-08-2023 SANCTIONED: 21,400


ACCOUNT NUMBER: NOT LAST PAYMENT: 11-03-2024 CURRENT BALANCE: 0
DISCLOSED CLOSED: 11-03-2024 REPAYMENT TENURE: 12
TYPE: GOLD LOAN REPORTED AND CERTIFIED: INTEREST RATE: 24.00
OWNERSHIP: INDIVIDUAL 31-03-2024 ACTUAL PAYMENT: 21,400
COLLATERAL VALUE: 21450 PMT HIST START: 01-03-2024
COLLATERAL TYPE: GOLD PMT HIST END: 01-08-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000


03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-03-2023 SANCTIONED: 21,500


ACCOUNT NUMBER: NOT LAST PAYMENT: 08-07-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 08-07-2023 REPAYMENT TENURE: 12
TYPE: GOLD LOAN REPORTED AND CERTIFIED: INTEREST RATE: 24.00
OWNERSHIP: INDIVIDUAL 31-07-2023 ACTUAL PAYMENT: 21,500
COLLATERAL VALUE: 21500 PMT HIST START: 01-07-2023
COLLATERAL TYPE: GOLD PMT HIST END: 01-03-2023

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: SHUBHAM KUMAR PATEL DATE:21-12-2024

MEMBER ID: BS00115011_LKNWCIR46084 TIME: 15:47:28

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,51,12,49,828

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000


07-23 06-23 05-23 04-23 03-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 27-05-2022 SANCTIONED: 17,100


ACCOUNT NUMBER: NOT LAST PAYMENT: 06-06-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 06-06-2022 REPAYMENT TENURE: 12
TYPE: GOLD LOAN REPORTED AND CERTIFIED: INTEREST RATE: 24.00
OWNERSHIP: INDIVIDUAL 30-06-2022 ACTUAL PAYMENT: 17,100
COLLATERAL VALUE: 17700 PMT HIST START: 01-06-2022
COLLATERAL TYPE: GOLD PMT HIST END: 01-05-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
06-22 05-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-01-2022 SANCTIONED: 17,100


ACCOUNT NUMBER: NOT LAST PAYMENT: 09-02-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 09-02-2022 REPAYMENT TENURE: 12
TYPE: GOLD LOAN REPORTED AND CERTIFIED: INTEREST RATE: 26.00
OWNERSHIP: INDIVIDUAL 28-02-2022 ACTUAL PAYMENT: 17,100
COLLATERAL VALUE: 17150 PMT HIST START: 01-02-2022
COLLATERAL TYPE: GOLD PMT HIST END: 01-01-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
02-22 01-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 04-08-2021 SANCTIONED: 2,01,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 09-11-2024 CURRENT BALANCE: 1,87,326
DISCLOSED REPORTED AND CERTIFIED: PMT FREQ: YEARLY
TYPE: MUDRA LOANS - SHISHU / 30-11-2024 INTEREST RATE: 11.70
KISHOR / TARUN PMT HIST START: 01-11-2024 ACTUAL PAYMENT: 85,000
OWNERSHIP: GUARANTOR PMT HIST END: 01-12-2021
COLLATERAL VALUE: 2200000
COLLATERAL TYPE: PROPERTY

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 SUB 000 000 000 000 031 000 000 033 000 STD STD STD STD STD STD
11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: SHUBHAM KUMAR PATEL DATE:21-12-2024

MEMBER ID: BS00115011_LKNWCIR46084 TIME: 15:47:28

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,51,12,49,828

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21

ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 21-12-2024 BUSINESS LOAN - 5,00,000


SECURED

NOT DISCLOSED 25-08-2024 CONSUMER LOAN 40,000

NOT DISCLOSED 20-02-2024 PERSONAL LOAN 2,00,000

NOT DISCLOSED 15-07-2023 OTHER 1,00,000

NOT DISCLOSED 20-01-2023 CREDIT CARD 1,000

NOT DISCLOSED 20-01-2023 CREDIT CARD 1,000

END OF REPORT ON SHUBHAM KUMAR PATEL

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359

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