FINAL DISSERTATION PGDM

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A Comparative Analysis of Products of Bandhan

Bank with its Competitors

Prepared by:
Mr. Siddhartha
Kar
21DM021
Batch
2021-23

Institute of Management and


Information Science, Bhubaneswar
Under the Supervision of
Prof. Badal Rath
Prof. in marketing, IMIS BBSR
Date of submission: 5th April 2022

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DECLARATION
I SIDDHARTHA KAR, solemnly declare that this
Dissertation on A Comparative Analysis of Products
of Bandhan Bank with its Competitors is my original
work on secondary Data. I further declare that I have
strictly observed reporting ethic and duly discharged
copy right obligation and properly referred all out
sourcing of material used in this report and nothing is
confidential in this report in respect of the company. I
take all the responsibility for all legal and ethical
requirements regarding this report.

BY:
SIDDHARTHA KAR
21DM021 (2021-2023)
IMIS, BHUBANESWAR

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ACKNOWLEDGEMENT
This project would not have been possible without the
support of many people. Many thanks to my adviser,
Assistant professor (Marketing) BADAL RATH, who
gave me this topic and read my numerous revisions and
helped make some sense of the confusion. Also, I want
to vest the credit to the college (IMIS,
BHUBANESWAR) for giving this opportunity to
realize and explore the market. By the grace of almighty
today we are at the door step of success.

By:
Siddhartha Kar

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CONTENTS
SI NO TOPIC PAGE NO
001 INTRODUCTION TO 5
BANDHAN BANK
003 INTRODUCTION TO SATIN 7
FINSERVE
004 OBJECTIVE OF STUDY 8
005 LIMITATION OF STUDY 9
006 AVAILABILITIES OF 10
PRODUCTS FROM THE
COMPANY
007 COMPARISION BETWEEN 11
SERVICE PROVIDED BY
IIFL SAMASTA WITH
SATIN
008 COMPARISION BETWEEN 12
SERVICE PROVIDED BY
IIFL SAMASTA WITH
ANNAPURNA FINANCE
009 FINDINGS 13
010 CONCLUSION 14
011 REFRENCE 15

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About Bandhan Bank

It all began in the 1990s, when Chandra Shekhar Ghosh


observed the plight of Kolkata’s small-time traders. To grow
their businesses, they had no option except high-interest loans from traditional
moneylenders. His deep desire to help these marginal business owners led to the
creation of Bandhan, a microfinance institution providing loans – and hope – to
the poorest. In a decade and a half, Bandhan made history by transforming into
a universal bank that serves all socio-economic sections across the country.
Today, Bandhan has truly expanded, but its mission remains the same – to build
a financially-inclusive India.

VISION: - To be a world class bank for convenient and affordable financial


solutions to all, in an inclusive and sustainable manner.
MISSION: - To provide our customers with accessible, simple, cost-effective,
and innovative financial solutions in a courteous and responsible manner. To
create value for all stakeholders with a committed team, robust policies and
superior systems and technology.

MERGER
In October 2019, Bandhan Bank acquired GRUH Finance Limited, a Housing
Development Finance Corporation Limited backed housing finance company in
the share-swap deal by way of scheme of amalgamation, to venture into the
affordable housing finance.

INVESTORS
Bandhan Bank is an associate of Bandhan Financial Holdings Limited
(BFHL)] which is holding 39.99% of stake in the Bank as on December 31,
2021. Further, BFHL is a wholly owned subsidiary of Bandhan Financial
Services Limited (BFSL). Other major shareholders of the Bank as on
December 31, 2021, are Housing Development Finance Corporation Limited
(9.89%), and Caladium Investment Pte. Limited (7.79%).

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OBJECTIVE OF STUDY

 To Compare the products available


 To know which bank is providing best products, interest
rates and services.
 SWOT Analysis of Bandhan Bank

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LIMITATION OF STUDY
 Data depend on secondary source only
 Limited access to data
 Data Collection Methodology

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