Rainbow Fintech’s Techstack

The Architecture
Overall Integrated Software Faster Technical Integration

Differentiated & diversified

Overview insurance products Data, Analytic & Reporting
This page provides an
overview of our business
capabilities.

e-KYC with 2 steps

Customer Service
authentication

Integrated
Simple Onboarding Partner/Merchant
Software
Experience Interface

Multi channel Payments & Customised and protected

Settlement

Revenue Terms
including payment split
Confidential at source
Overall Architect
Distribution Customer Partner & Vendor Insurer
Overview

This architect include a

Online Customer
comprehensive framework Agents Brokers CRM Partners Vendors 3rd services Insurers
that outlines the structure platforms Portal
include essential layers
1. Distribution
2. Customer
3. Partner & Vendor
4. Insurer Core System
5. Core System
Core Services Integration

Policy Claim Underwriting Customer Plan Workflow Payment SMS Email Promotion

Product Comparison Pricing Document Users Cronjob OCR/eKYC Analytic eSign Notifications

Data Analytic Regulatory and Compliance

Chart Graph Dashboard Reporting Govern Audit Masking Encryption

Confidential
SurelyHUB Architecture
Integrations
Business Capabilities

Interaction
Admin

Layer
Admin Portal API Hub
Portal
- Internal application supporting Insurers
operational processes such as
REST API /
users/roles, setup Product, Plan… REST API JWT HTTPS
(HTTPS)
Public API AWS
API Orchestration
Public API for other systems Web Application Firewall
(customer app, agent app) to log
Layer

in/manage users, get Identity Service CloudWatch Service

product/plan data, create API
proposals/policies and process Management API Gateway KeyCloak CloudWatch Logs
operations like claim, renew

Platform Cross-cutting Functionalities

Amazon AKS
- MACH architecture Internal Modules
Roles & File /
- 12-Factor Customer Permission Data Documen Cache Logging Storage
Auth Users Adapter
Shared/Utils/Bus/Logging

s t

Agents to other systems

- Cost Optimization Adapter

- Performance standards Adapter

- Engineering standards Product Plan Document Insurer

- DevSecOps Postgres S3 Redis Elastic
Product Search
- Automation Testing
Functional

Proposal Policy Claim Compariso

- Audit & Monitoring
Layer

n
- API Security Pricing
Adapter

- Database Normalization Calculatio Logs Common CronJobs

Adapter

- Risk & Compliance n

Adapter

- Workflow (smart form &

automate)

Message Queue Amazon

Queue

Confidential (*) SurelyHUB is proprietary and will copyright

SurelyApp Architecture
Business Capabilities
Integrations

Admin Portal
- Internal application supporting
operational processes such as
Payments SMS Email Promotion
users/roles, Promotion,

Interaction
Reconcile, Partners

Layer
User Mobile
Admin Portal
App
User Mobile App
- External facing application OCR/eKYC Analytics Notifications eSign
REST API REST API
supporting for purpose of JWT
(HTTPS)
(HTTPS)
insurance activities where
API Orchestration

AWS
customers can make a purchase, Web Application Firewall
make a claim and manage their
Layer

Identity
CloudWatch Service
insurance plans quickly and API Service
easily Management API Gateway KeyCloak CloudWatch Logs
Platform Cross-cutting Functionalities

- MACH architecture File /

Amazon AKS Data Documen Cache Logging Storage
- 12-Factor t
- Cost Optimization Internal Microservices/Modules
- Performance standards
- Engineering standards Workflow Cron jobs
Postgres S3 Elastic
- DevSecOps Search
Functional

- Automation Testing
Layer

- Audit & Monitoring eSign PDF render

- API Security
- Database Normalization Mongo
- Risk & Compliance
- Workflow (smart form & Back Office Integrations
Message
automate) Amazon
Queue
Queue

REST API/HTTPS
SurelyHUB Insurers
SOAP / SFTP

Confidential
Overall Insurer Integration
Surely App Surely HUB Request issue policy
Insurers

Confirm Request issue policy

Payment
Policy Service Policy Service
Callback Update issue policy

Update issue policy

Save Save Save Save
data data data data
File / File /
Data Data
Document Document

Postgres S3 Postgres S3

Get Get
data data

Get policy
Policy Service

Confidential
Product Configurator

Partner Insurer Category Product

❖ Partner Information ❖ Insurer Information ❖ Personal Health ❖ Plan

❖ Life ❖ Coverage
❖ Property ❖ Limit
❖ Waiting Period
❖ Risk
❖ Relationship
❖ Underwriting
❖ Premium
❖ Sum Insured

Confidential
Insurance MarketPlace
Onboarding Health

Family Cancer

Travel Accident

Property Life

Confidential
Appendix: Partner Integration
Partners System
Mobile App Portal Web App
Rainbow offers flexible
integration via APIs. Each app
can be developed by most Other Other
Customer Customer Agent
suitable party and dynamically Agent App Partner Partner
App Portal Portal
App Portal

Existing Future

SurelyHUB
Insurance Products Insurance Services Tool & Utility Integration Services
This middleware of insurance
Product Catalog, APIs for products and APIs & services eSign, email, SMS
industry contain all deep logic,
Product, Component lifecycle transaction management,
calculations and controls, and
DevOps, Monitoring
independent of users apps and
shareable by all user apps.

…
System of Record (SOR)
Others

Confidential
Appendix:Insurer Integration Models
Insurer integrations differ greatly due to differences in technology stack, protocol, and format.

The system employs custom adapter for each insurer, adapting and mapping insurer’s data/API, which, when
combined with flexible scheduling, enables us to work with any type of integration possible: immediate issuance,
delayed issuance, self issuance, and so on.

Request to Request to
Immediate issue policy
Immediate get Proposal
Issuance Insurer Issuance Insurer
HTTPS, REST, HTTPS, REST
Adapter SOAP, SFTP Adapter

Request to
Issue policy
issue policy
Delayed
Issuance Insurer
Adapter Self Reconciliation
Callback/
Webhooks
Issuance Insurer
HTTPS, REST,
Adapter SOAP, SFTP
HTTPS, REST,
Confidential SOAP, SFTP
Thank You
RAINBOW FINTECH Corporation
Address: 10th Floor Arthaland Century Pacific Tower,
5th Avenue corner 4th Avenue corner 30th Street
E-Square Bonifacio Global City, Fort Bonifacio Taguig City,
Philippines 1634
www.surely.digital