CREDIT CARD DATA ANALYSIS

1. SYNOPSIS

The idea of this project is to analyze the data and predict the probable type of customers that would
not leave their credit card sevices.

The whole project is divided into four major parts

1.Reading Data from the source
2.Data Analysis using Pandas
3.Data Visualization using Matplotlib
4.Export data in other formats

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2.USER MANUAL
2.1 HARDWARE REQUIREMENTS

 CPU : Pentium(R) Dual-Core CPU ,3 GHZ

 Keyboard :102 keys
 Monitor : Generic PnP Moniter
 RAM : 2.00GB
 Hard Disk : 500 GB

2.2 SOFTWARE REQUIREMENTS

 Operating System : Windows

 Languages : python
 IDE : python IDLE
 Version : 3.7
 Backend : MS-EXCEL

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2. ABOUT THE SOFTWARE

Python

Python is a dynamic, object-oriented programming language that can be used for many kinds of software
development. It offers strong support for integration with other languages and tools, comes with extensive
standard libraries, and can be learned in a few days. Many Python programmers report substantial productivity
gains and feel the language encourages the development of better code.
Python is the language used to build the Django framework. It is a dynamic scripting language similar to
Perl and Ruby. The principal author of Python is Guido van Rossum. Python supports dynamic typing and has a
garbage collector for automatic memory management. Another important feature of Python is dynamic name
solution which binds the names of functions and variables during execution.

What's Pandas for?

Pandas has so many uses that it might make sense to list the things it can't do instead of what it can do.
This tool is essentially your data’s home. Through pandas, you get acquainted with your data by cleaning,
transforming, and analyzing it.
For example, say you want to explore a dataset stored in a CSV on your computer. Pandas will extract the
data from that CSV into a DataFrame — a table, basically — then let you do things like:

 Calculate statistics and answer questions about the data, like

o What's the average, median, max, or min of each column?
o Does column A correlate with column B?
o What does the distribution of data in column C look like?
 Clean the data by doing things like removing missing values and filtering rows or columns by some
criteria
 Visualize the data with help from Matplotlib. Plot bars, lines, histograms, bubbles, and more.

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 Store the cleaned, transformed data back into a CSV, other file or database

Install and import

Pandas is an easy package to install. Open up your terminal program (for
Mac users) or command line (for PC users) and install it using either of the
following commands:
pip install pandas

To import pandas we usually import it with a shorter name since it's used so
much:

import pandas aspd

Matplotlib

Matplotlib is an amazing visualization library in Python for 2D plots of arrays. Matplotlib is a multi-
platform data visualization library built on NumPy arrays and designed to work with the broader SciPy stack. It
was introduced by John Hunter in the year 2002.
One of the greatest benefits of visualization is that it allows us visual access to huge amounts of data in
easily digestible visuals. Matplotlib consists of several plots like line, bar, scatter, histogram etc.
matplotlib.pyplot is a collection of command style functions that make matplotlib work like MATLAB.
Each pyplot function makes some change to a figure: e.g., creates a figure, creates a plotting area in a figure,
plots some lines in a plotting area, decorates the plot with labels, etc.
In matplotlib.pyplot various states are preserved across function calls, so that it keeps track of things like the
current figure and plotting area, and the plotting functions are directed to the current axes (please note that
"axes" here and in most places in the documentation refers to the axes part of a figure and not the strict
mathematical term for more than one axis).

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Install and import

python-mpipinstall-Upip
python-mpipinstall-Umatplotlib

4. Modules

MODULES USED :

1. Python Pandas for Data analysis and various other purposes

2. matplotlib for data visualization.

Functions in teacher.py

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S.No. Functions USED FOR

1 def introduction() Displaying about the prjoct

2 def made by( ) Display the who made the project

3 def read_CSV file( ) To read data from a CSV file

4 def clear( ) To removes all item

5 def data_analysis_menu( ) Display the content of the CSV file

6 def graph( ) To draw line,bar,scatter,pie graph on based of

credit user

7 def export_menu( ) Display the function to generate export menu

8 def main_menu( ) Display the main menu

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5. LIMITATIONS
List of Limitations which are available in CREDIT CARD ANALYSIS
 Report is not generated
 Product code is not genereated automatically
 No online support
 It supports only single organization
 Authentication phase is not created

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7.SOURCE CODE
import pandas as pd

import time

import sqlalchemy

import matplotlib.pyplot as plt

df = pd.DataFrame()

csv_file = "d:/sathya/BankChurners.csv"

def introduction():

msg = '''

A manager at the bank is disturbed with more and more customers leaving their credit card services.

They would really appreciate if one could predict for them who is gonna get churned so they can

proactively go to the customer to provide them better services and turn customers' decisions in

the opposite direction.

I got this dataset from a website with the URL as https://leaps.analyttica.com/home. I have been

using this for a while to get datasets and accordingly work on them to produce fruitful results.

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The site explains how to solve a particular business problem.

Now, this dataset consists of 10,000 customers mentioning their age, salary, marital_status,

credit card limit, credit card category, etc. There are nearly 18 features.

We have only 16.07 % of customers who have churned. Thus, it's a bit difficult to train our model

to predict churning customers.

In this project we are going to analyse the same dataset using Python Pandas on windows machine but

the project can be run on any machine support Python and Pandas. Besides pandas we also used

matplotlib python module for visualization of this dataset.

The whole project is divided into four major parts ie reading, analysis, visualization and export. all
these

part are further divided into menus for easy navigation

NOTE: Python is case-SENSITIVE so type exact Column Name wherever required.

If you have any query or suggestions please contact me at [email protected] \n\n\n\n'''

for x in msg:

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print(x, end='')

time.sleep(0.002)

wait = input('Press any key to continue.....')

def made_by():

msg = '''

Credit Card Analysis made by : muthamil

Roll No : 1234

School Name : Sathya Vidyalaya cbse

session : 2020-21

Thanks for evaluating my Project.

\n\n\n

'''

for x in msg:

print(x, end='')

time.sleep(0.002)

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wait = input('Press any key to continue.....')

def read_csv_file():

df = pd.read_csv(csv_file)

print(df)

# name of function : clear

# purpose : clear output screen

def clear():

for x in range(65):

print()

def data_analysis_menu():

df = pd.read_csv(csv_file)

while True:

clear()

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print('\n\nD A T A A N A L Y S I S M E N U ')

print('_'*100,'\n')

print('1. Show Whole DataFrame')

print('2. Show Columns')

print('3. how Top Rows')

print('4. Row Bottom Rows')

print('5. Show Specific Column')

print('6. Add a New Record')

print('7. Add a New Column')

print('8. Delete a Column')

print('9. Delete a Record')

print('10. Card Type User')

print('11. Gender wise User')

print('12. Data Summery')

print('13. Exit (Move to main menu)')

ch = int(input('\n\nEnter your choice:'))

if ch == 1:

print(df)

wait = input('\n\n\n Press any key to continuee.....')

if ch == 2:

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print(df.columns)

wait = input('\n\n\n Press any key to continuee.....')

if ch == 3:

n = int(input('Enter Total rows you want to show :'))

print(df.head(n))

wait = input('\n\n\n Press any key to continuee.....')

if ch == 4:

n = int(input('Enter Total rows you want to show :'))

print(df.tail(n))

wait = input('\n\n\n Press any key to continuee.....')

if ch == 5:

print(df.columns)

col_name = input('Enter Column Name that You want to print : ')

print(df[col_name])

wait = input('\n\n\n Press any key to continuee.....')

if ch == 6:

a = input('Enter Customer ID :')

b = input('Enter Customer Type :')

c = input(' Enter Customer Age:')

d = input('Enter Customer Gender :')

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e = input('Enter Customer Dependent Count :')

f = input('Enter Education Level :')

g = input('Enter Marital Status :')

h = input('Enter Income Category :')

i = input('Enter Card Category :')

j = input('Enter Month on Book')

k = input('Enter Total Relationship count :')

l = input('Enter Total Month Inactive in last 12 month :')

m = input('Enter Total Contacted in last 12 months :')

n = input('Enter Credit Limit :')

o = input('Enter Revolving Balance :')

p = input('Enter Average Open to Buy Card :')

q = input('Enter Total amount change Q4 to Q1 :')

r = input('Enter Total Transaction amount :')

s = input('Enter Total Transaction Credit:')

t = input('Enter Total Credit Change Q4 Q1 :')

u = input('Enter Average Utilization Ratio :')

data = {'clientID': a, 'Type': b, 'age': c,

'gender': d, 'Dependent_count': e, 'Educational_Level': f, 'Marital_Status': g,

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'Income_Category':h,'Card_Category':i,'Months_on_book':j,'Total_Relationship_count':k,

'Month_Inactive_12_month':l,'Contacts_count_12_mon':m,'Credit_Limit':n,

'Total_Revolving_Bal':o,'Avg_Open_To_Buy':p,'Total_Amt_chng_Q4_Q1':q,'Total_Trans_Amt':r,

'Total_Trans_Ct':s,'Total_Ct_Chng_Q4_Q1':t,'Average_Utilization_Ration':u }

df = df.append(data, ignore_index=True)

print(df)

wait = input('\n\n\n Press any key to continuee.....')

if ch == 7:

col_name = input('Enter new column name :')

col_value = int(input('Enter default column value :'))

df[col_name] = col_value

print(df)

print('\n\n\n Press any key to continue....')

wait = input()

if ch == 8:

col_name = input('Enter column Name to delete :')

del df[col_name]

print(df)

print('\n\n\n Press any key to continue....')

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wait = input()

if ch == 9:

index_no = int(

input('Enter the Index Number that You want to delete :'))

df = df.drop(df.index[index_no])

print(df)

print('\n\n\n Press any key to continue....')

wait = input()

if ch == 10:

print(df.columns)

print(df['Type'].unique())

tipe = input('Enter Card Type ')

g = df.groupby('Type')

print('Card Type : ', tipe)

print(g['Type'].count())

print('\n\n\n Press any key to continue....')

wait = input()

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if ch == 11:

df1 = df.Gender.unique()

print('Available Gender :', df1)

print('\n\n')

schName = input('Enter Gender Type :')

df1 = df[df.Gender == schName]

print(df1)

print('\n\n\n Press any key to continue....')

wait = input()

if ch == 12:

print(df.describe())

print("\n\n\nPress any key to continue....")

wait = input()

if ch == 13:

break

# name of function : graph

# purpose : To generate a Graph menu

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def graph():

df = pd.read_csv(csv_file)

while True:

clear()

print('\nGRAPH MENU ')

print('_'*100)

print('1. Whole Data LINE Graph\n')

print('2. Whole Data Bar Graph\n')

print('3. Whole Data Scatter Graph\n')

print('4. Whole Data Pie Chart\n')

print('5. Bar Graph By Education Level\n')

print('6. Bar Graph By Income Level\n')

print('7. Exit (Move to main menu)\n')

ch = int(input('Enter your choice:'))

if ch == 1:

g = df.groupby('Gender')

x = df['Gender'].unique()

y = g['Gender'].count()

#plt.xticks(rotation='vertical')

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plt.xlabel('Gender')

plt.ylabel('Total Credit Card Users')

plt.title('Credit Card User- Gender wise')

plt.grid(True)

plt.plot(x, y) #line graph

plt.show()

if ch == 2:

g = df.groupby('Gender')

x = df['Gender'].unique()

y = g['Gender'].count()

#plt.xticks(rotation='vertical')

plt.xlabel('Gender')

plt.ylabel('Total Credit Card Users')

plt.title('Credit Card User- Gender wise')

plt.bar(x, y) #bar graph

plt.grid(True)

plt.show()

wait = input()

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if ch == 3:

g = df.groupby('Gender')

x = df['Gender'].unique()

y = g['Gender'].count()

#plt.xticks(rotation='vertical')

plt.xlabel('Gender')

plt.ylabel('Total Credit Card Users')

plt.title('Credit Card User- Gender wise')

plt.grid(True)

plt.scatter(x, y)

plt.show()

wait = input()

if ch == 4:

g = df.groupby("Card_Category")

x = df['Card_Category'].unique()

y = g['Card_Category'].count()

plt.pie(y, labels=x, autopct='% .2f', startangle=90) #pie graph

plt.xticks(rotation='vertical')

plt.show()

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if ch == 5:

g = df.groupby("Education_Level")

x = df['Education_Level'].unique()

y = g['Education_Level'].count()

plt.bar(x, y)

#plt.xticks(rotation='vertical')

plt.grid(True)

plt.title('Education Level wise Card User')

plt.xlabel('Education Level')

plt.show()

wait = input()

if ch == 6:

g = df.groupby("Income_Category")

x = df['Income_Category'].unique()

y = g['Income_Category'].count()

plt.grid(True)

plt.title('Credit Card User- Income Group')

plt.xlabel('Income Group')

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plt.ylabel('Card Users')

plt.bar(x,y)

plt.show()

if ch == 7:

break

# function name : export_menu

# purpose : function to generate export menu

def export_menu():

df = pd.read_csv(csv_file)

while True:

clear()

print('\n\nEXPORT MENU ')

print('_'*100)

print()

print('1. CSV File\n')

print('2. Excel File\n')

print('3. Exit (Move to main menu)')

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ch = int(input('Enter your Choice : '))

if ch == 1:

df.to_csv('c:/backup/bankchurner_backup.csv')

print('\n\nCheck your new file "bankchurner_backup.csv" on C: Drive.....')

wait = input('\n\n\n Press any key to continuee.....')

if ch == 2:

df.to_excel('c:/backup/bankchurner_backup.xlsx')

print('\n\nCheck your new file "bankchurner_backup.xlsx" on C: Drive.....')

wait = input('\n\n\n Press any key to continuee.....')

if ch == 3:

break

def main_menu():

clear()

introduction()

while True:

clear()

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print('MAIN MENU ')

print('_'*100)

print()

print('1. Read CSV File\n')

print('2. Data Analysis Menu\n')

print('3. Graph Menu\n')

print('4. Export Data\n')

print('5. Exit\n')

choice = int(input('Enter your choice :'))

if choice == 1:

read_csv_file()

wait = input(

'\n\n Press any key to continue....')

if choice == 2:

data_analysis_menu()

wait = input('\n\n Press any key to continue....')

if choice == 3:

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graph()

wait = input('\n\n Press any key to continue....')

if choice == 4:

export_menu()

wait = input(

'\n\n Press any key to continue....')

if choice == 5:

break

clear()

made_by()

# call your main menu

main_menu()

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8. SCREEN LAYOUT
IDLE:

1.Introduction

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2.Read CSV File

3.Data Analysis Menu

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4.Show Whole Dataframe

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5.Show Columns

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6.How Top Rows

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7.Row Bottom Rows

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8.Show Specific Column

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9.Add a New Record

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10.Add a New column

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11.Delete a Column

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12.Delete a Record

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13.Card type User

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14.Gender Wise User

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15.Data Summary

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16.Exit

17.Graph Menu

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18.Whole Data LINE Graph

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19.Whole Data Bar Graph

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20.Whole Data Scatter Chart

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21.Whole Data Pie Chart

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22.Bar Graph By Education Level

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23.Bar Graph By Income Level

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24.Exit

25.Export Data

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26.CSV File

27.Excel File

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28.Exit

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29.Exit

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9. CONCLUSION

Credit Card Data Analysis is a complex issue that requires a

substantial amount of planning before throwing machine leading
algorithms at it. Nonetheless, it is also an application of data science
and machine leading for the good, which makes sure that the
customer’s money is safe and not easily tampered with.

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10. BIBLIOGRAPHY
In order to work on this project titled – CREDIT CARD DATA ANALYSIS, the following books
and literature are refered by me during the various phases of development of the project.

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Reference Books:
 Informatics Practices with Pyhton:-Sumita Arora.

Reference Websites:
 www.python.org
 www.tutorialspoint.com
 www.w3schools.com
 www.docs.python.org
 www.freehtmltemplates.com
 www.google.com/Python project
 www.wikepedia.com/Python and Pandas projects
 www.data.world
 www.youTube.com

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