Fixed Deposit (FD) Calculator

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Fixed Deposit (FD) Calculator

Help yourself with our easy to use FD calculator. Calculate the interest and
maturity value on your
Fixed Deposit Investment.
Apply Now

 Features
 Documentation
 Interest Rates
 Fixed Deposit Calculator
Fixed Deposit(FD) Calculator
Earn more on your investment
Find out how much you can earn through our Fixed Deposits, identifying the
maturity amount and interest earned on your deposit.
Type of Customer
Normal Senior Citizen
Type of Fixed Deposit
Cumulative Cumulative
Quarterly Payout
Monthly Payout
Short Term FD
Date of Fixed Deposit
18-Dec-2024
Amount of Deposit
Select Tenure
Years/Months/Days Days Only
Years
1 0
1 2
3 4
5 6
7 8
9 10
Months
0 0
1 2
3 4
5 6
7 8
9 10
11 12
Days
Maturity Value:
Rs. 5,364 INR
Aggregate Interest Amount:
Rs. 364 INR
Rate of Interest
7.10%
Maturity Date
18-Dec-2025
Apply Now
*The amount mentioned in the calculator is an indicative figure.
Please refer the FD/ RD advice to get the exact maturity amount

Here are the easy ways to book your Fixed Deposit


 Login via MobileBanking > Bank > Fixed/Recurring Deposit > Make a new
deposit
 Login via NetBanking > Accounts > Transact > Open Fixed Deposit

Please click here to View FD Rates

We, at Kotak, aim to provide you with a clear picture of what your fixed deposits
can yield for you in the long run, thereby leading you to earn more on your
investment. The Kotak Mahindra Bank FD calculator not only helps you identify
the maturity amount but also shows you the interest earned on your deposit.

Terms and Conditions


 The rates are subject to change from time to time
 The rates auto populated are for fixed deposits < 3Cr
 Senior Citizens' rate is not applicable on NRO/NRE deposits
 The bank will pay interest as per the rates published on the website for the
respective dates and tenors
 To check the interest rates, please click here

How does the Fixed Deposit Calculator work?


The FD Calculator is an easy-to-use tool for calculating how much rate of interest
you can earn by investing in a Fixed Deposit for a specific span of time. It just
takes filling in the required fields.
 Type of Interest payment on Fixed Deposit of your choice - choose
one from the following, as per your suitability:
o Cumulativeis what you should go for in case you prioritize more
returns on FD over a regular interest payout
o If opting for Quarterly Payout, you receive the sum of interest at
the end of a quarter (3 months)
o Monthly Payout pays you the sum of interest at the end of every
month at discounted rate over standard rate
o Short Term Fixed Deposit is suitable for you if you are looking
forward to invest your money for any period from 7 days to 180
days.
 Amount that you wish to put as one time investment – you can
invest any amount of 5,000 INR and above
 Date – when you would like to sign up for your investment in Fixed
Deposit
 Tenure – the duration you would like to invest the amount for; followed by
a single tap, to let us cater to your expectations with the exact maturity
value, rate of interest, aggregate interest amount and date of maturity
right at your fingertips

Why should you invest in Kotak Mahindra Bank Fixed Deposits?


The Kotak Mahindra Bank FDs offer you a triple benefits advantage, which
includes,
 Safety of investments
 Tax-savings under section 80C of upto Rs. 1.5 lakh per financial year
 Attractive FD interest rates

So if you are an existing Savings or Current account customer with the Bank, log
on to your Netbanking or Mobile Banking and avail a fixed deposit for an amount
and tenor of your choice.
Invest in Kotak Mahindra Bank Fixed Deposits and earn assured returns!
Ready to take the next step?
Apply Now
Frequently Asked Questions
How can I calculate the interest on my fixed deposit?
Access our online FD calculator and enter the amount and fixed interest rate
offered to you. You will get the results within seconds.
What is the rate of interest for fixed deposits with Kotak Bank?
The interest rate for fixed deposits with Kotak Bank varies with maturity period,
deposit amount, type of depositor, etc. For instance, the rates on fixed deposits
are higher for resident senior citizen individuals (age 60 years & above)
compared to residing Indians under the age of 60 years, exception being FDs
made through the feature of ActivMoney or Non-withdrawable FD, whereby
senior citizen rate benefit is not offered)
What are the minimum amount and maximum amount I can deposit in a
fixed deposit?
At Kotak, you can start a fixed deposit with a minimum amount of Rs.
5,000.There isn’t any maximum limit for the fixed deposit amount.
Can I withdraw my FD before maturity?
Yes, we have an option for premature withdrawal from fixed deposit (Except for
tax saving or Non-withdrawable FD)
At what rate is TDS deducted?
Applicable TDS rates are:

View All

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