CC Top Up
CC Top Up
Requirements:
There are certain information and tools you need for a successful credit
card loading.They include the below:
2. U.S phone number. N.B: this is only necessary if you don't have the
online access of the credit card.
3. Online access of the credit card you want to load. Including security
questions and answers or OTP code when sent.
4. SSN or Tax.id or ATM pin or D.O.B if you don't have the online access of
the credit card you want to load.
STEP 1:
Login to the website of the bank's credit card you want to load. Almost all
credit card have their website inscribed at the back of the ATM card.
Step 2:
Take your time to study the credit card. What you should look out for are
these: 1. Credit limit, current balance, available balance.
Credit limit is the amount of money or cash that credit card can receive or
pay out. For instance, if the credit limit is $25k, you can not load more
than $25k or spend more than that.
Current balance is simply the amount you owe the bank. This is what you
have to pay.
Sometimes, the banks looks at the credit score of the owner and gives
you only one option.
That is the monthly due payment. But you can decide to pay all if your log
is good and capable.
Available balance or credit is the amount of money in the card that you
can spend. This is where your eyes and attention should go to after
successful loading.
STEP 3:
You will see the option to make payment now.
Click on it. Type in your logs RN and AN, select the account type
(checking preferred). Then input the amount you want to load. Click ok
and proceed.
You will receive a notification that your payment is being processed and
would be ready within 24-48hrs.
STEP 4:
Logout and login again after 48hrs. The available credit would have
increased and debts paid. You will also see a 'THANK YOU PAYMENT
RECIEVED' on the transactions history.
Please quickly withdraw. Afterwards, you can load again Simple As That.
For the credit cards without online access, the following processes are
involved.
1. Get the ssn or tax id of the credit card including the credit card number.
STEP 1:
There is a toll free number of the bank inscribed at the back of it. If you
don't have the card pic, search for the toll free number of the bank on
Google.
You need this toll free number to call the bank.
STEP 2:
Call the bank toll free number and listen carefully. Follow the instructions.
Type the credit card number correctly when asked to do so. Type the last
4 digit of the ssn or tax i.d you received. If correct, you will be told the
credit limit, current balance, available credit and expected amount you
have to pay the bank, including when last any payment was made to the
bank.
STEP 3:
You will be asked what you want. Either way it or type the corresponding
number provided.
Usually what you would say is 'MAKE PAYMENT'. You will be asked how
much. You either say it or type it as instructed. You will be asked to
provide the an/rn you want to use in making the payment. Just type those
and proceed. When successfully done. You will be told exactly when the
money will reflect within
24-48hrs. At this point, you are done. Then you can hang the call.
STEP 4:
Call back after 24-48hrs to listen again to the balance. Money would have
been reflected and you will be told.
Bless.